Keith Eliou is the principal of Keith L. Eliou, CFP, an investment management firm based in Pittsburgh, PA. He holds the CFP® designation and has one year of experience as a financial advisor. In addition to his advisory role, he practices law focusing on elder law and real estate and is involved in insurance, mortgage lending, and real estate brokerage businesses. The firm primarily serves pooled vehicles and institutional accounts, offering portfolio management, retirement plan services, and financial planning. It utilizes an open-architecture investment approach with third-party money managers and employs multiple analytical methods and strategies, conducting annual account reviews.

Arlene Neff is the principal and sole proprietor of A. Neff Associates LLC in Pittsburgh, PA, holding a Series 63 designation and bringing 43 years of industry experience. She has operated her independent advisory firm since 1987 and previously worked at Elish & Elish, Inc. from 2014 to 2017. A. Neff Associates LLC provides investment advisory and financial planning services to individuals, businesses, trusts, estates, charitable organizations, and qualified retirement plans. The firm manages assets on a non-discretionary basis, combining fundamental and technical analysis with asset-allocation considerations, and offers retirement-plan consulting including participant education and plan-sponsor liaison support.

Christopher Barto is a Series 65-licensed financial advisor with three years of industry experience. He is the sole advisor at Block House Investments, LLC, where he has worked since 2025. His prior work includes roles at Kovitz Investment Group Partners, Fort Pitt Capital Group, Fiducia Investment Research, and Oak Grove Capital. Block House Investments, LLC provides discretionary portfolio management services primarily focused on equities for individual and high-net-worth clients. The firm emphasizes fundamental analysis and long-term investment horizons, operating under a single-advisor model with monthly account reviews.

Jay Patel is a financial advisor with ClearPeak Capital Management in Pittsburgh, PA, holding a Series 66 designation and six years of industry experience. Prior to founding ClearPeak Capital Management in 2021, he held various roles at Federated Global Investment Management and related firms. Outside of advisory services, Patel is the managing member and president of JM Metal Merchants, a business involved in domestic and international scrap metal trading. ClearPeak Capital Management provides discretionary asset management to individual and high-net-worth clients, using fundamental, cyclical, and macro analysis to guide investment decisions tailored to client objectives and risk tolerance. The firm manages approximately $2.73 million across about 26 accounts.

Terry Lyon is a CFP® professional with 34 years of industry experience, serving as the sole advisor at Breakforth Investment Management, Inc. in Pittsburgh, PA, where he has worked since 1990. He has been involved in investment education and community activities, including a long-standing role with the Pittsburgh Chapter of the National Association of Investors and leadership in multiple family and investment clubs. Lyon also serves as stewardship chairperson of Salem United Methodist Church. Breakforth Investment Management provides personalized financial planning and investment management primarily to individual clients, offering services that include cash flow, retirement, education, tax, and estate planning. The firm uses a strategic asset-allocation approach with core passive funds complemented by individual stocks and actively managed funds, operating mainly on a non-discretionary basis and providing limited tax-return preparation as an ancillary service.

Shobhan Sheth is the principal of Sheth Group with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including GT Securities and Mid-Market Securities. Outside of his advisory work, he is involved in various business activities such as real estate brokerage, legal service sales, and small business brokerage. Sheth Group is a registered investment adviser serving individuals and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm employs a modern portfolio theory approach utilizing model portfolios, asset allocation, and disciplined rebalancing, and also recommends third-party advisers when appropriate.

Thomas Franks is a CFA® charterholder with 19 years of industry experience. He has been the sole advisor at Emmanuel Capital Management, LLC since 2004. Emmanuel Capital Management provides discretionary portfolio management and financial planning services to individuals, trusts, retirement plans, small businesses, and non-profit organizations. The firm emphasizes a fundamental, value-oriented equity investment approach with diversified portfolios primarily composed of ETFs and mutual funds, managed under written Investment Policy Statements and ongoing client risk assessments.

Michael Masilunas is a financial advisor at Solid Oak Advisory in Pittsburgh, PA, with 18 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Investment Planning, Inc. for eight years. Outside of his advisory role, he owns Coordinated Tax Management, LLC, a tax advisory business, and serves as a general partner to a private equity fund. Solid Oak Advisory provides investment management and comprehensive financial planning to individuals, high-net-worth clients, businesses, trusts, and estates. The firm emphasizes income-focused cash flow matching and a long-term, asset-class approach to equities, utilizing passive implementation, tax-loss harvesting, and model portfolios, while also offering retirement-plan and employee benefit consulting services.

Michael Giffin is the principal of Giffin Planning Services, Inc. in Canonsburg, PA, with 38 years of experience in financial planning. He holds the ChFC® designation and Series 63 license and has worked with Ohio National since 2013. Giffin is also president of EnSphere Marketing Group, LLC, which provides college preparation services to parents and students. Giffin Planning Services, Inc. is a single-advisor independent firm that offers holistic financial planning and insurance recommendations to individuals, including high-net-worth clients. The firm emphasizes long-term, cash-flow-based planning and refers clients to third-party investment managers, conducting due diligence and ongoing performance reviews.

Mark Digiorgio is a financial advisor with Digiorgio Capital Management, Inc., holding a Series 65 credential and 28 years of industry experience. He is also the president and owner of Mark DiGiorgio Tax & Accounting Firm, which he has operated since 1988. Digiorgio Capital Management provides investment management services to individuals, corporations, trusts, and pension plans, with approximately $42 million in assets under management as of early 2024. The firm employs a conservative investment approach focused on large-cap mutual funds and equities, U.S. Treasuries, and bond funds, managing portfolios on a non-discretionary basis with regular client consultation.

