Hana Walton is a financial advisor at Cultivating Wealth in Montauk, NY, holding a Series 65 credential with one year of industry experience. Prior to joining Cultivating Wealth, she worked in the education sector at Scarsdale Union Free School District and Monroe-Woodbury Central School District. Cultivating Wealth is a six-advisor team serving individual and high-net-worth clients as well as business owners, offering discretionary investment management along with financial planning and consulting. The firm uses a strategic asset-allocation framework enhanced by tactical considerations and provides specialized services such as divorce financial planning and small-business financial consulting.

Sean Lamb is a financial advisor with Old Beach Investment Advisors, LLC and holds a Series 65 designation. He has one year of industry experience and has been involved in film production as a manager and producer at Franklin Avenue Films since 2012. Old Beach Investment Advisors is a state-registered firm that provides discretionary portfolio management and supervisory services primarily to high-net-worth individuals, corporate pension and profit-sharing plans, charities, and other businesses. The firm employs long-term equity strategies focused on fundamental analysis and maintains a small, concentrated client roster.

Are you Cultivating Wealth? You may have a complex financial life and substantial investments but still struggle to connect your financial goals to your real life. Our team of CERTIFIED FINANCIAL PLANNER™ practitioners is passionate about supporting your path to your best life. Your investment portfolio is only one part of the picture. We will analyze your personal financial situation; help you set realistic financial goals and implement plans to achieve them. Financial planning allows you to make informed decisions which help enable success, protect your family and ultimately cultivate wealth over time. We have particular expertise in tax-efficient investing, equity compensation, real estate scenarios and wealth management. Contact us for a free consultation.

Caroline Young is a financial advisor at Cultivating Wealth with two years of industry experience. She holds a Series 65 designation and previously worked at SHoP Architects PC for eight years before entering the financial advisory field. Cultivating Wealth serves individual and high-net-worth clients as well as business owners, providing discretionary investment management alongside financial planning and consulting. The firm’s six-advisor team manages approximately $166.6 million across about 172 client relationships and offers specialized services including divorce financial planning and small-business financial consulting.

Lauren Sylvan is a CFP® with seven years of industry experience, currently serving as an advisor at Cultivating Wealth. She has worked at The Stanich Group since 2018 and previously at Luesink Stenstrom Financial from 2015 to 2018. Outside of her advisory role, she is a partner in Janus Properties, LLC, a rental real estate business. Cultivating Wealth is a six-advisor team that provides discretionary investment management and financial planning services to individual and high-net-worth clients, as well as business owners. The firm employs a strategic asset-allocation framework with tactical adjustments and offers specialized services including divorce financial planning and small-business financial consulting.

Thomas Treadwell is a financial advisor at Brennan Capital Management LLC with two years of industry experience. He holds a Series 65 designation and has worked at Brennan Capital Management since 2023. Prior to his advisory role, he was employed at Smugglers' Notch Resort and studied at The University of Vermont. Brennan Capital Management provides discretionary portfolio management and financial planning services to individuals, corporations, and charitable organizations. The firm emphasizes passive management and Modern Portfolio Theory, using index funds and ETFs, while incorporating fundamental analysis and third-party managers.

Mark Yadgaroff is a financial advisor at Stephens with 38 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Oppenheimer and Sanford C. Bernstein & Co., LLC. Outside of his advisory role, he serves as a member of the board of directors for Co-op 51st Beekman. Stephens provides investment advisory and wealth-management services to individuals, pension plans, foundations, corporations, and other institutional clients. The firm emphasizes tailored portfolio programs and committee-based oversight, offering a range of services including portfolio management, financial planning, and institutional equity research.

John Schoen is a financial advisor at Main Street Financial Solutions, LLC, holding a Series 65 credential with seven years of industry experience. Prior to joining Main Street Financial Solutions in 2025, he worked at FV Miste Rose for seven years and at State Street Global Market - Currenex for four years. Main Street Financial Solutions serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs an academic-based, multi-asset class investment approach, utilizing both passive and active strategies tailored to client objectives, and provides fiduciary consulting, investment management, and retirement plan consulting services.

