Walter Nissen is a ChFC® CLU MA with 29 years of experience in the financial services industry, currently affiliated with Principal Financial Services and Baxter Investment Group. He has worked at Principal Securities Inc. since 1996. Outside of his advisory role, and works as a health insurance broker. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Mc Carroll Zevenbergen is a ChFC® credentialed advisor at Birch Bay Financial Planning with one year of industry experience. Prior to joining Birch Bay Financial Planning in 2026, Zevenbergen held roles at LPL Financial and Plan2Thrive Financial, following eight years focused on education. Birch Bay Financial Planning is an independent, fee-only firm serving individuals and high net worth clients with comprehensive financial planning and wealth management services. The firm employs a modern portfolio theory-based investment approach, favoring passive strategies and conducts quarterly reviews aligned with clients’ risk tolerances.

Frederick Palen is the sole advisor at Palen Financial LLC in Davenport, IA, holding a Series 63 designation with 27 years of industry experience. He has operated Palen Financial since 2010 and has also been involved with Cargill Hybrid Seed Inc. since 1982. In addition to his advisory work, he offers non-variable insurance products, including group benefits and Medicare-related insurance. Palen Financial provides investment supervisory services, financial planning, and retirement plan administration to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm integrates insurance and annuity products alongside traditional securities in portfolio construction, tailoring advice to clients' income, tax situation, time horizon, and risk tolerance.

Darlene Steffen is a CFP® and PFS™ credentialed financial advisor with 14 years of industry experience. She is the sole advisor and owner of Life Planning Solutions, LLC, an independent firm she founded in 2006. Steffen has focused her career on providing comprehensive financial planning and investment management services. Life Planning Solutions, LLC serves individuals, trusts, and small businesses through a fee-only advisory model. The firm employs a strategic asset allocation approach with core-and-satellite portfolios primarily composed of passive mutual funds and ETFs, emphasizing global diversification and ongoing portfolio monitoring.

Brennen Schmertmann is a financial advisor at St. Therese Financial LLC with four years of industry experience. He previously worked at LPL Financial and Mutual of Omaha Investor Services. Schmertmann holds Series 63 and Series 65 licenses and is based in Bettendorf, IA. St. Therese Financial provides discretionary asset management and financial planning to individuals, high-net-worth individuals, nonprofit clients, and other investment advisers. The firm combines fundamental analysis, technical methods, and Modern Portfolio Theory with a documented moral-screening policy that influences investment choices based on non-financial criteria.

Michael Bridgford is a financial advisor at Bridgford Wealth Advisory, LLC in Rock Island, IL, holding Series 63 and Series 65 credentials with three years of industry experience. He has worked at Bridgford Wealth Advisory since 2022 and also operates Michael Bridgford Consulting, a non-investment related consulting business. Bridgford Wealth Advisory serves individuals, high-net-worth clients, trusts, estates, and state or municipal government clients, managing approximately $14.6 million across 43 client relationships. The firm provides discretionary wealth management and comprehensive financial planning, primarily using low-cost, diversified mutual funds and ETFs, with a long-term investment approach tailored to client goals and risk tolerance.

Todd Potter is a financial advisor with Greatdane Investment LLC in Moline, IL, holding a Series 66 designation and 26 years of industry experience. He previously worked for Western International Securities, Inc. for 16 years before joining Greatdane Investment LLC in 2022. Greatdane Investment LLC provides discretionary investment management and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolio construction and comprehensive planning, using a disciplined investment process that includes asset allocation, fundamental and cyclical analysis, and diversification.

Scott Bridgford is a financial advisor with Bridgford Wealth Advisory, LLC in Rock Island, IL, holding a Series 66 designation and 26 years of industry experience. He previously worked at Stonefield Investment Advisory, The Planning Center, Inc., Cambridge Investment Research, Inc., and Ameriprise. Outside of advising, he owns and operates a contract farming business. Bridgford Wealth Advisory offers discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm emphasizes a long-term investment approach using low-cost, diversified funds, complemented by individual securities when appropriate, and serves a client base that includes state and municipal government entities.

Caraline Stenslik is a CFP® professional with experience at several advisory firms, including Cerity Partners, Gresham Partners, and United Capital Financial Advisers. She is currently with The Planning Center, Inc. and has been in the industry since 2014. The Planning Center, Inc. provides fee-only investment advisory and financial planning services to individuals, retirement plans, trusts, and small businesses. The firm uses a personalized planning approach and implements portfolios using mutual funds, ETFs, model portfolios, and separately managed accounts, managing assets on both a discretionary and non-discretionary basis.

Matthew Sivertsen is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with The Planning Center, Inc. since 2003, where he serves as secretary and is a minority owner. The Planning Center, Inc. is a fee-only advisory firm serving individuals, retirement plans, trusts, and small businesses. The firm offers personalized financial planning and investment management using mutual funds, ETFs, model portfolios, and separately managed accounts, with a multi-office presence and proprietary cash-management software licensed to other advisers.

