Thomas Vaccaro Jr. is a CFP® and registered investment advisor with Briarcliff Manor Wealth Advisors, where he has worked since 2005. He has three years of industry experience and also operates BMWA Notary Services, providing notary services for residential mortgage transactions in New York. Briarcliff Manor Wealth Advisors manages discretionary investment accounts and offers personal financial planning for individuals, small businesses, and trusts, using a combination of fundamental and technical analysis with a focus on tax-aware investing.

Alan Lax is a financial advisor with Ryefield Capital, LLC, an independent firm based in Germantown, NY. He holds the Series 66 designation and has 13 years of industry experience, including prior roles at Merrill and Gunnallen Financial, Inc. Ryefield Capital, LLC provides portfolio management and retirement planning services for individuals, professionals, and small businesses. The firm uses a combination of fundamental and technical analysis in an opportunistic approach focused on capital appreciation, and it employs tactical hedging when appropriate.

Wesley Golby is a CFA® charterholder with 11 years of industry experience, currently serving as an advisor at Seven Canyons Advisors, LLC. His prior roles include positions at Acacia Research, Ark Global Asset Management, and Fleckenstein Capital Management. Outside of his financial career, he is the managing member and sole owner of Ramshackle Properties, LLC, a hotel operating business. Seven Canyons Advisors provides discretionary investment management primarily to pooled vehicles and institutional accounts, including registered mutual funds and retirement plans. The firm uses a bottom-up fundamental research process and proprietary screening to build concentrated strategies across its global equity approaches.

Meredith Briggs is a CFP® with 13 years of industry experience and has been with Taconic Advisors since 2015. She holds a Series 66 license and works out of Saugerties, NY. Taconic Advisors provides personalized financial planning and investment advisory services to individuals and families, including both high-net-worth and non-high-net-worth clients. The firm emphasizes passive, diversified portfolios tailored to clients’ goals, tax situations, and risk tolerances, and operates on a fee-only, fixed retainer basis.

John Kelly is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Taconic Advisors, with 13 years of experience in the financial services industry. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Wells Fargo Advisors, and Neuberger Berman BD LLC. He has been with Taconic Advisors since 2017. Taconic Advisors provides personalized financial planning and investment advisory services to individuals and families, including high-net-worth and non-high-net-worth clients. The firm focuses on passive, diversified portfolio strategies tailored to clients' goals, tax situations, and risk tolerances, typically managing assets on a discretionary basis while overseeing independent sub-advisors.

Laura Swift is a financial advisor with Quad-Cities Investment Group, LLC, holding a Series 66 designation and 25 years of industry experience. She has been with Quad-Cities Investment Group since 2010. Outside of her advisory role, she serves as a board member and Business Committee Chair for The Arc of the Quad Cities, an organization that promotes equal treatment and support for individuals with disabilities. Quad-Cities Investment Group provides investment advisory and retirement plan consulting services to individuals, trusts, employee benefit plans, charitable organizations, and business entities. The firm manages approximately $375.6 million in assets and employs a blend of fundamental, technical, and cyclical analysis to construct diversified portfolios, including the use of derivatives and margin borrowing within managed accounts, which is a distinctive aspect of their approach.

Matthew Klein is a financial advisor at Matauro, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors, LLC and Purshe Kaplan Sterling Investments. Klein is also involved as an insurance professional advising on fixed insurance products. Matauro, LLC serves individual and high-net-worth clients, trusts, retirement plans, and business entities with wealth management, financial planning, and retirement plan consulting. The firm employs a multifaceted investment process incorporating fundamental, macro, technical, and ESG analysis, utilizing a broad range of investment instruments and manager-of-managers solutions.

Mark Sladkus is the sole advisor at Red Lighthouse Investment Management, LLC, holding a Series 65 designation with 19 years at the firm and 4 years of industry experience. Based in Hillsdale, NY, he has led the firm since its founding in 2007. Red Lighthouse Investment Management provides discretionary portfolio management and advisory services to individuals, corporations, foundations, endowments, pension and profit-sharing plans, and trusts. The firm employs a passive, asset-allocation approach based on Modern Portfolio Theory, using low-cost, tax-efficient index funds and Dimensional Fund Advisors products with disciplined rebalancing and a focus on global diversification and tax considerations.

John Dady is a financial advisor at Sovereign Financial Group, Inc. in Hudson, NY, with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Sovereign Financial Group serves a diverse client base including individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm focuses on long-term investment strategies using low-cost diversified mutual funds and ETFs, supplemented by individual securities and independent managers, and also offers discretionary portfolio management, financial planning, and cash-management solutions.

Charles Larsen is a financial advisor with Key Investment Services LLC in Kingston, NY. He holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to joining Key Investment Services, he worked at KeyBank for 11 years. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and uses a multi-provider model for portfolio management, combining discretionary implementation with non-discretionary client-selected models and integration with KeyCorp affiliates for additional financial services.