Djuliarto Ng is a financial advisor with Smart Financial Group, LLC in Pittsburgh, PA, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. He has been with Smart Financial Group since 2011 and also operates as a sole proprietor through Smart Insurance Group, where he sells fixed insurance products. Smart Financial Group provides financial planning and consulting services to individuals, high-net-worth clients, and business entities, primarily referring clients to third-party money managers for portfolio management while assisting with account reviews and communications. The firm delivers fixed-fee planning covering cash flow, retirement, risk management, tax, and estate matters but does not hold custody of client assets or provide discretionary portfolio management directly.

Chad Brand is a financial advisor at Peridot Capital Management with 19 years of industry experience. He holds a Series 65 designation and has operated his independent advisory firm since 2004. Outside of his advisory work, he provides accounting, bookkeeping, and tax services to small-business clients. Peridot Capital Management serves individual investors, including younger savers and retirees, offering discretionary portfolio management and hourly financial consultations. The firm employs a client-specific asset allocation process combined with fundamental, value-oriented security selection and utilizes covered-call option strategies while generally avoiding short-term trading.

Guy Deemer is the principal of Deemer Wealth Management LLC, an independent advisory firm based in Venetia, PA. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. Prior to founding Deemer Wealth Management, he worked at IFS Advisory, LLC and IP Financial Advisory Services LLC. Outside of advising, he holds an active life and health insurance license, though he has not made insurance sales in several years. Deemer Wealth Management provides ongoing portfolio management primarily to individual and high-net-worth clients, blending multiple investment approaches including fundamental and technical analysis, modern portfolio theory, and options strategies. The firm also works with third-party platforms and managers to deliver tailored discretionary oversight aligned with clients’ goals and risk tolerance.

Timothy Hanna is the sole advisor at Hanna Financial and Tax Services in Bridgeville, PA, holding a Series 63 designation with 34 years of industry experience. He has worked at Allegheny Investments, Ltd. since 1992 and operates a separate business providing income tax and financial planning services. Hanna Financial and Tax Services offers investment advisory, income tax preparation, and insurance services to individual clients, managing approximately $14 million in assets across about 75 client relationships. The firm uses a non-discretionary approach with Fidelity Investments as custodian, combining portfolio management with tax and insurance offerings.

Michael Dieschbourg is a financial advisor at iCapital Advisors with 27 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked with firms including Alpha Capital Family Office and Federated Investors. iCapital Advisors provides non-discretionary investment advisory and consulting services to institutional clients, family offices, trusts, nonprofits, and retirement plans. The firm offers customized portfolios across multiple asset classes, combining top-down fundamental analysis with technical analysis to guide asset allocation and security selection.

Richard Bryan Jr. is the principal of Bryan Advisory Services, LLC, holding a Series 63 designation and bringing 12 years of industry experience. His career includes leadership roles in several related companies, notably in energy and oil and gas sectors, such as Bryan Energy Management, LLC and Discovery Oil and Gas LLC. Outside of advisory activities, he serves as president and managing partner of multiple non-investment entities focused on energy, drilling, and land development. Bryan Advisory Services provides investment advisory and portfolio management services to individuals, trusts, foundations, and business organizations, with additional pension consulting and retirement projection services. The firm manages client portfolios on a discretionary basis using Modern Portfolio Theory and integrates quantitative and qualitative analysis, often employing a diverse range of financial products.

David Mandelblatt is a financial advisor with WealthProtect Advisors LLC in Pittsburgh, PA, holding a Series 65 designation and nine years of industry experience. His career includes roles at WealthProtect Advisors since 2016 and CGN Advisors, LLC since 2018. Outside of WealthProtect Advisors, Mandelblatt dedicates a significant portion of his time to investment advisory activities at CGN Advisors, LLC. WealthProtect Advisors LLC is a fee-only registered investment adviser serving individual and high-net-worth clients with wealth management services that integrate ongoing investment management and comprehensive financial planning. The firm employs a passive, Modern Portfolio Theory-based investment approach, using diversified mutual funds and ETFs, and operates on a flat, fee-based billing schedule rather than percentage-of-assets fees.

Rita Ford is the principal advisor at Ford Financial Advisors, Limited in Pittsburgh, PA, with 25 years of industry experience. She holds a Series 66 designation and has been operating her independent advisory firm since 2008. In addition to her advisory work, she is a substitute teacher with Pittsburgh Public Schools. Ford Financial Advisors, Limited provides comprehensive financial advisory services to individuals and small businesses, focusing on long-term, diversified portfolios and offering non-discretionary investment management without minimum account sizes. The firm emphasizes tailored advice based on client goals and conducts periodic reviews while maintaining a client-authorized trading model without discretionary authority or custody of assets.

Camillo Schmidt is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He has been with Potomac Investment Management, Inc. since 1987. The firm provides discretionary portfolio management primarily for individual investors and families, administering individually managed accounts and managing a large charitable trust. Potomac Investment Management follows a conservative, buy-and-hold investment approach focused on capital preservation, utilizing value-oriented equity selections and U.S. Treasury fixed-income allocations.

Jasper Saberi is the sole advisor at Saberi Investments, LLC, an independent firm based in Pittsburgh, PA. He holds a Series 65 designation and has one year of industry experience. Prior to founding his firm, he worked for the United States Patent and Trademark Office for 13 years and served in the United States Army and Army Reserve for 21 years. Outside of advisory work, he manages investment property as a property manager. Saberi Investments provides discretionary investment management through separately managed accounts for individuals, high-net-worth individuals, and small businesses. The firm employs an active, value-oriented approach focused on fundamental analysis and concentrated common-stock holdings, with a long-term buy-and-hold strategy.