Timothy Wendt is a CFP® with 17 years of industry experience. He has been the principal advisor at Wendt Financial Advisors, LLC since 2020 and previously worked at Plante & Moran PLLC for 10 years. Wendt Financial Advisors is an independent, fee-only registered investment adviser serving individuals, couples, families, trusts, and estates with a focus on retirement accumulation and sustainable retirement income. The firm provides discretionary investment management and tailored financial planning, emphasizing broad diversification through primarily exchange-traded funds and no-load mutual funds, managed with a long-term, buy-and-hold approach and periodic rebalancing.

Robert Burch is the sole advisor at RJB Investment Advisory Services, LLC in Portage, Michigan. He holds a Series 65 designation and has 11 years of industry experience. Outside of advisory work, he is the sole owner of ASK PrintCo, LLC, a print services company. RJB Investment Advisory Services, LLC provides discretionary portfolio management primarily to individuals and high-net-worth clients. The firm emphasizes long-term investing through exchange-traded funds and low-cost mutual funds, focusing on asset allocation and periodic adjustments based on regulatory or political developments.

Bradley Hallgren is a financial advisor at Hallgren Financial LLC in Kalamazoo, MI, holding a Series 66 designation with 10 years of industry experience. Prior to founding Hallgren Financial in 2016, he worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2015 to 2016. He is also the managing partner of RBKE LLC, a private family trust fund, where he dedicates part of his time to investment-related activities. Hallgren Financial provides discretionary portfolio management and investment advisory services to individuals, high net worth clients, pension or profit-sharing plans, and business entities. The firm manages approximately $60 million in assets across about 20 client relationships, utilizing individualized portfolios based on detailed financial surveys and employing moderately active tactical asset allocation strategies that can include leveraged and inverse mutual funds and ETFs.

Jeffrey Cole is the principal advisor at Cole Investment Advisors, Inc. in Portage, MI, holding CFP® and Series 65 credentials with 16 years of industry experience. He has worked at Kruggel, Lawton & Co., LLC since 2024 and has operated Cole Investment Advisors since 1999. Outside of his advisory work, he is a partner at a separate accounting firm and occasionally serves as a registered agent for various non-affiliated business entities. Cole Investment Advisors serves individual and high-net-worth clients, trusts, estates, and charitable organizations with fee-only investment management, client consultations, and portfolio reporting services. The firm focuses on individualized portfolio construction using fundamental analysis and both long- and short-term strategies, and offers standalone reporting for accounts not managed by the adviser.

Mark Weathers is a CFP® professional with 15 years of experience in financial advising. He is the sole advisor at Black Diamond Investment Group, Inc. and has operated his own CPA firm, Mark A. Weathers, P.C., since 1992, where he provides accounting and tax services. Black Diamond Investment Group, Inc. is a fee-only financial planning and investment management firm serving individual investors, high-net-worth clients, and small business owners. The firm employs an active, research-driven investment approach and maintains a distinctive affiliation with the CPA practice controlled by the same owner.

Robert Vliek is a financial advisor with PPS & V Asset Management Consultants Inc in Portage, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with PPS & V since 2007. Vliek is also licensed to offer life insurance and fixed and fixed indexed annuities in Michigan. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for about 247 clients. The firm constructs portfolios based on core asset-allocation models and employs a long-term, buy-and-hold investment approach using low-cost mutual funds, ETFs, and other instruments.

Justin Henrich is a Series 65-licensed financial advisor with seven years of industry experience. He has worked at Southwest Michigan Wealth Management, LLC and Southwest Michigan Financial since 2019 and previously held a position at Menards Inc from 2016 to 2019. Henrich is also involved in insurance and retirement planning. Southwest Michigan Wealth Management serves individuals, high-net-worth clients, families, and small businesses, managing approximately $29.4 million across 166 client relationships as of year-end 2024. The firm provides discretionary portfolio management through third-party asset managers, including Foundations Investment Advisors as a sub-advisor, and offers comprehensive financial planning with regular portfolio reviews and client meetings.

Charles Henrich is a financial advisor at Southwest Michigan Wealth Management, LLC, holding a Series 65 credential with 14 years of industry experience. He has worked at several firms, including Foundations Investment Advisors, Inc. and Horter Investment Management, LLC. Outside of his advisory role, Henrich is a full-time biotech sales specialist engaged in biologic sales to the healthcare industry since 2006. Southwest Michigan Wealth Management serves individuals, high-net-worth clients, families, and small businesses, managing approximately $29.4 million across about 166 client relationships as of year-end 2024. The firm provides discretionary portfolio management through third-party asset managers and comprehensive financial planning, employing fundamental, technical, and cyclical investment analysis methods.

Marilee Bartl is a financial advisor at Long Road Investment Counsel, LLC with 12 years of industry experience. She holds a Series 65 designation and previously worked at Norris, Perne & French, LLP for six years. Long Road Investment Counsel provides discretionary investment management to individuals, trusts, estates, and charitable institutions, managing approximately $316 million across about three dozen client relationships. The firm employs an active, fundamentally driven, long-term growth strategy focused on equity securities of industry-leading companies and investment-grade fixed income with relatively short maturities.

Benjamin Taylor is a financial advisor at Infinity Advisory Group with 13 years of industry experience. He holds a Series 65 designation and has previously worked at Advisory Services Network, LLC and Harbinger Asset Management, LLC. Taylor is also a licensed insurance agent, selling and servicing annuity and life insurance products. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm emphasizes evidence-based, passive asset-class allocations using mutual funds and ETFs, and utilizes sub-advisory relationships and client education activities as part of its service approach.