Michael Risko is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Infinex Investments, Inc., Essex National Securities, Inc., BlackRock Fund Advisors, and Invesco AIM Private Asset Management, Inc. He is based in Kingston, NY. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives, offering a range of advisory services including financial planning, ERISA plan management, and access to alternative investments. The firm operates a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management, supported by a lending marketplace and third-party manager relationships.

Ernest Guerriero is a financial advisor with Guardian Life and holds the ChFC® designation, along with Series 63 and Series 65 licenses. He has 36 years of industry experience with prior roles at Park Avenue Securities, Ameritas Investment Corp, and other firms. He serves on the board of The Society of Financial Service Professionals and works as an independent contractor for The American College. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

John Heitzman is a financial advisor with OSAIC Institutions, Inc. He holds a Series 66 designation and has 13 years of industry experience. His prior work includes roles at Bank of Greene County and Infinex Investments, Inc. He serves as a board member of the Fats in the Cats Bicycle Club, a nonprofit focused on cycling advocacy and community service in New York's Catskill Park and Hudson Valley region. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser and broker-dealer model.

Timothy Bartholomew is an investment advisor at OSAIC Institutions, INC. He holds Series 63 and Series 65 credentials and has 28 years of industry experience. His prior work includes roles at Infinex Investments, Inc. since 2016 and Bank of Greene County since 2000. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, access to alternative investments, and lending solutions, operating with a hybrid adviser/broker-dealer model.

John Bopp Jr. is a financial advisor at Key Investment Services LLC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Key Investment Services and KeyBank since 2019, with prior experience at Wells Fargo Clearing Services and Scottrade. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers multiple wrap programs and employs a multi-provider model combining platform services from Envestnet with portfolio management from the Key Wealth Chief Investment Office and third-party managers.

Philip Stire is a financial advisor at Key Investment Services LLC with 40 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Key Investment Services since 2008, following a two-year tenure at McGinn, Smith Advisors LLC. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers multiple wrap programs supported by a multi-provider model that integrates discretionary and non-discretionary portfolio management, with additional services including custodial, trade execution, and ancillary insurance products.

Shyanna Curless is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Bank of Greene County, Brickyard, Unity Ambulette, and Total Tennis. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets under management.

Ronald Phillis is a financial advisor at Integrated Wealth Concepts LLC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ivernia Capital, LLC and Laurel Wealth Advisors. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios and a mix of internal and third-party management strategies.

Jeffrey Hannett is a financial advisor with Key Investment Services LLC in Hudson, NY, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Key Investment Services in various roles since 2016 and previously worked at KeyBank. In addition to advising, Hannett is a financial education instructor at Kaplan North America’s College for Financial Planning, where he teaches and develops curriculum. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm offers model-based advisory products with multi-provider platform support and integrates with KeyCorp affiliates to provide a range of investment and advisory services.

Richard Totman is a financial advisor at Commonwealth Financial Network with 42 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Commonwealth in 2025, he worked at MassMutual Life Insurance Company and MML Investors Services, Inc. for nearly three decades and at Connecticut Mutual for over 40 years. Outside of finance, he owns GB Studios, a business involved in recording and distributing sales at concerts. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while allowing advisors discretion in constructing client portfolios.

Fernando Hurtado is a financial advisor with Empower Advisory Group in Phoenix, AZ, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at Primerica Advisors and Transamerica Investors Securities Corporation. Outside of his advisory work, he owns The Soap Alchemist and works as a bilingual employee benefits educator for Total Benefit Communications. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, with an emphasis on long-term portfolio returns and integration with Empower’s recordkeeping and administrative platforms.

Colton Crump is a financial advisor at Key Investment Services LLC with Series 63 and Series 66 licenses and three years of industry experience. His background includes roles at KeyBank, Northwestern Mutual, and service as a 1st Lieutenant in the US Army Reserves. He is currently based in Red Hook, NY. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider model for portfolio implementation and offers a range of wrap-fee programs supported by custodial and trade execution services through Pershing.

Renee Albrecht is a financial advisor with J. W. Cole Advisors, Inc., holding a Series 63 license and bringing 25 years of industry experience. She has worked at J.W. Cole Financial, Inc. since 2017 and previously at Valley Investment Planning and National Planning Corporation. Albrecht also owns and directs Valley Investment Planning Services, Inc., a DBA for her financial practice. J.W. Cole Advisors serves individuals, charities, corporations, retirement plans, and other entities through a national network of independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, including access to third-party managers and digital advice platforms.

