Sean Morgan is a financial advisor with Spelts Wealth Management, Inc., holding a Series 65 credential and one year of industry experience. He has worked at Spelts Wealth Management since 2024 and previously spent four years with InvestorKeep. Morgan also serves as an adjunct professor at California State University, Chico, a position he has held since 2005, and is a board member of Column National Association. Spelts Wealth Management provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm offers discretionary and non-discretionary portfolio management, ERISA plan consulting, and operates its own wrap fee program, employing a range of investment strategies including fundamental and technical analysis, options, and alternative investments.

Justin Waller is a CFP® and holds a Series 66 license, with 25 years of experience in the financial services industry. He is the sole advisor at Waller Financial Coaching, an independent firm he has led since 2014. Waller serves on the board of the Marshall Family Foundation as a volunteer. Waller Financial Coaching is a California-registered independent advisory firm providing discretionary investment management, comprehensive financial planning, and ancillary services including tax preparation. The firm serves individuals, corporate entities, and pension/profit-sharing plans, managing approximately $73 million in discretionary assets through a combination of passive and active investment strategies.

Randall Stone is the principal of Randall Stone Financial and holds a Series 66 designation with 18 years of industry experience. He has worked at Bean Counting Firm, Inc. since 2022 and founded Randall Stone Financial in 2007. Outside of his financial advisory work, he serves as an adjunct professor and is involved in real estate development as a director of development for a separate business entity. Randall Stone Financial provides investment consulting, portfolio management, financial and estate planning, real estate investment advisory, and tax-preparation services to pooled investment vehicles, institutional investors, charitable institutions, and select individuals. The firm employs cyclical, fundamental, and technical analysis with strategic and tactical asset allocation tailored to client objectives, while also maintaining a registered tax-preparation practice and offering real estate development advisory.

Gannon Agnew is an advisor with Murray Financial Services, Inc. He holds a Series 65 credential and has one year of industry experience. His prior work includes roles at Almendra Winery & Distillery and PDQ Market & Deli. Murray Financial Services serves individuals, pension and profit-sharing plans, corporations, and non-profits with discretionary portfolio management, financial planning, and pension consulting. The firm employs a long-term, asset-allocation-driven investment approach, primarily using mutual funds from Dimensional and exchange-listed securities, with custody held at Charles Schwab.

Kevin Murray is a financial advisor with Murray Financial Services, Inc. in Chico, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked with LPL Financial, LLC since 2006 and founded Murray Financial Services in 2015. Outside his advisory work, he is a licensed insurance agent involved in selling fixed insurance products including life, long-term care, and term insurance. Murray Financial Services provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, corporations, non-profits, and employee benefit plans. The firm emphasizes asset allocation using primarily Dimensional Funds mutual funds and manages accounts on a discretionary basis with a focus on tax-efficient strategies and regular rebalancing.

Steven Cliadakis is a CFP® with 13 years of industry experience and is a partner at Altum Wealth Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments and First Allied Advisory Services. He serves as a volunteer instructor and curriculum committee member at the Osher Lifelong Learning Institute at CSU, Chico. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a tailored fiduciary approach combining fundamental analysis, modern portfolio theory, and multiple asset-allocation techniques, with regular use of options and derivatives in portfolio management.

Miste Cliadakis is a financial advisor with Altum Wealth Advisors in Chico, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Altum Wealth Advisors in 2019, Cliadakis worked at Purshe Kaplan Sterling Investments and First Allied Advisory Services. Outside of financial advising, Cliadakis volunteers as an instructor with the Osher Lifelong Learning Institute at CSU Chico and founded the North Valley Women’s Network. Altum Wealth Advisors provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and businesses, utilizing a tailored fiduciary approach that incorporates fundamental analysis, modern portfolio theory, and multiple asset allocation techniques. The firm manages portfolios including stocks, bonds, ETFs, options, and other securities, and offers financial planning and retirement plan consulting.

Joseph Sweeney is a CFP® with 15 years of industry experience, currently serving as an advisor at Sweeney & Michel, LLC. He previously worked at Cetera Advisor Networks LLC and is a silent partner in Fight Forward Kickboxing, LLC. He also holds a vice chair position with the Enloe Hospital Foundation golf tournament committee. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach focused on fundamental analysis and strategic asset allocation, managing approximately $626 million in assets through a compact advisory team.

