I'm a passionate business owner that has dedicated my career to helping others work toward their ideal vision for the future by aligning their financial resources with personal values. Our team works with a select group of individuals and families who value proactive and comprehensive financial advice tailored to meet their needs.

Richard Kos is a CFA® charterholder with six years of industry experience and is the principal advisor at Sursum Financial LLC in Madison, CT. He has previously worked at Merrill and Carolina Capital Markets, Inc., and has led Kos Consultants, an educational institutional consulting and marketing firm, since 2007. Sursum Financial is an independent registered investment adviser serving individuals, trusts, estates, business owners, family offices, and institutional and charitable clients. The firm employs a proprietary research-driven approach with a long-term orientation while incorporating shorter-term strategies and third-party manager relationships tailored to client objectives.

Richard Hutchinson is a CFP® with 17 years of industry experience and has been operating Dick Hutchinson Registered Investment Advisor since 1992. He also founded Summit Investor Coach, LLC in 2010 and serves as a board member of the Mary Wade Nursing Home, a nonprofit organization in New Haven, CT. His firm serves individuals, including high-net-worth clients, corporations, and charitable organizations by providing financial planning, portfolio management, and consulting services. The firm emphasizes written investment policy statements and non-discretionary portfolio management, often integrating investment management with financial planning engagements.

David Van Osdol is a Financial Consultant currently working at Fidelity Investments since 2021. In this role, he collaborates with clients to understand their unique financial goals and needs, developing tailored strategies to help pursue those objectives. His professional experience spans over two decades, including positions as a Financial Planning Specialist at Ameriprise from 2019 to 2021, Registered Representative at Cetera Advisors from 2018 to 2019, and Financial Advisor and Portfolio Manager at Smith Barney (Morgan Stanley) from 1998 to 2008. This extensive background provides him with a broad perspective on financial planning and portfolio management. David emphasizes forming strong relationships with clients and their families, prioritizing trust, reliability, and competency in his work. No additional information on education, credentials, personal interests, or community involvement was provided.

Robert Worrell III is the principal of Worrell Advisory Services in Branford, CT, holding Series 63 and Series 65 licenses with 31 years of industry experience. He founded Worrell Advisory Services in 2016 after a brief tenure at Sowell Financial Services. Outside of his advisory work, he serves on the finance council of St. Clare Church in East Haven, assisting with budgeting and financial matters. Worrell Advisory Services provides financial planning, retirement and education planning, estate and tax considerations, investment consultation, and business advisory services to individual clients, including high-net-worth households, and small businesses. The firm uses an active investment approach combining fundamental and technical analysis and offers discretionary management through third-party custody platforms with disclosed fee-sharing arrangements.

Edward Lovejoy is a financial advisor with Ladd Capital Management LLC in New Haven, CT, holding 33 years of industry experience. He has worked at Ladd Capital Management since 1993. Ladd Capital Management is a fee-only investment management firm serving individuals and institutional clients such as trusts, pension plans, banks, and charitable organizations. The firm customizes portfolios based on client objectives and risk tolerance, employing a range of security-analysis techniques and avoiding leveraged or inverse ETFs.

Evan Wax is the principal advisor at Wax Asset Management LLC in Madison, CT, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has led Wax Asset Management since 2011. Outside of his advisory role, he serves as an independent board member at Servotronics, Inc. Wax Asset Management LLC provides discretionary investment supervisory services to individual and high-net-worth clients, managing approximately $107.8 million across about 74 accounts. The firm employs a combination of fundamental and cyclical analysis, utilizing strategies including short sales and options writing, and conducts quarterly portfolio reviews with direct management of client assets.

Brian Walsh is the sole advisor at B.P. Walsh and Co., LLC, an independent registered investment adviser based in Branford, CT. He holds Series 63 and Series 65 designations and has 23 years of industry experience, having founded the firm in 2002. B.P. Walsh and Company manages approximately $11.1 million in discretionary assets for a select client base including high-net-worth individuals and fiduciaries for pension and profit-sharing plans, foundations, and not-for-profit organizations. The firm employs a value-oriented investment approach that integrates fundamental and technical analysis with in-house research, focusing on long-term appreciation or income through a variety of securities, with all account reviews and investment research conducted personally by Mr. Walsh.

John McCauley is the principal owner and sole advisor at McCauley Investment Advisors LLC in Guilford, CT, with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sterne Agee Investment Advisor Services, Inc., Sterne Agee Financial Services, Inc., Wrp Investments, Inc., LPL Financial, and Main Street Management Company. Outside of advisory services, he owns a sole proprietorship focused on term, long-term care, and health insurance sales. McCauley Investment Advisors LLC provides portfolio management, financial planning, and pension consulting for individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental, technical, quantitative, and modern portfolio theory analyses and implements both long- and short-term strategies including options trading.

Sally Kennedy is a CFP® and Series 65 licensed advisor with 12 years of industry experience. She is the sole advisor at Real Financial Planning, LLC, an independent firm based in Guilford, CT. In addition to financial planning, she is involved in tax preparation. Real Financial Planning serves individual clients and small businesses, offering fee-only, as-needed financial planning focused on cash flow, tax planning, education funding, retirement and estate planning, and investment selection. The firm emphasizes asset allocation, diversification, and tax considerations, providing written analyses without managing client assets or charging percentage-of-assets fees.

