Joseph Snouffer is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Janney Montgomery Scott and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he is the owner of JK Baxter, LLC, a non-investment-related business in Nantucket, MA. Janney Montgomery Scott is a large firm managing approximately $110 billion in client assets, serving individuals, families, trusts, corporate and retirement plans, and municipal clients. The firm offers a range of brokerage, financial planning, and advisory services, combining in-house portfolio management with third-party managers across multiple wrap programs and unified managed accounts.

Russell Jacobson is a financial advisor at Commonwealth Financial Network with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Commonwealth and Cape Cod Financial Services since 2006. Outside of his advisory work, he is co-president and co-owner of Sampson's Island Apparel Company, a business specializing in beachwear and accessories. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized indexing, while supporting affiliated advisors with operations, trading, compliance, and practice management.

Jennifer Snouffer is a financial advisor at Janney Montgomery Scott with 39 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she is a co-owner of JK Baxter, LLC in Nantucket, MA. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage services, financial planning, and multiple advisory programs.

Justin Adomunes is a financial advisor at Commonwealth Financial Network with 12 years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at Goldman Sachs Asset Management and S&P Investment Advisory Services. He is also involved in fixed insurance sales conducted at his branch location. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, supporting both discretionary and nondiscretionary portfolio management.

Susan Storey is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Commonwealth Equity Services, Inc. since 1999. Storey is also the owner of Storey Financial Services, Inc., a private entity that facilitates securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving approximately 2,950 advisors and their retail and institutional clients nationwide. The firm provides a range of advisory programs and back-office support, including operations, trading, technology, investment management, compliance, and practice management.

Christian Najera is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in comprehensive wealth management strategies tailored to client needs, including college education planning, divorce transition planning, family wealth management, retirement income, and investment consulting for defined benefit and contribution plans. Christian emphasizes a personalized approach, working one-on-one with clients to develop financial strategies aligned with their long-term goals. Christian holds a Bachelor's degree from the California State University System and has earned the Personal Investment Advisor (PIA) designation. He is fluent in English and Spanish and is a member of the Latino Business Council. Christian is also engaged in community service, volunteering with local food banks in alignment with Merrill's tradition of community involvement. Outside of his professional responsibilities, Christian enjoys adventure sports, baseball, basketball, chess, music, skiing, swimming, spending time with his family, and traveling. He also has an interest in exploring new restaurants and learning how to fly.

Richard Sotell is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 48 years of industry experience. His career includes long tenures at firms such as Commonwealth Financial Network and Donegal Securities, as well as nearly three decades with Kraematon Group entities. He is also the owner of Kraematon Group Communications, Inc., a private entity involved in buy-sell transaction payments. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services. The firm provides both proprietary and third-party strategies through various platform arrangements, accommodating discretionary and non-discretionary approaches tailored to client objectives.

Douglas Massey is a financial advisor with UBS Financial Services in Nantucket, MA, holding a Series 66 license and 22 years of industry experience. He has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and employs proprietary research and model-based asset allocations to tailor client solutions.

Gerald Curtis is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in Nantucket, MA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured tools and modeling techniques in its planning process.