Michael Penfield is the sole advisor at Penfield Investments LLC in Central Point, OR, holding a Series 66 designation with 17 years of industry experience. His background includes three years at Edward Jones and twelve years at FanDistro prior to founding Penfield Investments in 2022. In addition to advisory work, he dedicates part of his time to insurance product sales. Penfield Investments LLC provides asset management and financial planning services primarily to individual and high-net-worth clients, managing approximately $4.87 million in non-discretionary assets. The firm utilizes fundamental, technical, and charting analysis, manages held-away retirement accounts through a third-party platform, and integrates an affiliated insurance business.

Tanner Woolley is a CFP® professional with experience spanning several firms including PricewaterhouseCoopers and Hall CPA PLLC. He currently serves at Practice First Investment Advisors LLC, where he has worked since 2026. His background includes roles in both financial planning and accounting. Practice First Investment Advisors LLC provides portfolio management and financial planning services to individuals and high-net-worth clients, employing fundamental analysis and modern portfolio theory within a long-term investment approach tailored to client-specific factors such as risk tolerance and tax considerations.

Michael Hansen is the sole advisor at True Purpose Advisors, LLC in Ashland, Oregon, with 13 years of industry experience. He holds a Series 66 designation and previously worked at Retirement Asset Managers, Inc. from 2017 to 2018. In addition to his advisory role, Hansen operates a business consulting firm, ProfitMax Professionals, LLC, where he serves as Managing Member. True Purpose Advisors serves individuals, high-net-worth clients, business owners, and various business entities by offering cashflow management coaching, insurance and protection analysis, and asset allocation advice. The firm utilizes a client questionnaire to assign accounts to model portfolios managed through a co-advisory relationship with Matson Money, which handles trading and portfolio management.

Stephen Gerritz is the sole advisor at Gerritz Wealth Management, Inc. in Central Point, Oregon. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been with Gerritz Wealth Management since 1999. Gerritz Wealth Management offers active portfolio management and advisory services to individuals, high-net-worth clients, and profit-sharing plans. The firm employs a tactical asset allocation strategy that combines fundamental and technical analysis with proprietary timing tools to manage discretionary assets.

Richard Schultz is the sole advisor at Schultz and Associates Inc. in Ashland, OR, with 22 years of industry experience. He has been with Schultz and Associates since 1981. Outside of his advisory work, he owns and operates Kitchen Creek Vineyards. Schultz and Associates provides discretionary portfolio management primarily for individual clients and a small number of pension or profit-sharing plans, focusing on liquid asset management. The firm employs a research-based, top-down approach emphasizing exchange-traded funds, closed-end funds, and short-term Treasury instruments, while maintaining detailed operational controls and customized account management.

Cassandra Dexter is a CFP® professional with 12 years at Nagel & Padilla, LLC and five years of industry experience. She has worked exclusively with the firm since 2014 in Ashland, OR. Nagel & Padilla, LLC provides accounting, tax, payroll, bookkeeping, and business consulting services alongside financial planning and investment advisory for individuals, trusts, estates, charitable organizations, and small businesses. The firm emphasizes written financial plans and client communication while not acting as custodian of assets or engaging in discretionary trading.

Keegan Denn is a CFP® and Series 65-licensed advisor with 16 years of industry experience. He has been with Fidelis IM since 2012 and worked previously at Cutler Investment Group from 2010 to 2012. Fidelis IM provides discretionary investment management, financial planning, and retirement plan services to individuals, trusts, estates, endowments, institutions, and employer-sponsored plans. The firm employs a passive, strategic asset-allocation approach focused on low-cost ETFs and index mutual funds to create globally diversified portfolios.

Chad Smith is a CFP® professional with 29 years of experience in financial advising. He is currently with Retirement Planning Specialists, Inc. and previously worked at Sagepoint Financial, Inc. Smith assists with training support staff within the Academy of Preferred Financial Advisors, a coaching program for financial planners and their teams. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities, managing approximately $323.6 million in discretionary assets for about 525 clients. The firm employs a long-term, buy-and-hold investment approach with diversified portfolios and conducts regular account reviews, serving a notably high client-to-advisor ratio.

Christopher Patterson is a financial advisor at Retirement Planning Specialists, Inc. with 19 years of industry experience. He holds a Series 66 designation and has worked at S & P Financial, Inc. dba Financial Planning Specialists since 2019, following ten years at Sagepoint Financial, Inc. and Retirement Planning Specialist. Outside of advising, he serves as president of Patterson Consulting LLC and is a 50% owner of Patterscott LLC, a company developing a multi-use building. Retirement Planning Specialists provides investment advisory services to individuals, retirement plans, estates, trusts, and business entities. The firm manages approximately $323.6 million in discretionary assets for about 525 clients, using a primarily long-term, buy-and-hold investment approach with diversified portfolios held at Charles Schwab.