Kaushik Meisheri is a financial advisor at Lifetime Equity Investments LLC with 18 years of industry experience. He holds Series 63 and Series 65 designations and has been with Lifetime Equity Investments since 2015. The firm serves individual investors, high-net-worth individuals, and charitable clients by providing discretionary portfolio management and customized investment portfolios. Lifetime Equity Investments manages approximately $26.5 million for around 67 clients, emphasizing fundamental analysis and individualized portfolio construction using a diverse mix of securities.

Robert Huiskamp is a Series 65-licensed advisor with 14 years of industry experience. He has been with N.V.N.G. Investments Inc. since 1994. N.V.N.G. Investments Inc. provides investment supervisory and portfolio management services to individuals, trusts, pension and profit-sharing plans, banks, and corporate entities. The firm’s investment process emphasizes fundamental analysis supported by external research and employs a range of implementation tools, including frequent trading, option writing, and short sales.

Lucas Mansberger is a CFP® and CFA® affiliated with Breakwater Capital, with four years of industry experience. He previously worked at Greenleaf Trust for seven years before joining Breakwater Capital in 2022. Breakwater Capital serves individuals, high-net-worth clients, families, small businesses, and nonprofit organizations, providing comprehensive financial planning and discretionary investment management. The firm emphasizes asset-class analysis and fundamental research, incorporates options strategies alongside mutual funds and ETFs, and performs regular portfolio reviews for ongoing accounts.

Ross Pollard is a CFP® with 16 years of industry experience, currently serving as an advisor at Breakwater Capital since 2015. His prior experience includes roles at IDS Life Insurance Company and American Express Financial Advisors, where he has worked since 2001. Breakwater Capital provides comprehensive financial planning and discretionary investment management to individuals, high-net-worth clients, families, small businesses, and nonprofit organizations. The firm’s portfolio construction relies on asset-class analysis and fundamental research, incorporating options strategies alongside mutual funds and ETFs, and typically manages assets totaling approximately $156.6 million.

Kevin Haverdink is a financial advisor at Haverdink Financial Management, LLC in Portage, MI, holding a Series 65 designation with 15 years of industry experience. He has been with Haverdink Financial Management since 2004. Haverdink Financial Management is a fee-only, SEC-registered investment adviser managing approximately $220.4 million across 480 limited-discretionary accounts for individuals and high-net-worth clients. The firm employs Modern Portfolio Theory and strategic, diversified asset allocation with a long-term, low-turnover approach, providing portfolio management, financial planning, consultation services, and educational workshops.

Lori Hannemann is a Series 65-licensed advisor with Clear Ridge Wealth Management, LLC in Kalamazoo, MI, where she has worked for 10 years. She has one year of industry experience and previously worked with Prince of Peace Lutheran Church for four years. Clear Ridge Wealth Management serves individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses, offering both discretionary and non-discretionary investment management and financial planning. The firm’s investment approach is based on Modern Portfolio Theory and market efficiency, utilizing diversified, buy-and-hold strategies primarily with low-cost, passively managed mutual funds and ETFs.

Jonathan Haverdink is a CFP® and Series 65-registered financial advisor with two years of industry experience. He is a principal at Haverdink Financial Management, LLC, where he has worked since 2019, including roles at Northwestern Mutual Life Insurance Company and John A. Wolfe & Associates. Haverdink Financial Management is a fee-only, SEC-registered investment adviser managing approximately $220 million across 480 limited-discretionary accounts for individuals and high-net-worth clients. The firm uses Modern Portfolio Theory and strategic, diversified asset allocation with a long-term, low-turnover approach, providing portfolio management, financial planning, and educational workshops.

Michelle Eldridge is a CFA® charterholder with 15 years of experience in financial advising. She has been with Clear Ridge Wealth Management, LLC since 2014. Outside of her advisory role, she serves as a board director at Mercantile Bank and is a member of the investment committees for both the Kalamazoo Valley Community College Foundation and the Western Michigan University Foundation. Clear Ridge Wealth Management provides investment management and financial planning services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs a long-term, Modern Portfolio Theory approach focused on broad diversification and passive asset-class funds, often utilizing Dimensional Fund Advisors funds and ETFs, and benefits from an integrated relationship with Focus Partners Advisor Solutions for sub-advisory and operational support.

Eric Meisheri is a financial advisor at Lifetime Equity Investments LLC in Kalamazoo, MI, holding a Series 65 designation with 10 years of industry experience. He has been with Lifetime Equity Investments since 2016. Lifetime Equity Investments serves individual investors, high-net-worth individuals, and charitable clients by providing discretionary portfolio management and customized investment portfolios. The firm emphasizes fundamental analysis and individualized portfolio construction across a diverse range of securities, including American Depositary Receipts, bonds, mutual funds, equities, and ETFs.

Charles Wattles is a CFA® charterholder and holds a Series 65 license with 21 years of industry experience. He has been with Long Road Investment Counsel, LLC since 2014. Outside of his advisory role, he serves as a general partner in a family investment partnership that involves security analysis, portfolio management, and administrative duties. Long Road Investment Counsel provides discretionary investment management to individuals, trusts, estates, and charitable institutions, managing approximately $316 million across about three dozen client relationships. The firm employs an active, fundamentally driven approach focused on long-term growth through equity securities of industry leaders and investment-grade fixed income with relatively short maturities.