Robert Messner is the principal advisor at RMG Advisory Services in Jackson, MI, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has been with RMG Advisory Services since 2013 and has also worked at H. Beck, Inc. since 2010. In addition to his advisory work, Messner is an individual insurance producer and operates an affiliated engineering and business development services company. RMG Advisory Services is an independent registered investment adviser serving individuals, families, small businesses, trusts, estates, and nonprofit organizations. The firm emphasizes asset-class investing with diversification, a long-term focus, and strategic allocation, managing client assets primarily on a non-discretionary basis while offering portfolio management, financial planning, and consulting services.

Dennis Crawford is a financial advisor at Diversified Consumer Planning LLC in Manchester, MI, holding a Series 65 designation with 14 years of industry experience. He has been with Diversified Consumer Planning LLC since 1988. Diversified Consumer Planning LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations, including specialized service for active-duty and veteran submariners, finance professionals, and technology-oriented clients. The firm uses a data-centric investment process that combines AI and machine-learning models with fundamental, technical, and quantitative analysis to support active management and weekly portfolio reviews.

Nicholas Reynolds is a financial advisor at Wittlin Advisory with eight years of industry experience. He holds the Series 65 designation and previously worked at Fisher Investments and Dillon & Associates. Wittlin Advisory is a fee-only investment management firm serving primarily high-net-worth individuals, families, and foundations. The firm customizes portfolios based on client goals and risk tolerance, using fundamental analysis and a variety of investment vehicles including mutual funds, ETFs, private investments, and digital assets.

Adriaan Van Wyk is a financial advisor at Richmond Brothers, Inc. with four years of industry experience. He holds a Series 65 designation and has worked at Richmond Brothers since 2020. Prior to his current role, he held positions at Monocle Yacht, was self-employed, and worked at Bidvest International Logistics. Richmond Brothers serves individuals, charitable organizations, pension and profit-sharing plans, and various business entities with portfolio management, financial planning, and Medicare consulting. The firm employs a fiduciary, individualized approach and utilizes a range of investment strategies, including discretionary management and third-party money-management models.

Matthew Curfman is a CFP® with 15 years of experience in the financial industry, currently serving at Richmond Brothers, Inc. since 2011. He is also involved with the Jackson YMCA Board of Directors as Chief Volunteer Officer and manages a private fund through RBI PI Manager, LLC. Richmond Brothers, Inc. manages approximately $240.6 million for individuals, charitable organizations, pension and profit-sharing plans, and business entities. The firm provides comprehensive portfolio management and financial planning, employing diverse investment strategies and sponsoring private placement funds for accredited investors.

Our firm’s mission is to help physicians achieve financial peace of mind. We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes. Our firm’s mission is to help physicians achieve financial peace of mind. We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes. We give you the confidence that you are in control of your finances and are making the right decisions, while freeing up time and headspace to spend on the things you enjoy. We do our best work with people who recognize the value of financial planning (in addition to investments) and want an ongoing relationship with an advisor, rather than one-time or hourly work. New Attendings – Organize your financial life and develop a strong foundation. This includes putting together a student loan game plan, getting clear on goals, figuring out how to allocate your cash flow and the best way to save and invest to different accounts, optimizing employer benefits, and helping with a home purchase. Established Physicians – Manage the growing complexity of your financial life. This includes college planning, reviewing insurance coverage and estate plans, optimizing how you save and invest for different goals as your income rises, and detailed retirement planning to put you on track and make sure you remain there. Preparing for Retirement – Get ready for, and navigate, the retirement transition. This includes understanding whether you have enough money to retire, turning your investment portfolio into a “paycheck” in retirement, tax planning to minimize the amount that goes to the IRS, figuring out the best strategy for claiming Social Security, and navigating healthcare decisions from Medicare to long-term care insurance. Prior to co-founding MD Wealth Management, I worked as a financial advisor at Balasa Dinverno Foltz LLC and Huber Financial Advisors LLC, two independent firms in Chicago with over $5 billion of assets under management collectively. I am a CERTIFIED FINANCIAL PLANNER™ professional and I have a BS in finance from Miami (OH) University. I live in Saline, Michigan, with my wife, Jenny, and our son, Grant. I am an avid Michigan fan and enjoy reading, playing basketball and tennis, and being outdoors as much as possible.

