Kienan Garn is a financial advisor at Heritage Hill Adviser with four years of industry experience. He holds a Series 65 designation and has been with Heritage Hill Adviser since 2021. Outside of his advisory role, he works full-time as a program manager for new product development at The Raymond Corporation, a manufacturer of forklifts. Heritage Hill Adviser provides investment advisory and financial planning services primarily to individual clients and retirement account participants. The firm offers both discretionary asset management and non-discretionary consultation, focusing on asset allocation through various analytical techniques and serving a small client base with a single custodian platform.

Arthur Kole is a financial advisor with Stonex Advisors Inc. in Jeffersonville, NY. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior roles include positions at StoneX Securities Inc., Wrp Investments, Inc., and Oppenheimer. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, offering portfolio management, financial planning, and ERISA plan consulting through independent advisors and an in-house Private Client Group. The firm employs a range of strategies including advisor-managed portfolios and proprietary model solutions, supported by multiple platform technologies.

Amy Sporer is a financial advisor with Centaurus Financial, Inc. in Honesdale, PA, holding a Series 66 designation and 21 years of industry experience. She has been with Centaurus Financial since 2007. Outside of her advisory role, she is involved in the sales and service of disability and accident/health insurance plans for individuals and small business owners. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a variety of investment analysis methods across both discretionary and non-discretionary arrangements.

Jonathan Sheard is a financial advisor at Centaurus Financial, Inc. with 22 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2004. Outside of his advisory role, Sheard serves as treasurer and Sunday school teacher at Calkins Baptist Church, treasurer of a local hunting club, and treasurer and EMT for the Damascus Volunteer Ambulance Corps. Centaurus Financial provides advisory and brokerage services to a diverse range of clients including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services using a combination of discretionary and non-discretionary arrangements.

Cori Gregory is a financial advisor at Empower Advisory Group with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price from 2013 to 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach and serves a large participant base relative to its advisor headcount.

Robert Schwartz is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has worked at Private Advisor Group since 2014 and has been affiliated with LPL Financial since 2011. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to wrap and non-wrap advisory programs. The firm employs a fiduciary-based advisory model using a variety of investment strategies and technology platforms, often implementing advice through third-party managers and turnkey asset management programs.

Andrew Sheard is a financial advisor at Centaurus Financial, Inc. with seven years of industry experience. He holds the CFP® and ChFC® designations and has worked at Centaurus Financial since 2020, following prior roles at PCP Consulting and Hantz Financial Services. He serves as treasurer of the Calkins Union Cemetery Association, a volunteer position involving financial oversight. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Holly Ginas is a financial advisor at Edward Jones with 20 years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2020. Prior to joining Edward Jones, she held positions in advertising and chiropractic fields. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of managed solutions and advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Melissa Blaszczyk is a financial advisor with Osaic Wealth Inc. She holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at LPL Financial, LLC and Edward Jones. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across a broad range of asset classes.

Matthew Anderson is a financial advisor with Cetera, holding Series 63 and Series 66 certifications and 28 years of industry experience. He has previously worked at Nationwide Securities and Nationwide Insurance, and he operates the Meagher Insurance Agency. Outside of his financial career, he serves as a ring steward at the Sussex County Farm & Horse Show, interacting with judges, exhibitors, and announcers. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a network of independent advisors, utilizing multiple program structures and third-party managers.

Cynthia Galloway is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and having 22 years of industry experience. Her career includes long-term roles at The Dime Bank and CETERA Advisor Networks LLC, with recent experience at LPL Financial and Wayne Bank. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a range of portfolio management and consulting services. The firm offers multiple investment program options and operates as a multi-manager platform with over $256 billion in assets under management.

Terry Jue is a financial advisor at Ameriprise with 25 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in several business ventures including managing consulting activities through The TEEJ Organization, LLC. Ameriprise is a large institutional firm that offers a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service targets individuals approaching or in retirement with significant investable assets and combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

William Carmody is a financial advisor with Cetera in Honesdale, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Cetera and its affiliated entities since 2013 and also serves as a trustee of an irrevocable life insurance trust for family members. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

James Gardas is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Cetera Wealth Services, LLC since 2013 and The Dime Bank since 2008. Outside of his advisory roles, Gardas owns an ice cream and fast food business, J & J Creamery, in Hawley, PA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform combining affiliated and third-party strategies.

Burton Chapman is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has worked with firms including Honesdale National Bank and Fidelity Discount Deposit Bank. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Joseph Adams is a financial advisor with Cetera in Honesdale, PA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at LPL Financial, the State of Pennsylvania, and local government entities. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and access to third-party money managers.

Benjamin Burkhardt is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has three years of industry experience. His work history includes roles at Krupa Wealth Management and coaching varsity football for the Wallenpaupack School District. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and investment consulting tailored to client goals, supported by analytical tools and a broad advisor network.

Thomas Sporer Jr. is a financial advisor with Ameriprise in Honesdale, PA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked with Ameriprise and its related entities since 2013. Outside of advising, Sporer serves on the Board of Directors and as Treasurer for the Texas Rod and Gun Club, Inc., and is also a board member of the Eagle Home Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Lori Sipos is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She previously worked for M&T Securities and M&T Bank for 15 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gordon Rhoads is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at LPL Financial, Edward Jones, and Securities America Inc. Rhoads also has experience with Wayne Bank alongside his advisory career. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and unaffiliated managers across multiple program structures.

Michael Krupa is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with Raymond James Financial Services, Inc., where he has worked since 2020, following six years at Wells Fargo. Krupa is the owner and president of Krupa Wealth Management, a support company based in Honesdale, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and it supports client implementation through various advisory programs.

Kelly Fischer is a Series 66-licensed financial advisor with Raymond James Financial, based in Honesdale, PA. She has worked in financial services since 2023 and has prior experience in healthcare and homemaking. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to help clients evaluate potential outcomes.

Collin Ennis is a financial advisor at Cetera with a Series 66 designation and no prior industry experience. He has worked at Cetera and Wayne Bank since 2024 and was employed at Honesdale Golf Club from 2014 to 2022. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Serena Durdach is a financial advisor with Cetera holding a Series 66 credential and one year of industry experience. Her prior work includes roles at Keller Williams Real Estate and the floral business Gorgeous Floral. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and supports multiple program structures and investment strategies.