ClearWealth was established by Lance Beckman CFP® in 2018. Lance has been in the financial services industry since 2013 and holds his Certified Financial Planning designation. Before starting ClearWealth, he was a Financial Advisor for one of the largest financial services companies in the country. ClearWealth is a Registered Investment Advisor (RIA) with the State of Iowa, meaning we have a fiduciary duty to our clients. More simply put, we have a legal obligation to act in the best interest of our clients. ClearWealth was started with the idea of creating a financial planning process that provides little conflict and big value. At ClearWealth, we believe building a comprehensive financial plan is the best way to have the most impact with the individuals, families, and businesses we work with.

Ryan Brueck is a CFP® with seven years of experience in the financial industry. He is currently affiliated with ClearWealth in Burlington, IA, and has prior experience at Northwestern Mutual Investment Services LLC and other firms. ClearWealth is a state-registered advisory firm managing approximately $44.3 million for around 145 clients. The firm focuses on passive investment management using index mutual funds and ETFs, while also employing fundamental and technical analyses, and provides tailored portfolio management alongside comprehensive financial planning services.

Eddie Hart is a financial advisor at IPI Wealth Management, Inc. with 42 years of industry experience. He has been with Investment Planners, Inc. since 2004. Outside of his advisory work, he intermittently plays guitar and sings as a personal hobby. IPI Wealth Management, Inc. provides investment management, financial planning, and access to third-party asset managers and TAMP programs for individuals, businesses, and retirement plans. The firm uses an open-architecture model with proprietary, risk-based portfolios and combines strategic asset allocation with active manager oversight.

Michael Benninghoven is a financial advisor with Principal Financial Services in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes two decades at MetLife Securities Inc. and Metropolitan Life Insurance Company, followed by roles at Massachusetts Mutual and Mass Mutual Investors Services prior to joining Principal in 2017. He also maintains business activities as an agent in fixed insurance products, including life, disability, annuities, Medicare supplement, and hearing and vision insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers advisory programs, financial planning, and retirement consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Brian Foecke is a financial advisor with Eagle Strategies (NY Life) based in Burlington, Iowa. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. His career includes roles at New York Life Insurance Company since 1999 and Legacy Retirement Solutions, LLC. Outside of his advisory work, he serves as an officer and board member for several local nonprofit organizations including the Holy Trinity Catholic Schools Foundation and the West Point Public Library Foundation. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types and emphasizes tailored recommendations, managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jodi Anderson is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding the ChFC® designation and Series 63, 65, and 66 licenses. She has nine years of industry experience, including prior roles at Bannerman Wealth Management, LPL Financial, and Invest Financial Corporation. Anderson also provides administrative support to Wealth Enhancement Advisory Services as part of her business activities. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by offering financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in assets using a diversified, risk-class based investment approach that blends passive and active strategies, supported by an internal Investment Committee.

Joseph Jolin Sr. is a financial advisor at Edward Jones in Burlington, Iowa, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Jolin Media, Two Rivers Financial Group, and Acuity Financial. He holds a golf membership with the Burlington Golf Course. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and operates under a fiduciary standard, supported by a large nationwide network of financial advisors and branch offices.

Nicholas Bronson is a financial advisor with Raymond James Financial in Burlington, IA, holding a Series 66 designation and seven years of industry experience. He previously worked at LPL Financial and has been involved with Two Rivers Bank since 2017. Bronson also holds a role as an agent of record for fixed annuities with Equitrust, F&G Life Insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning and investment consulting tailored to client goals, utilizing risk profiling and modeling tools to support client decision-making.

Greg Miller is a financial advisor with LPL Financial in Burlington, Iowa, holding Series 63 and Series 65 licenses and 46 years of industry experience. He previously worked at Merrill from 1999 to 2004 and Linsco Private Ledger since 2004. Outside of advisory activities, he operates a business under the name Greg Miller, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology such as machine learning and a large network of investment adviser representatives.