Katie Junk is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding a Series 65 designation and five years of industry experience. She has worked at Sweeney & Michel since 2018 and previously spent six years at Sierra Central Credit Union. In addition to her advisory role, she is an insurance agent specializing in non-commissionable term life and disability insurance sales. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach with strategic asset allocation and manages a substantial asset base through a compact advisory team.

Renee Michel is a financial advisor with Sweeney & Michel, LLC in Chico, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. She has worked at Sweeney & Michel since 2016 and previously with Cetera Advisor Networks. Outside of her advisory role, she serves as president of North Valley California Women for Ag, a nonprofit organization, and is a community advisory board member for the Salvation Army in Chico. Sweeney & Michel, LLC provides investment advisory and financial planning services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm employs a fiduciary, research-driven approach utilizing fundamental analysis and strategic asset allocation across multiple investment vehicles, managing approximately $626 million in assets through a compact advisory team.

Jana Lockhart is a financial advisor with Wealthcare Advisory Partners LLC in Chico, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. She previously worked at Crown Capital Securities, LP and NorCal Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts and estates, retirement plans, charitable organizations, and businesses. The firm combines goals-based planning supported by proprietary software with an evidence-based investment framework to construct long-term portfolios that include a range of investment options and access to alternative investments.

Guerdon Ely is a CFP® and ChFC® with 23 years of experience in financial advising. He has been with Integrated Advisors Network LLC since 2017 and has owned Ely Prudent Portfolios, LLC since 2006. Integrated Advisors Network is a multi-team investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm offers portfolio management, financial planning, and access to third-party managers, employing a mix of fundamental and quantitative approaches alongside risk-profile frameworks to manage client portfolios.

Anna Nelson is a financial advisor at Integrated Advisors Network LLC with 19 years of industry experience. She holds a Series 65 designation and has worked at Integrated Advisors Network since 2017, as well as Ely Prudent Portfolios, LLC since 2011. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, including options and hedging strategies, and frequently utilizes third-party sub-adviser platforms like Envestnet while offering discretionary and non-discretionary investment management and financial planning services.

Derek Hastings is a CFP® with 39 years of industry experience, currently serving at Inspire Advisors, LLC since 2019. His prior experience includes roles at The Wealth Consulting Group and LPL Financial. Outside of his advisory work, he has authored a fiction novel. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing through proprietary tools and employs a variety of investment strategies, including model portfolios and affiliated proprietary ETFs.

Christopher Hoxie is a financial advisor with Regal Investment Advisors LLC based in Chico, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Regulus Financial Group and Bankers Life in various capacities since 2006. Outside of advisory services, he is an insurance agent at American Senior Benefits, focusing on insurance and fixed annuity sales. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management primarily to other registered advisers, serving their individual, high-net-worth, and corporate clients through a sub-advisory platform managing nearly $2.9 billion across proprietary and third-party strategies.

Timothy Murphy is a financial advisor with Valic Financial Advisors in Chico, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked at Valic Financial Advisors since 2011 and also has experience with Financial Concepts, Inc. and Agia. Outside of his advisory role, he is an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and other wrap programs.

Michael O'Donnell is a CFP® with 22 years of industry experience, currently serving at MAI Capital Management, LLC since 2026. He previously worked at Chico Wealth LLC for 14 years and Purshe Kaplan Sterling Investments for six years. O'Donnell is a board member of the Enloe Foundation, where he assists with hospital fundraising activities. MAI Capital Management provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management across multiple strategies and integrates financial planning, tax, and bill-pay services within client relationships.

Patrick Pillsbury is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at multiple firms, including Securities America Advisors, Inc. and Capstone Financial Group, and has been president and CEO of Pillsbury Associates Insurance & Benefits since 1990. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans, offering fee-based asset management and fiduciary advice through a range of platforms and affiliated representatives.

Kevin Spafford is a CFP® and ChFC® with 28 years of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. He previously worked at Ryan Wealth Management, Inc. and OSAIC Wealth Inc. from 2016 to 2024. Outside of his advisory role, he is a member and founder of Legacy By Design, LLC, where he writes columns, speaks at agricultural industry events, and consults with family business owners on succession planning. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm provides customized portfolio management with various model strategies and uses third-party sub-advisers and technology solutions to manage client assets.

Robert Sorensen is a financial advisor with Valic Financial Advisors in Chico, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at Allstate Insurance Company, Anthem Blue Cross/Blue Shield, and Stifel Nicolaus & Co Inc. Outside of advising, he serves as a board member of a church in Paradise, CA, assisting in governance following significant community disruption. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed portfolio models and operating at a large scale with over 1,200 advisors.