I'm Clark, and I founded Toft Wealth in 2026 with a simple aim: to build a company that truly cares for its clients, its future employees, and its community, while pursuing craft and care in the work. Before Toft, I worked on nearly every side of the business: client service at a national brokerage firm, internal wholesaling and back-office wealth management at a Bloomington-based financial services company, and advising families at a local RIA. I earned my finance degree from Illinois State University in 2021 and completed my CFP® certification in 2024. Toft Wealth is a fee-only firm anchored in Bloomington-Normal and Central Illinois, with virtual service available. We work with retirees and those nearing retirement, widows, inheritors, and households facing consequential financial decisions. Most clients work with us through Wealth Management, which pairs ongoing comprehensive planning with investment management. We also offer standalone ongoing planning and one-time project planning. Every engagement follows our Financial Plat, a process for mapping out and caring for each part of a household's financial life over time. Our hope is to help people steward their resources with joy, peace, and generosity.

Karyn Smith is a CFP® professional with six years of experience, currently serving as the sole advisor at Smith CFP, Karyn. She has been a vice president and treasurer of Rk Consulting, a computer consulting and tax services firm, since 1998. In addition to her financial advisory work, she teaches an online class at Olivet College and serves as a trustee on the Normal Town Council. Smith CFP, Karyn provides portfolio management and financial planning services to individual clients, focusing on asset allocation supported by various analytical methods. The firm operates with investment discretion under limited power of attorney while clients retain ownership of their securities, and it integrates accounting and insurance services through its affiliations.

Roger Elliott is a CFA® charterholder with 22 years of industry experience. He has been the principal of Elliott Capital Management, Inc. since 2000. The firm provides discretionary investment management and financial planning services to individual and family clients, focusing on broadly diversified passive asset allocation using primarily exchange-traded funds. Portfolios are tailored to client objectives, risk tolerance, liquidity needs, and tax considerations, and the firm emphasizes tax and reporting matters informed by Elliott's CPA and CFA credentials and prior experience in public accounting.

John Antrobus is a financial advisor with Milestone Advisory Group, LLC, holding Series 63 and Series 65 licenses and over 28 years of industry experience. His prior work includes roles at Cambridge Investment Research and Miles Franklin, LTD. He also operates as an independent insurance agent and is involved in precious metal solicitation. Milestone Advisory Group is an independent registered investment adviser managing approximately $18.3 million for about 137 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and ERISA retirement-plan services, utilizing fundamental analysis and a range of implementation strategies including third-party managers and derivatives.

Henry Vance is a financial advisor at ARK Advisors LLC in Bloomington, IL, holding a Series 65 designation with one year of industry experience. Prior to joining ARK Advisors, he worked in production machining technologies and operated a lawn services business. He also spent over a decade involved in K-12 homeschooling. ARK Advisors LLC serves individual investors, pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, fiduciary consulting for retirement plans, and 529-plan advisory services. The firm uses personalized Investment Policy Statements and a range of investment strategies, managing approximately $195.6 million across about 325 clients.

Philip Wegman is a CFP® with six years of industry experience, currently serving as an advisor at Journey Beyond Wealth. His prior experience includes roles at Investment Planners Inc. and The Vanguard Group, Inc. Outside of his advisory work, he is involved with FaireCoffee, a coffee shop in Washington, Illinois, where he handles bookkeeping. Journey Beyond Wealth provides ongoing financial planning and discretionary investment management primarily to high-net-worth individuals and families. The firm employs a structured, passive allocation approach using low-cost mutual funds and ETFs and offers specialized Family Office services, including intergenerational education and facilitated family meetings.

Patrick Vance is a financial advisor at ARK Advisors LLC in Bloomington, IL, holding a Series 66 designation with 18 years of industry experience. He has been with ARK Advisors since 2013 and previously worked at Purshe Kaplan Sterling Investments from 2013 to 2017. Outside of his advisory role, he owns Two Farm Boys, a business that sells crafts through Etsy. ARK Advisors LLC serves individual investors, pension and profit-sharing plans, and charitable organizations, providing portfolio management, financial planning, fiduciary consulting, and 529-plan advisory services. The firm uses a personalized Investment Policy Statement for each client and employs fundamental analysis alongside a combination of long-term, income-oriented, growth, and asset-allocation investment strategies.

Brad Metz is a financial advisor at ARK Advisors LLC with 23 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 66. Prior to joining ARK Advisors in 2013, he worked at Purshe Kaplan Sterling Investments from 2013 to 2017. Metz is also licensed as an insurance agent, focusing on fixed insurance sales. ARK Advisors LLC serves individual investors—including high-net-worth clients—pension and profit-sharing plans, and charitable organizations by providing portfolio management, financial planning, fiduciary consulting, and 529-plan advisory services. The firm uses a personalized Investment Policy Statement and a combination of fundamental analysis, long-term growth, income-oriented, and asset-allocation strategies.

I'm a CERTIFIED FINANCIAL PLANNER™ serving the greater Peoria, IL area and beyond from my office in Morton, IL. My firm, Eagle Ridge Wealth Advisors, provides financial planning, retirement planning, tax planning, and investment management solutions to help clients organize, grow, and secure their financial lives. Eagle Ridge Wealth Advisors is a fiduciary firm that places clients' best interests first.

Kevin Pummill is a financial advisor with Strong Retirement Solutions in Bloomington, IL, holding Series 63 and Series 65 licenses and having two years of industry experience. His work history includes roles at Bankers Life and American Senior Benefits, where he has been active as an insurance agent focusing on Medicare, long-term care, life insurance, and annuities. Prior to entering finance, he worked in grounds maintenance and education. Strong Retirement Solutions serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning, including retirement and estate planning. The firm customizes investment strategies based on client objectives and risk tolerance, employs a variety of management techniques, and manages assets primarily on a discretionary basis.