Gregory Guidone is a CFP® with 41 years of industry experience, currently serving as the sole advisor at East Guilford Financial Services LLC since 2021. He previously worked at Bannon, Ohanesian & Lecours, Inc. for 14 years and has been involved with East Guilford Financial Services since 2001. In addition to his advisory role, he is a licensed independent insurance agent in Connecticut, selling life, medical, disability, and long-term care insurance, a practice he has maintained since 1982. East Guilford Financial Services LLC is an SEC-registered independent investment adviser managing approximately $193 million for about 301 clients, including individuals, pension plans, charities, and businesses. The firm employs an asset-allocation approach using mutual funds, ETFs, and other securities, with portfolios reviewed regularly and investment restrictions accommodated when feasible.

Keith Henkin is the sole advisor at SmartValue Investment Management LLC in Guilford, CT, with 18 years of industry experience. He holds Series 63 and Series 65 registrations and has been with SmartValue since its founding in 2005. SmartValue Investment Management provides personalized investment supervisory and wealth management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and small businesses. The firm follows a bottom-up, value-oriented equity process combined with a top-down and bottom-up approach for fixed income, and emphasizes a no-commission, no-product-sales policy with clients retaining control over their assets.

Lazetta Braxton is a CFP® with 18 years of industry experience and is the sole advisor at The Real Wealth Coterie. She has previously worked at 2050 Wealth Partners, LLC, and Financial Fountains, LLC. Lazetta is also the CEO and owner of Lazetta Rainey Braxton, LLC, a consulting firm providing speaking, writing, and consulting services focused on financial planning and diversity, equity, and inclusion initiatives, and she is a founder and CEO of Black Asset Group, which offers business membership and consulting services for financial planners. The Real Wealth Coterie offers comprehensive financial planning and discretionary investment management to individuals, small business owners, and charitable organizations. The firm emphasizes a long-term, passive, diversified asset allocation approach with portfolios managed under written investment policies and provides targeted services for charitable entities and strategic business financial planning.

Neil Harris is a CFP® and ChFC® credentialed advisor with five years of experience in financial planning. He is currently with One Mile Financial Planning, LLC and has prior experience at Northwestern Mutual and Barnum Financial Group. He is also involved with One Mile Education, LLC. One Mile Financial Planning provides comprehensive financial planning services primarily to individual clients, including those with higher net worth. The firm offers written plans, ongoing review, and investment recommendations focused on passive, low-cost funds without managing client assets or charging performance-based fees.

Pawel Borowiec is the principal of Norfield Capital, LLC, an independent firm based in Madison, CT, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Source Capital Group, Inc. He is also the owner and managing member of BlueStream Capital Partners, Inc., a hedge fund, to which he devotes part of his time. Norfield Capital provides discretionary asset management primarily for individuals and high-net-worth clients through growth-focused and concentrated custom portfolios. The firm employs a “private equity in public markets” investment approach with an emphasis on ongoing account supervision, monthly reviews, and the use of derivatives for hedging and capital management.

Frank Flores Jr. is a CFP® professional with 43 years of industry experience and is the principal advisor at Sound Planning and Investments, LLC, an independent firm he founded in 2017. He previously worked at National Planning Corporation for 17 years and spent a year at LPL Financial. Flores also holds life, long-term care, and fixed annuities insurance licenses. Sound Planning and Investments, LLC provides non-discretionary investment management, financial planning, and consulting services primarily to individual and small business clients. The firm manages approximately $99 million in assets and employs a long-term, asset-allocation focused approach across multiple asset classes, with client approval required before executing trades.

Thomas Alexa is the principal advisor at Alexa Wealth Management, LLC, an independent firm based in Deep River, CT. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to founding his firm in 2019, he worked at Cambridge Investment Research Advisors and Ohanesian/Lecours, Inc. He is also a licensed independent insurance agent. Alexa Wealth Management serves primarily individual clients with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm applies a blend of modern portfolio theory, fundamental analysis, and technical approaches, managing accounts typically on a discretionary basis while focusing on tailored advice aligned with client objectives and risk tolerance.

Frank Colarusso is a financial advisor at Cedar Lane Advisors, LLC in New Haven, CT, holding a Series 65 designation with seven years of industry experience. He has been associated with Cedar Lane Advisors since 1998. Cedar Lane Advisors provides wealth management, financial planning, and investment management services primarily to high-net-worth individuals and families. The firm offers individualized Wealth Plans and employs a non-discretionary approach to long-term strategic asset allocation using a combination of passive and active strategies.

Alex Madlener is a CFP® with 16 years of industry experience, currently serving as the sole advisor at Dick Hutchinson Registered Investment Advisor since 2016. He has also been associated with Open Circle Advisors since 2009. In addition to his advisory work, Madlener holds a license as an independent insurance agent, which he maintains as an ancillary activity. Dick Hutchinson Registered Investment Advisor serves a small number of individual, high-net-worth, corporate, and charitable clients, providing financial planning, portfolio management, and project-based consulting. The firm integrates investment management with written financial plans, managing client accounts primarily on a non-discretionary basis and using customized investment policy statements focused on individual equities, bonds, mutual funds, and ETFs.

Douglas Brenneman is the sole advisor at Brenneman Investment Adviser, LLC, an independent firm based in Centerbrook, CT. He holds the CFA® designation and Series 63 license and has 22 years of industry experience, having led his firm since 2004. Brenneman Investment Adviser, LLC offers discretionary and non-discretionary investment management and financial planning to individual investors and small business clients. The firm employs a disciplined, active money-management approach that integrates tactical and strategic asset allocation across diverse asset classes and maintains formal quarterly account reviews.