Courtney Gustafson is a financial advisor with Edward Jones in Burlington, IA, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, she worked for six years at Case New Holland. She serves on the boards of the local YMCA and Kiwanis Club, participating in community funding and organizational decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 financial advisors and offers services including discretionary and non-discretionary strategies, separately managed accounts, and a fiduciary standard of care.

Joshua Denning is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Ameriprise since 2005 in various capacities. Outside of his advisory role, Denning is involved in several community organizations, including serving on the Board of Directors for the North Lee County Community Foundation and as President of the City of Fort Madison Airport Commission. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm emphasizes tax-aware withdrawal strategies and dependable income sources for clients approaching or in retirement.

Parker Denning is a financial advisor with Ameriprise in Fort Madison, IA, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to Ameriprise, he worked at Scheels Sports and Southeastern Community College. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Kyle Wagenbach is a financial advisor with Raymond James Financial in Burlington, Iowa. He holds a Series 66 credential and has prior experience at Two Rivers Bank & Trust, as well as nearly two decades with K Lanz Farm Corp. Outside of advising, he was self-employed for three years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting, and it maintains specialized offerings including municipal advisory services and employer SIMPLE IRA consulting.

Steven Link is a financial advisor with Ameriprise in Fort Madison, Iowa, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves on the Board of Directors for the Southeast Iowa Regional Riverboat Commission and is involved in local nonprofit organizations, including as president of Fort Madison SIRRC Corp. and chair of Southeast Iowa Aquatics/Fort Madison Marina. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, delivering detailed Recommendation Reports that incorporate Social Security options, tax-smart withdrawal strategies, and asset management advice. The firm combines research and modeling with algorithmic tools to support its advisory process and offers a broad range of financial solutions through its institutional platform.

Blayde Gardner is a financial advisor at LPL Financial with 10 years of industry experience and holds a Series 66 designation. His work history includes roles at Two Rivers Bank & Trust and Principal prior to his current position. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Teresa Wellington is a financial advisor at Cetera with 22 years of industry experience. She holds the Series 66 designation and has worked at Cetera since 2021, including time at Cetera Wealth Services, LLC, and previously at VOYA Financial Advisors. Outside of her advisory role, she has been an administrative assistant at Homestead Financial Services since 2009, handling filing, correspondence, and client contact. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and unaffiliated third-party managers and various program structures.

Corey Kelch is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Rachel Conrad is a financial advisor with Ameriprise in Fort Madison, IA, holding a Series 66 designation and four years of industry experience. She previously worked at Lee County Bank for seven years. Outside of her advisory role, she co-owns two janitorial service businesses specializing in commercial kitchen exhaust cleaning and general commercial and residential janitorial services. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Anthony Fullenkamp is a financial advisor at Edward Jones in Fort Madison, IA, holding a Series 66 designation with eight years of industry experience. He previously worked at Connection Bank for nine years before joining Edward Jones in 2017. Outside of his advisory role, he serves as a board member for the Baxter Sports Complex, where he assists with fundraising and planning. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Burkhart is a financial advisor with Raymond James Financial in Burlington, IA. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at MidWestOne Bank and Two Rivers Bank & Trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Tracy Parks is a Series 66-credentialed financial advisor with over 10 years of industry experience. She is affiliated with Cambridge Investment Research Advisors and has worked extensively with Pilot Grove Savings Bank in operational roles since 2010. Parks is also involved in her local community as a member of the West Point Community Club and serves as co-chairman of the computer committee for St. Mary's Fall Festival. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a range of portfolio management strategies and platform arrangements.

Melissa Derr is a financial advisor at Edward Jones in Fort Madison, Iowa, with 19 years at the firm and five years of industry experience. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 advisors.

Jon Hart is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Joel Bobb is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and having 26 years of industry experience. He has worked with Cetera since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of his advisory role, he owns and operates Bobb Stock Farms, a farming business that grows and sells produce and leases cows. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and unaffiliated investment options across various program structures.

Sara Hennigar is a financial advisor at Ameriprise with 14 years of industry experience. She holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2009. Outside of her advisory role, she serves as treasurer for the Potowonok Circle of King's Daughters and is an associate financial advisor through JRD Enterprises LLC. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.