Daniel Vredeveld is a CFP® and holds a Series 66 designation with 13 years of industry experience. He has been with Richmond Brothers, Inc. in Jackson, MI since 2012. Richmond Brothers serves individuals, charitable organizations, pension and profit-sharing plans, and business entities with portfolio management, financial planning, and Medicare consulting through a partnership with an outside Medicare solutions team. The firm uses an individualized fiduciary approach incorporating various investment strategies and may delegate model execution to sub-advisers.

David Richmond is a ChFC® credentialed financial advisor with Richmond Brothers, Inc. in Jackson, MI, where he has worked for 15 years. He has 17 years of industry experience. Outside of advising, he serves on the boards of the Lingap Children's Foundation and BioVentrix, Inc., and is an independent insurance agent specializing in fixed life insurance, long-term care, and fixed annuities. Richmond Brothers, Inc. serves individuals, charitable organizations, pension and profit-sharing plans, and business entities with portfolio management, financial planning, and Medicare consulting. The firm employs an individualized, fiduciary approach using a variety of investment strategies and sponsors private placement funds managed through an affiliated manager.

Our firm’s mission is to help physicians achieve financial peace of mind. We work with you to develop a personalized financial plan that covers your entire financial picture and reflects your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes. We give you the confidence that you’re in control of your finances and are making the right decisions, while freeing up time and headspace to spend on the things you enjoy. We do our best work with people who recognize the value of financial planning (in addition to investments) and want an ongoing relationship with an advisor, rather than one-time or hourly work. Established Physicians – Organize and manage the growing complexity of your financial life. This includes getting clear on goals, maximizing employee benefits, college planning, reviewing insurance coverage and estate plans, optimizing how you save and invest for various goals as your income rises, and detailed retirement planning to put you on track and make sure you remain there. Preparing for Retirement – Navigate the retirement transition. This includes understanding whether you have enough money to retire, turning your investment portfolio into a “paycheck” in retirement, tax planning to minimize the amount that goes to the IRS, figuring out the best strategy for claiming Social Security, and making healthcare decisions from Medicare to long-term care insurance. In addition to working with clients, we host a personal finance podcast for physicians called The Physician’s Guide to Financial Wellness. Feel free to listen or subscribe here. Prior to co-founding MD Wealth Management, I was a partner at Driehaus Capital Management in Chicago. I’m a CERTIFIED FINANCIAL PLANNER™ professional and a CFA® charterholder. I have a BA in finance from the University of Notre Dame and an MBA in finance and economics from the University of Chicago Booth School of Business. Outside of work, I most enjoy spending time with my wife and our four children (three boys and a girl). When not with them, you can find me working out, reading, golfing, listening to podcasts, or watching sports (especially EPL soccer and Notre Dame football).

John Cross is a financial advisor at Jack V. Butterfield Investment Company with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at NEXT Financial Group and Lally Group, where he is also employed as a CPA preparing financial statements and tax returns. Outside of his advisory role, he has consulting arrangements with Elm Plating and McCleer Power Inc. Jack V. Butterfield Investment Company serves individual investors, trusts, and pension/401(k) plans, offering brokerage and advisory services focused on client-directed, non-discretionary investment recommendations. The firm combines broker-dealer and municipal securities activities and has operated since 1946 under majority family ownership.

John Butterfield is a Series 66-licensed financial advisor with 45 years of industry experience at Jack V. Butterfield Investment Company, where he has worked since 1979. He is a general partner of Butterfield Development LLC and a part owner and financial manager of Jackson Pickleball, LLC, a recreational pickleball business. Jack V. Butterfield Investment Company serves individual investors, trusts, and pension/401(k) plans with brokerage and advisory services, emphasizing a primarily client-directed, non-discretionary advisory approach and holding approximately 208 client relationships.

Nicholas Butterfield is a financial advisor at Jack V. Butterfield Investment Company in Jackson, MI, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has been with Jack V. Butterfield Investment Company since 2013. Outside of advising, he serves as a building manager for the Fields Building in Jackson, MI, handling rent checks and minor maintenance during trading hours. Jack V. Butterfield Investment Company serves individual investors, trusts, and pension/401(k) plans, offering brokerage and advisory services including stocks, bonds, mutual funds, retirement accounts, and insurance products. The firm’s advisory program is primarily client-directed and non-discretionary, with a fee-based option involving institutional money managers, and it has operated since 1946 as a majority family-owned firm.