Gregory Bauer is a financial advisor at Quad City Investment Center with three years of industry experience. He holds a Series 66 designation and previously worked for HNI Corporation for nine years. Bauer is also affiliated with Quad City Bank and Trust Company and LPL Financial LLC. Quad City Investment Center serves individuals, pension and profit-sharing plans, charitable organizations, and business entities by providing discretionary portfolio management, pension consulting, and wrap fee program sponsorship. The firm employs a mix of proprietary and third-party model portfolios and integrates LPL-sponsored advisory programs in its tailored investment approach.

Benjamin Young is a financial advisor at Wisdom Financial Services, L.L.C. with 10 years of industry experience. He holds a Series 65 designation and also practices as an attorney with Greenwood Law, LLC. His prior work includes over a decade at Nash Bean Ford & Brown, LLP. Wisdom Financial Services provides individualized financial planning and discretionary portfolio management primarily to individual households and pension and profit-sharing plans. The firm manages approximately $779 million in discretionary assets and incorporates fundamental analysis and client-specific factors to develop and manage portfolios.

Michelle Maton is a CFP® professional with 27 years of experience in financial planning. She has been with The Planning Center, Inc. since 2015. Outside of her advisory role, she is a partial owner of Financial Planning Systems, LLC, a software development firm unrelated to investment services. The Planning Center, Inc. is a fee-only advisory firm serving individuals, retirement plans, trusts, and small businesses. The firm focuses on personalized financial planning and offers portfolio management using mutual funds, ETFs, model portfolios, and separately managed accounts.

Robert Ausdal is a CFA® charterholder with 44 years of industry experience. He is currently with CPR Investments Inc. and CPR Financial Group LLC, having previously worked at Probabilities Fund Management LTD, Frankford Capital, LLC, and Ausdal Financial Partners, Inc. He is also licensed as an insurance agent through CPR Financial Group LLC. CPR Investments Inc. primarily serves individual investors and offers discretionary portfolio management using a multi-manager approach that includes third-party registered investment advisors and in-house tactical strategies. The firm provides comprehensive financial planning, ERISA plan services, and sub-advisory arrangements, managing client accounts on a discretionary basis with documented goals and risk tolerance.

Andrew Sivertsen is a CFP® and Series 65-registered financial advisor with The Planning Center, Inc. in Moline, IL, where he has worked since 2010. He has 15 years of industry experience. The Planning Center, Inc. is a fee-only advisory firm serving individuals, retirement plans, trusts, and small businesses through personalized financial planning and investment management. The firm employs a multi-office structure and uses a range of investment vehicles guided by modern portfolio theory, offering discretionary and non-discretionary account management.

David Howell is a financial advisor at Quad City Investment Center with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Quad City Investment Advisors since 2009 and LPL Financial since 1999. Howell is also vice president of wealth management and a member of the management team at Quad City Bank and Trust. Quad City Investment Center is an SEC-registered advisory firm managing approximately $408 million for around 700 clients, including individuals, pension plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, pension consulting, and access to model portfolios, combining tailored investment strategies with ongoing account monitoring and rebalancing.

Matthew Knoll is a CFP® and holds a Series 65 license with 11 years of industry experience. He has been with The Planning Center, Inc. since 2013. The Planning Center, Inc. is a fee-only advisory firm serving individuals, retirement plans, trusts, and small businesses through comprehensive financial planning and investment management. The firm uses a personalized planning process and employs diversified portfolios based on modern portfolio theory, managing accounts on both discretionary and non-discretionary bases across multiple offices.

Jacob Miller is a financial advisor at Wisdom Financial Services, L.L.C., holding a Series 65 credential with one year of industry experience. He has previously worked at Springfield Armory, Inc. and maintains a management, tax, and accounting role at Miller Farm & Business, Inc. outside of his advisory work. Wisdom Financial Services provides individualized financial planning and discretionary portfolio management primarily for individual households and pension and profit-sharing plans. The firm manages approximately $779 million in discretionary assets and employs a data-driven, fundamental analysis approach to portfolio construction and management.

Joseph Degeorge is a financial advisor at Advisory Advocates LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Investment Consulting Group INC and Money Concepts Capital Corp. Outside of his advisory role, he is a special education teacher with the Durant Community School District. Advisory Advocates LLC provides financial planning, consulting, and discretionary portfolio management for individuals, trusts, estates, and business entities. The firm employs a combination of passive ETF-based strategies and more active approaches such as tactical asset allocation and option-protected overlay hedged models, with some portfolios sub-advised and rebalanced quarterly.

Jeffrey Amman is a Series 65-licensed financial advisor with Wisdom Financial Services, L.L.C., bringing three years of industry experience. Prior to joining Wisdom Financial Services in 2023, he worked for 14 years at IH Mississippi Valley Credit Union. Wisdom Financial Services provides individualized financial planning and discretionary portfolio management primarily to individual households and pension and profit-sharing plans. The firm uses a data-driven process to develop client portfolios and partners with Matson Money, Inc. as a sub-adviser.