Nicholas Jones is a CFP® with 21 years of industry experience, currently serving at Jones & Associates Premier Financial Solutions in Jacksonville, OR. He has held roles at multiple affiliated entities, including Gradient Securities, LLC and Principal Funds Distributor, Inc. Outside of advisory work, he is involved in an oil and gas investment holding company. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm employs a disciplined investment approach incorporating fundamental, technical, and cyclical analysis, and maintains co-advisor relationships with third-party portfolio managers.

Lorrie Anne Miller is a CFP® professional with 18 years of industry experience, currently serving at Koenig Investment Advisory, LLC. She has worked at Condor Wealth Management, LLC and MyLaunch, LLC during her career. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach using mutual funds, ETFs, individual securities, and bonds, and manages approximately $258 million across about 293 client accounts.

Steven Yungen is a Series 65-licensed advisor with Jones & Associates Premier Financial Solutions in Jacksonville, OR, where he has worked since 2010. He has 15 years of industry experience, including prior work with Jones & Associates Premier Insurance Solutions. Jones & Associates Premier Financial Solutions serves individual and high-net-worth clients as well as qualified retirement plans, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm uses fundamental, technical, and cyclical analysis to guide investment decisions and also collaborates with third-party portfolio managers for certain clients.

Hugo Sanchez II is a CFP® and holds a Series 66 license with six years of industry experience. He has worked at Koenig Investment Advisory, LLC since 2021 and has prior experience at firms including Edward Jones and Cutler Investment Counsel, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to a diverse client base including individuals, trusts, estates, pension plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation and core-and-satellite investment approach, managing approximately $258 million across nearly 300 client accounts as of January 2026.

Danita Rios is a financial advisor at Vigilare Wealth Management LLC in Ashland, OR, holding Series 63, 65, and 66 designations with eight years of industry experience. She has worked at Vigilare Wealth Management since 2019 and has prior experience with Wells Fargo Investments and The Veterans Directory. Vigilare Wealth Management serves individuals, high-net-worth clients, and select institutional entities, providing investment management and integrated wealth services. The firm emphasizes dynamic asset allocation through a combination of global macro and fundamental analysis, offering a family-office style service set that includes trustee, tax, real estate, and philanthropic support.

Jeffrey Mccullough is a CFP® with 17 years of industry experience, currently serving at Koenig Investment Advisory, LLC since 2014. His prior roles include positions at MyLaunch, LLC and Condor Wealth Management, LLC. Koenig Investment Advisory, LLC provides discretionary portfolio management and comprehensive financial planning to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small business owners. The firm employs a strategic asset allocation, core-and-satellite approach with no-load or low-load mutual funds and ETFs, supplemented by individual securities and bonds, and conducts quarterly account reviews.

Madison Raffensperger is a financial advisor at Cutler Investment Group with a Series 65 designation and three years of industry experience. She has worked at Cutler Investment Counsel, LLC since 2018 and previously was employed at Personnel Source Inc from 2016 to 2018. Cutler Investment Counsel provides discretionary portfolio management and financial planning to individuals, corporate pension and profit-sharing plans, foundations, endowments, and registered investment companies. The firm offers risk-based Lifestyle Portfolios, a dividend-focused Equity Income strategy, retirement plan consulting, and model licensing, using third-party technology and AI tools to support research and account servicing while maintaining portfolio oversight.

Audrey Creak is a financial advisor at Oregon Pacific Wealth Management with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oregon Pacific Wealth Management since 2016. Her prior experience includes roles at Oregon Pacific Banking Company and LPL Financial LLC. Oregon Pacific Wealth Management serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm manages approximately $175 million in assets and constructs globally diversified, risk-based portfolios, primarily using ETFs and mutual funds, with a variety of analytical approaches and options for active management during volatile markets.

Anne Catherine Vinickas is a financial advisor with Redwood Financial Network, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked at Redwood Financial Network and LPL Financial since 2019 and previously spent 14 years at Valic Financial Advisors. Vinickas operates a wealth advisory business as a sole member entity in Central Point, Oregon. Redwood Financial Network is a team-based advisory firm managing approximately $226 million in assets for individuals, pension plans, charitable organizations, and businesses. The firm focuses on customized, long-term portfolio construction with a combination of in-house management and LPL-sponsored platforms, offering a range of financial planning and retirement consulting services.

Geoffrey Boldt is a financial advisor at Oregon Pacific Wealth Management with two years of industry experience. He holds a Series 65 credential and has prior work history including roles at Futurity First Insurance Group and U.S. Bank. Boldt serves on the board of directors and as treasurer for Community Works, a nonprofit supporting survivors of sexual assault and domestic violence. Oregon Pacific Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, and business entities, managing roughly $175 million in assets. The firm uses globally diversified, risk-based portfolios primarily composed of ETFs and mutual funds, employing multiple analysis methods and offering both discretionary and non-discretionary portfolio management.

Cole Willyard is a financial advisor at Oregon Pacific Wealth Management with four years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and US Bank. Oregon Pacific Wealth Management serves individuals, including high-net-worth clients, as well as pension plans, business entities, trusts, and estates. The firm offers discretionary and non-discretionary portfolio management along with financial planning, focusing on globally diversified, risk-based portfolios tailored to clients’ long-term objectives.