Marc Lowlicht is a financial advisor at B. Riley Wealth Advisors, Inc. with 36 years of industry experience. He holds the CFP® designation and Series 63 license. Prior to joining B. Riley Wealth Advisors in 2022, he worked at National Securities Corp for nine years. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in assets for over 16,800 clients. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans through a broad range of advisory programs, including proprietary asset allocation models and access to third-party managers.

Mary Welby Hughes is a financial advisor at SpiderRock Advisors, LLC with four years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses. Her prior work includes roles at BlackRock Investments, LLC, Stratifi, LLC, and Wellington Management. SpiderRock Advisors provides discretionary overlay and portfolio management services to institutional and wealth-management clients, employing a rules-based, systematic approach that integrates quantitative and fundamental inputs. The firm specializes in listed derivatives and dynamic option overlays to manage portfolio exposures and enhance yield.

Nan Bailey is a CFP® with 39 years of industry experience, currently affiliated with Commonwealth Financial Network since 2004 and operating NP Bailey since 2006. She holds a Series 63 license and is based in East Hampton, NY. Outside of financial advising, she works as a personal life coach under the name Coach Nan, dedicating a significant portion of her time to this activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions, while acting as a back-office and platform provider.

Peter Cooper is a financial advisor at TLG Advisors, Inc. with 33 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including The Leaders Group Inc and B. Riley Wealth Management. Outside of his advisory role, he manages the life and health department at Amabrokus Inc., an insurance business he has been involved with since 1993. TLG Advisors serves a diverse client base ranging from individuals and trusts to institutional investors, providing services such as portfolio management, financial planning, and fiduciary services for retirement plans. The firm emphasizes manager selection and monitoring using fundamental analysis and Modern Portfolio Theory, and it offers both advisor-managed portfolios and a direct-to-consumer digital program called Starlight Portfolios.

Ryan Wilson is a financial advisor at Creative Planning with seven years of industry experience. He holds a Series 65 designation and previously worked for American Century Investments for 19 years. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad range of clients, including high-net-worth individuals and institutional investors. The firm uses a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Joel Basciani is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 66 licenses and has 30 years of industry experience. He has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional infrastructure, including in-house research and specialized market roles.

Jane Kearsey is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 16 years of industry experience. She has been with The Ayco Company since 2014. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support, operating within a large integrated financial group with a range of affiliated entities.

Christopher Rusk is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has previously worked at Ameriprise Financial Services Inc. and Wunderlich Securities, Inc. before joining Citigroup in 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized roles such as swap dealer and futures commission merchant.

Peter Heckman is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 credential and nine years of industry experience. He has worked at both firms since 2014 and is a co-owner of Residency to Retirement Wealth, LLC, a business that sells life, disability, and investment products. Park Avenue Securities, a wholly owned subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs utilizing both proprietary and third-party models.

Carlos Burns is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation along with various investment strategies tailored to client objectives.

Richard Devine is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering non-discretionary financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Lauriann Delay is a CFA® charterholder and financial advisor with Raymond James & Associates, bringing 32 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Delay serves as Treasurer and board member for the Anchor Society, a newly formed nonprofit, and is a member of the finance and investment committee for the United Religions Initiative. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a broad range of portfolio management styles and affiliated research.

Peter Soriento Jr. is a financial advisor at Equitable Advisors with 32 years of industry experience. He has been with Equitable Advisors since 2003 and previously worked at AXA Advisors, LLC. He also operates a separate business under the name Periscope Wealth Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Patrick Amato is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 37 years of industry experience. He previously worked at UBS Financial Services Inc. for nine years before joining JPMorgan in 2018. Amato serves on the boards of several nonprofit organizations, including Longhouse Reserve, where he contributes to finance and budget oversight, and The Resource Foundation, which supports NGOs in Central and South America. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework when recommending investment strategies and offers services on a non-discretionary basis.