Philip Cooper is a financial advisor with 23 years of industry experience, currently affiliated with 210 Financial, a team-based firm. He holds Series 63 and Series 65 credentials. His prior experience includes roles at AE Wealth Management, LLC, Creative Financial Designs, INC, CFD Investments, Inc., and Kingdom Purposes Inc. Outside of advisory work, he is involved in insurance sales and owns a real estate business. 210 Financial serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and consulting. The firm utilizes model-driven portfolio management with a focus on goals-based household strategies and incorporates a range of investment vehicles, including mutual funds, ETFs, separately managed accounts, annuities, and donor-advised funds.

David Brewer is a CFP® professional with three years of experience, currently serving at McBeath Financial Group. Prior to joining McBeath in 2023, he worked for Heartland Bank and Trust Company in various roles from 2014 to 2023. McBeath Financial Group offers personalized investment advisory and comprehensive financial planning to individuals, trusts, estates, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct tailored asset allocations, implementing both strategic and active models that are regularly rebalanced.

Caleb Graybeal is a financial advisor at Strong Retirement Solutions with one year of industry experience. He holds a Series 65 designation and has previously worked at American Senior Benefits and State Farm. Outside of his advisory role, he is involved as an insurance broker, agent, and field trainer, specializing in Medicare, long-term care, life insurance, and annuities. Strong Retirement Solutions serves individual and high-net-worth clients with discretionary portfolio management and financial planning services focused on retirement and estate planning. The firm customizes investment strategies based on client objectives and risk tolerance, managing assets primarily on a discretionary basis and occasionally recommending third-party sub-advisors.

Robert Mcbeath is a Series 65-licensed financial advisor with nine years of industry experience. He is the founder of McBeath Financial Group, where he has worked since 2020. Prior to that, he was with Motiv8 Investments LLC for three years. Outside of advisory work, Mcbeath is the president and sole owner of Cornerstone Card Processing, Inc., a merchant services reseller. McBeath Financial Group provides investment advisory and comprehensive financial planning services to individuals, trusts, estates, and charitable organizations. The firm uses a combination of fundamental, technical, and cyclical analysis to build tailored asset allocations and offers both strategic and active portfolio management through a sub-advisory relationship with GeoWealth.

Kendall Stahl is a Series 65 licensed advisor with 10 years of industry experience, currently serving at 210 Financial since 2020. He previously worked at AE Wealth Management and Kingdom Purposes. Outside of financial advising, he is the owner and operator of Stahl Farms, a farming business in Brimfield, Illinois. 210 Financial is a team-based firm serving individual and high-net-worth clients with discretionary asset management, financial planning, and consulting. The firm employs model-driven portfolio management using a variety of investment vehicles and often integrates third-party model managers to implement client strategies.

Nathan Sandon is a financial advisor with McBeath Financial Group in Normal, IL. He holds a Series 65 credential and has been with the firm since 2025. Prior to joining McBeath Financial Group, he worked at Flanagan State Bank and Jason Martin State Farm Agency, and has teaching experience at Illinois State University and Waubonsee Community College. McBeath Financial Group provides personalized investment advisory and comprehensive financial planning services to individuals, trusts, estates, and charitable organizations, utilizing a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations. The firm manages portfolios through a sub-advisory relationship with GeoWealth while maintaining supervisory responsibility for client accounts.

Zachary Gray is a financial advisor at Rooted Wealth Advisors in Bloomington, IL, with 18 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at several firms, including Wall Street Financial Group and AE Wealth Management. Outside of advising, he owns a livestock supplement business and is an author. Rooted Wealth Advisors manages approximately $408.8 million in discretionary assets, providing investment management and comprehensive financial planning to individual and high-net-worth clients. The firm uses a team approach and emphasizes fundamental analysis and client-specific investment policies.

James Anderson is a CFP®-designated financial advisor with Creekmur Asset Management, LLC, where he has worked since 2020. He has 10 years of industry experience and previously held roles at AE Wealth Management, Madison Avenue Securities, and other firms. Anderson also has experience as an insurance sales agent with Creekmur, Inc., operating under Creekmur Wealth Advisors. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for around 1,900 individual and high-net-worth clients. The firm provides discretionary portfolio management and various financial planning services, using third-party tools and model managers to align portfolios with client risk profiles.

Kerri Elson is a financial advisor at Virtus Financial Group with one year of industry experience and holds a Series 65 designation. Her prior work includes roles at State Farm and John Deere, as well as academic positions associated with the University of Illinois at Urbana-Champaign. She volunteers with Special Opportunities Available in Recreation, supporting recreational activities for individuals with special needs, and leads a young adult women's small group at St. Patrick Church of Merna. Virtus Financial Group advises individuals, families, trusts, and estates through fee-based investment management and financial planning. The firm primarily employs a non-discretionary investment model, emphasizing client involvement and integrating affiliated tax and planning services with CPA leadership.

Andrew Creekmur is a financial advisor with Creekmur Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He founded Creekmur, Inc. dba Creekmur Wealth Advisors in 2014, where he also serves as a licensed insurance agent, providing insurance products. Prior to his current role, he worked at Madison Avenue Securities, AE Wealth Management, and CFD Investments. Creekmur Asset Management is a team-based SEC-registered adviser managing approximately $800 million for about 1,900 individual and high-net-worth clients. The firm offers discretionary portfolio management and a variety of financial planning services, utilizing third-party tools and model managers, and maintains a multi-office presence including sponsorship of a wrap fee program.