John Palmieri is a financial advisor with Aviso Wealth Management in Warren, PA, holding the ChFC® designation and Series 63 and 65 licenses, with 26 years of industry experience. He has worked at Gladstone Wealth Partners and LPL Financial, LLC, and currently conducts his advisory business through Aviso Wealth Management. Outside of advisory work, he owns a sole proprietorship, Palmieri Financial Group, which sells fixed annuities, Medicare and healthcare products, and property coverage for collectibles, and he also operates a separate eBay business. Aviso Wealth Management serves individuals, families, trusts, corporations, charitable organizations, and pension plans, managing about $621 million in assets for roughly 913 clients through a team of nine advisors. The firm offers personalized financial planning, portfolio management, pension plan consulting, and uses multiple analytical approaches across discretionary and non-discretionary accounts, with regular reviews and a range of investment strategies.

Thomas Skelton is a CFP® with 13 years of industry experience currently with OneSeven. His prior roles include positions at B. Riley Wealth Advisors, National Asset Management, United Advisors Services, Cetera Investment Services, and Northwest Advisors. He serves as vice president on the Warren Public Library board. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm emphasizes a primarily long-term investment approach and implements strategies through unaffiliated Independent Managers and third-party platforms.

Erinn Sveda is a financial advisor at CWM, LLC with two years of industry experience. She holds a Series 65 designation and previously worked at Lions Gate Wealth Management. Outside of her advisory role, she assists part-time in training a new administrator at Watson Memorial Home, a personal care facility for elderly women. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutions through over 600 advisors. The firm manages portfolios on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools.

Kevin Ignatius is a financial advisor at &Partners with seven years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing, Uproxx Media, and Getty Images. Outside of finance, he is involved in music composition and film production, with ownership interests in multiple related ventures in California and Pennsylvania. &Partners serves a diverse client base including high-net-worth individuals, institutions, retirement plans, and charitable organizations. The firm offers investment management, financial and tax planning, and consulting services, employing a range of analytical strategies and both proprietary and third-party investment solutions.

Lori Daff Siggins is a financial advisor with CWM, LLC, holding CFP® and ChFC® designations and the Series 66 license. She has 24 years of industry experience and has worked with firms including Lions Gate Wealth Management and Mid Atlantic Financial Management. She is a co-owner of MusicTime Productions, LLC, an educational curriculum business, and serves as a Legacy Team Committee Member for Peace Presbyterian Church. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services using model portfolios governed by an in-house Investment Committee and a combination of fundamental and technical analysis.

Alicia Reed is a financial advisor at CWM, LLC with 17 years of industry experience. She holds the Series 66 designation and has worked at firms including Mid Atlantic Financial Management, Mid Atlantic Capital Corporation, and Lions Gate Wealth Management. Reed has been with CWM since 2019. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan services, utilizing discretionary management with model portfolios overseen by an internal Investment Committee.

Daniel Halle is an investment advisor representative with Kestra Advisory Services, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Kestra Advisory and affiliated firms since 2015 and previously spent a year at Fragasso Wealth Advisors. Outside his advisory role, Halle serves on the board of Pittsburgh Retirement Professionals and provides voluntary consulting support to Hospice of Warren County. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm provides services including fiduciary consulting, plan design, employee education, and advisor-managed accounts, serving clients that include sovereign wealth funds and large institutional investors.

Grayson Foley is a financial advisor at &PARTNERS with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining &PARTNERS in 2026, he worked at PNC Investments from 2023 to 2026 and held roles at W & S Brokerage Services, Western and Southern Life, and United Refining Company. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and ERISA consulting, utilizing a combination of fundamental, technical, and quantitative analysis with both proprietary and third-party strategies.

Scott Olewine is a financial advisor with Eagle Strategies (NY Life) based in Warren, PA. He holds the ChFC® designation and Series 63 license and has 25 years of industry experience. Prior to joining Eagle Strategies in 2014, he founded Olewine Financial Group, which continues to operate alongside his advisory role. Olewine also serves as a board member of Northern Pennsylvania Regional College. Eagle Strategies serves a diverse client base, including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Laura Ahl is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked at LPL Financial since 2017 and previously held roles at Cetera, Northwest Advisors, Inc., and Northwest Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Timothy Holter is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Pruco Securities, LLC for 33 years and has been affiliated with Prudential Insurance Company of America since 1990. Outside of his advisory role, he serves on the Warren County Council on Tourism & Chamber Operations Board of Directors and is vice-president of the Kinzua Wrestling Club, a nonprofit youth sports organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven portfolio management and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Samantha Woodin is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked at Primerica Advisors since 2014 and was previously employed at Lottsville Milling from 2015 to 2018. Outside of her advisory role, she is involved in sales of home security and automation products through a co-located affiliate of her firm. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while using a tiered wrap-fee structure.

Gary Barnes Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and bringing 10 years of industry experience. His prior roles include positions at Olewine Financial Group, NYLIFE Securities LLC, New York Life Insurance Company, and Ameriprise Financial Services, Inc. He is also the owner of BBG Enterprises LLC, a business unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, leveraging both proprietary and third-party strategies supported by advisor-facing tools.

Jason Rafalski is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a co-owner of a rental property in North Warren, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is driven by investment policy statements and modern portfolio theory, including unique offerings such as insurance-related vehicles and bank deposit sweep options.

Louis Sanchez Jr. is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Sanchez serves as Treasurer on the Board of Directors for St. James Haven, a nonprofit organization in Meadville, PA. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

David Dymond Jr. is a financial advisor with LPL Financial in Warren, PA, holding Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Northwest Bank and various athletic departments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by research and technology tools.

Amee Wright is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. She has worked at firms including Eagle Strategies (NY Life), New York Life Insurance Co, and Key Investment Services. Wright currently holds a role connected to Wilmington Advisors at M&T, an entity affiliated with her work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Brenda Pepper is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 27 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as treasurer for her high school alumni association in Youngsville, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Paul Cardinale is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Miranda Munksgard is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at several firms including Northwest Bank, Ameriprise Financial Services, PNC Wealth Management, and Charles Schwab. Outside of her advisory role, Munksgard serves as the president of the Kiwanis International Jefferson DeFrees Family Center board and is a co-owner of Kepeli Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment strategies through its network of advisors and integrates various operational and research tools while maintaining extensive non-advisory financial activities and partnerships.

Tanya Hoffman is a financial advisor with Ameriprise based in Pittsfield, PA, holding Series 63 and Series 66 registrations and with 10 years of industry experience. Her prior roles include positions at LPL Financial, Cetera Investment Services LLC, and Northwest Savings Bank. She is also involved in various banking activities through outside employment with CNB. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm integrates research-driven modeling and automated tools to deliver tailored, non-discretionary advice within its broader advisory, brokerage, and insurance services.