Christopher Palmieri is a financial advisor at UBS Financial Services with 24 years of industry experience. He has worked at UBS since 2009 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Laura Saver is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Steven Diamond is a financial advisor with Morgan Stanley, holding Series 65 and Series 66 licenses. He has over a decade of experience, including 13 years as a self-employed advisor before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a comprehensive range of advisory programs with an emphasis on tailored financial planning and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides planning services utilizing firm-approved tools and methodologies.

Robert Reuben is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is a 1% investor in Salad Power, a business focused on creating healthy vegetable drinks. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficiency analysis to provide tailored, written recommendations. As a large institutional firm, it delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Marc Balducci is a Wealth Management Advisor with Merrill Lynch Wealth Management, focusing on providing a multifaceted approach to wealth management. He assists clients with various aspects of their financial situations, including retirement and estate planning, wealth preservation, and risk management strategies. Since joining Merrill Lynch Wealth Management in 2002, Marc has served affluent clients, including senior-level business executives and partners at major law and accounting firms, helping them develop strategies for preserving and growing their accumulated wealth. Marc holds a Bachelor's degree in Communications from Duquesne University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. As a qualified Portfolio Manager, he offers traditional advice and personalized portfolio management, employing strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He manages his strategies on a discretionary basis through the firm's Investment Advisory Program. Marc is involved with the charitable organization American Corporate Partners, where he mentors military veterans transitioning into the private sector. He lives in Montauk, Long Island, with his wife, Denice, and their daughter, Valentina. In his leisure time, Marc enjoys outdoor activities and spending time with his family.

Alexander Mayer is a financial advisor at Morgan Stanley with 14 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018 and previously held roles at Bank of America and Merrill. Outside of his advisory work, Mayer is the sole owner of Bad Daddy LLC, an agriculture-related business based in New York. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers financial planning and investment services within a large institutional framework.

David Bieber is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as Treasurer for the nonprofit Friends of Sheba Medical Center. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Kevin Power is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Morgan Stanley and Halliday Financial. Outside of his advisory work, he operates as an independent insurance agent specializing in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management services using proprietary tools and offers event-driven planning programs such as divorce and estate-settlement planning.

Rainey Miller is a CFP® with 25 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2013. Miller holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor financial plans.

Todd Kingsley is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Jeffrey Bonilla is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at The Vertical Trading Group and Axiom Capital Management. Based in Montauk, NY, he has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Cori Cass is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has owned and operated a men's retail clothing business, Menhaden Lane LLC, since 2015 and is involved in managing vending machine operations through Four Five Holdings LLC. Additionally, she works with the Town of Shelter Island Recreation Department, monitoring adult basketball activities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend approved funds and strategies.

W Keith Schmidt is a financial advisor with Mass Mutual Investors Services in Montauk, NY, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has been with MML Investors Services and Massachusetts Mutual Life Insurance Company since 2015. Schmidt is also a managing partner at Retirement Income Specialists, LLC, where he oversees business management duties. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, as well as educational seminars.

Jennifer Kraus is a financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2009 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and global market insights.

Eric Gioia is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 15 years of industry experience. Prior to joining UBS in 2021, he worked at J.P. Morgan Securities Inc. and JPMorgan Chase Bank from 2010 to 2021. He is also an adjunct professor teaching public policy seminars at New York University’s College of Arts and Science and Macaulay Honors College. Additionally, he serves on the board of trustees of the Marymount School and supports the Queens Library Foundation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings to tailor investment plans aligned with clients' goals and risk tolerance.

Janet Hidalgo is the sole advisor at Hidalgo, Janet, an independent firm based in Montauk, NY. She holds 12 years of industry experience and has been with her current firm since 2014. Hidalgo, Janet manages a highly concentrated client base, providing portfolio management and investment advisory services primarily on a non-discretionary basis. The firm serves a small number of clients with approximately $5 million in assets under management, focusing on relationships that appear to be higher-net-worth or institutional rather than broad retail.