Timothy Thayer is a financial advisor with Jack V. Butterfield Investment Company in Jackson, MI, holding Series 63 and Series 66 credentials and 41 years of industry experience. He has been with the firm since 1984. Outside of his advisory role, he serves as an independent trustee without receiving income. Jack V. Butterfield Investment Company serves individual investors, including high-net-worth clients, trusts, and pension/401(k) plans, offering brokerage and advisory services with a primarily client-directed, non-discretionary advisory program. The firm combines registered broker-dealer and municipal securities activities alongside licensed insurance services and has operated since 1946 as a majority family-owned business.

Jeffrey Dillon is a financial advisor with Dillon & Associates Inc in Jackson, MI, holding a Series 65 designation and bringing 23 years of industry experience. He has been with Dillon & Associates since 1996. Dillon & Associates provides ongoing investment management to individuals, trusts, non-profit organizations, and corporate retirement plan sponsors, typically managing accounts of $250,000 or more. The firm employs a fundamental, long-term investment approach focused on individual equities and investment-grade fixed income, with portfolio recommendations tailored to client objectives.

Eric Grasse is a Series 65-licensed advisor with Dillon & Associates Inc, based in Jackson, MI, with 16 years of industry experience. He has been with Dillon & Associates since 1999. Dillon & Associates provides investment management services to individuals, trusts, non-profits, and corporate retirement plan sponsors, focusing on fundamental, long-term approaches with individual equities and investment-grade fixed income. The firm serves accounts typically starting at $250,000 and is noted for managing a high level of assets relative to its small team, operating primarily on a fee-only basis without emphasizing comprehensive financial planning.

Jason Butterfield is a CFP® professional with 18 years of industry experience. He is affiliated with Jack V. Butterfield Investment Company and has worked at Signator Investors Inc since 2007. Jason is named as a successor trustee on a client trust document but would decline the role or seek written approval before acting as trustee. Jack V. Butterfield Investment Company serves individual investors, trusts, and pension/401(k) plans, offering brokerage and advisory services including stocks, bonds, mutual funds, retirement accounts, and insurance products. The firm primarily provides non-discretionary, client-directed advisory services and maintains a combination of broker-dealer and municipal securities activities alongside insurance licensing.

Easton Oliver is a financial advisor with Dillon & Associates Inc in Jackson, MI. He holds a Series 65 designation and has one year of industry experience. Prior to joining Dillon & Associates, Oliver worked at Advance Turning & Mfg for several years. Dillon & Associates provides investment management services to individuals, trusts, non-profits, and corporate retirement plan sponsors, focusing on long-term, fundamental approaches to equities and investment-grade fixed income. The firm manages a significant amount of assets relative to its small team and primarily operates on a fee-only basis.

Matthew Johnson is a financial advisor at Dillon & Associates Inc with a Series 65 credential and one year of industry experience. Prior to joining Dillon & Associates, he worked at Northern Trust and has experience outside finance at Real Seafood Co and Countryside Retirement Community. Dillon & Associates provides investment management services to individuals, trusts, non-profits, and corporate retirement plans, focusing on fundamental, long-term stock investments and investment-grade fixed income. The firm typically collaborates closely with clients on portfolio recommendations and manages a significant amount of assets relative to its small advisory team.

Philip Ferraro III is a financial advisor with Blackridge Asset Management, LLC, holding a Series 66 designation and 11 years of industry experience. He has worked at several firms including Wealth Strategies Financial Group, Securian Financial Services, and Mass Mutual Life Insurance Company. Outside of his advisory role, Ferraro serves on the University of Michigan Athletics Career Advisory Board and is involved as a wrestling referee to support youth development. Blackridge Asset Management provides financial planning, investment management, and consulting services through a network of advisors, serving individual and institutional clients. The firm offers tailored portfolio management and employs a model-based investment approach, utilizing fundamental, technical, and charting analysis within a multi-team, multi-office structure.

Kevin Snow is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 66 licenses and with 22 years of industry experience. He has worked at Blackridge Asset Management since 2020 and previously spent two years with The Retirement Guys Formula and time at several other firms including PEAK Brokerage Services and LaSalle St Securities. Outside of his advisory role, he owns and operates Snow Wealth Management, LLC, a wealth management business based in Tennessee. Blackridge Asset Management serves individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management, access to model portfolios and third-party managers, and estate-planning referrals, utilizing a multi-advisor network and an affiliated turnkey asset management platform for discretionary and non-discretionary account management.