Cory Espejo is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Dutchess Community College and Svetness, and served four years in the United States Marine Corps. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Erin Clancy is a Series 66-licensed financial advisor with seven years of industry experience, currently with Edward Jones. She has been with Edward Jones since 2017 and previously worked at Jeanette Gordon from 2015 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Salvatore Bocchimuzzo is a CFP® professional with 35 years of experience in the financial services industry. He has worked at LPL Financial since 2022 and previously held positions at Cuna Mutual Group, CUNA Brokerage Services, Inc., and TD Ameritrade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

John Mack is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work history that includes roles at Mid-Hudson Valley Federal Credit Union and Equitable Advisors, LLC. Outside of finance, he was involved with Next Level Tents, a business venture prior to his advisory career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Corey Hudak is a financial advisor with LPL Financial in Kingston, NY, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes roles at Mid-Hudson Hudson Valley FCU, CUNA Mutual, Frank Loughlin State Farm, Spectrum Communications, and Slices of Saugerties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Donald Bell Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on guiding clients through various life stages and market conditions by providing personalized wealth management strategies. His approach emphasizes understanding clients' individual goals, lifestyle, and legacy to develop thoughtful, research-driven financial plans. Donald holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a High School Diploma from Saugerties Central. He also participates in community activities through volunteering with local organizations. He aims to build strong relationships with clients by keeping them informed and serving as a trusted advisor for their financial decisions. Donald leverages the resources of Merrill Lynch and Bank of America to support clients in achieving their long-term financial goals.

James Armstrong is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and a broad suite of financial products.

Scott Levine is a financial advisor with Equitable Advisors in Hudson, NY, holding a Series 66 designation and 10 years of industry experience. He has been with Equitable Advisors since 2016, including a period when the firm operated as AXA Advisors, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs and third-party asset managers, focusing on aligning client information and risk tolerance with suitable investment models and discretionary management options.

Michael Magliocca is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors during two separate periods totaling three years. Outside of financial advising, he is also involved in real estate sales as a salesperson with Century 21 New West Properties. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a large network of Investment Adviser Representatives.

Daniel Mcdonough is a Series 66 licensed financial advisor with 10 years of industry experience. He is currently with LPL Financial and has previously worked with Mid-Hudson Valley Federal Credit Union and CUNA Brokerage Services, Inc. Outside of finance, he is involved with Mirabella's Restaurant in Kingston, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

John Cubito is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He previously worked at Bank of America, N.A. and Merrill for nine years. He is also associated with the Mid-Hudson Valley Federal Credit Union in a registered member service role. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and multiple investment options.

Mark Levy is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Raymond James & Associates since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering a range of financial planning and advisory services with a focus on tailored, non-discretionary investment consulting.

Jane Mccarthy is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Equitable Advisors since 2006, previously associated with AXA Advisors. Outside of advising, she owns and operates McCarthy & Grandchamp Insurance & Investment Agency, Inc., and participates in business networking groups. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management services. The firm utilizes a range of advisory models, including third-party programs and discretionary portfolio management, and provides ERISA fiduciary services for qualified plans.

Shebna Olsen Shillibeer is a financial advisor at Equitable Advisors with 34 years of industry experience. She previously worked at JPMorgan Securities LLC and HSBC Securities (USA) Inc. She serves as an advisory board member for the UConn School of Business Student Managed Investment Fund, mentoring students in career development, and is also treasurer of the Copake Lake Conservation Society. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers customized investment solutions through a network of advisors and third-party programs, offering a range of mutual funds, ETFs, separately managed accounts, and alternative investments.

Allison Guzman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and having 26 years of industry experience. She has worked at Raymond James since 2018, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Jodi Hills is a financial advisor at LPL Financial with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has been with LPL Financial since 2008. Outside of advising, Hills is involved in construction management through Hills Construction Management, Inc., and serves as a Notary Public in New York State. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across a wide range of investment options.

Katie Johnston is a financial advisor at Raymond James Financial with 16 years of industry experience. She previously worked for Commonwealth Financial Network and JSA Financial. Johnston holds a Series 63 designation. Outside of her advisory role, she owns and manages residential rental properties in Saugerties, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through its advisory programs and other providers.

Alexandra Madsen is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has been with LPL Financial since 2018 and previously worked with Columbia County Habitat for Humanity and Samascotts Garden Market. Alexandra is also a commissioned notary public in Hudson, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor tools and a diverse suite of non-advisory financial activities.

Jean Reinoso is a financial advisor at Castleton Partners, LLC, holding a Series 65 credential with two years of industry experience. He has been with Castleton Partners since 2013. Castleton Partners is a fee-only investment adviser specializing in fixed-income asset management for high-net-worth individuals, as well as trusts, estates, charitable organizations, corporations, and other business entities. The firm employs an Investment Grade Fixed Income Strategy focused on municipal securities and corporate debt, alongside more actively managed special strategies, and offers portfolio consulting and concierge review services.