Terry Rau is a CFA® charterholder with seven years of industry experience. He is the sole advisor at Sequence Analytix, LLC, where he has worked since 2018. Prior to that, he spent three years at Arcadia Investment Management. Sequence Analytix provides discretionary investment management to individual and high-net-worth clients, focusing on constructing written Investment Policy Statements and delivering periodic reviews and retirement income projections. The firm uses algorithmic, rules-based methods that emphasize mean reversion and price momentum, managing sequence-of-returns and volatility risk for clients near or in retirement through low-cost ETFs and quantitatively ranked individual equities.

I believe my strength and focus in finance comes from being a devoted husband and father, as well as, a proud Western Michigan University Alumni. I grew up in the Kalamazoo area and now live with my family in Portage, MI. I love watching college football, playing hockey, and giving to the community. I founded Face 2 Face on a vision that started when I was a young teenager. My father used to take me to factories so I could watch him give financial education seminars to factory workers about their 401k options. That experience and my years of working for a large firm set my vision for wanting a firm that had no minimum asset levels. This gives me the ability to work with clients that want conflict-free advice on topics ranging from college planning to their 401k and all the way up to their retirement. I wanted to make a firm that was different. That’s why I built a firm to serve not only those who are retired but also the 30, 40 and 50-year-olds who want help along the way. I saw from working at larger firms that clients would come to me at retirement and they would have the money that they have, which may or may not have been enough. I felt that if I could help them earlier to make small changes, their future retirement would be in a much better place. This is why I offer different options, from hourly planning to full comprehensive financial planning.

Trenden Peacock is a CFP® and ChFC® with five years of experience in the financial services industry. He is currently an advisor at Daus Financial Group, LLC and has previously worked at Eagle Strategies LLC and New York Life Insurance Company. Peacock also holds a role as an insurance agent with Daus Insurance Group. Daus Financial Group, LLC provides investment advisory and financial planning services to individuals and high-net-worth clients, as well as retirement plan consulting and access to private investments for accredited investors. The firm uses a tailored investment process that includes asset allocation, dollar-cost averaging, and technical analysis, delivering advice primarily through non-discretionary arrangements while overseeing third-party managers.

Robert Vliek is a financial advisor with PPS & V Asset Management Consultants Inc in Portage, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with PPS & V since 2007. Vliek is also licensed to offer life insurance and fixed and fixed indexed annuities in Michigan. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for about 247 clients. The firm constructs portfolios based on core asset-allocation models and employs a long-term, buy-and-hold investment approach using low-cost mutual funds, ETFs, and other instruments.

Brendan Sanchez is a CFP® certified financial advisor with four years of industry experience. He currently works at Daus Financial Group, LLC and has held positions at Raymond James & Associates, Bank of America, Merrill, Kestra Investment Services, and PNC Financial Services. Daus Financial Group, LLC provides investment advisory and financial planning services to individuals and high-net-worth clients, offering company-sponsored retirement plan consulting and access to private investments for accredited investors. The firm’s investment approach includes asset allocation, dollar-cost averaging, technical analysis, and both long- and short-term strategies tailored to client objectives and risk tolerance.

Benjamin Taylor is a financial advisor with Infinity Advisory Group, holding a Series 65 designation and 13 years of industry experience. He has been with Infinity Advisory Group since 2023 and also has a decade of experience at Advisory Services Network, LLC. In addition to his advisory work, Taylor is a licensed insurance agent involved in the sales and service of annuity and life insurance. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based, passive asset allocation approach using mutual funds and ETFs, with ongoing portfolio monitoring and client education as notable features.

Ryan Daus is a CFP® and ChFC® with 24 years of industry experience. He is the principal of Daus Financial Group, LLC, where he has worked since 2011. His prior experience includes roles at Generational Financial Partners LLC and New York Life, where he was affiliated through Eagle Strategies and Nylife Securities. Outside of his advisory work, he serves on the finance committee of St. Anthony of Padua Catholic School and volunteers as a youth baseball and football coach. Daus Financial Group, LLC provides investment advisory and financial planning services to individuals and high-net-worth clients, as well as retirement plan consulting and access to private investments for accredited investors. The firm’s investment process is tailored to client objectives, incorporating asset allocation, dollar-cost averaging, and both long- and short-term strategies, while typically managing client assets on a non-discretionary basis.

Matthew Rzepka is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Valley Oak Investment Strategies LLC in Kalamazoo, MI. His prior experience includes roles at Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Outside of advisory work, he is a part-owner of a Zoup franchise in Kalamazoo. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to a range of clients including business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning and uses customized plans that integrate model portfolios and third-party sub-advisers, maintaining ongoing portfolio oversight and discretionary authority for implementation.

Daniel Youngs is a CFP® professional with 43 years of industry experience. He currently serves as an advisor at OSAIC and has held prior roles at FSC Securities Corporation and HFG Advisors, Inc., which he also owns. Outside of his advisory work, Youngs is the CEO of Succession Connection Inc., a website business focused on connecting financial advisors for succession planning. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer supporting a large network of financial advisers. The firm serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering a range of advisory programs and investment solutions.

Philip Kehoe is a financial advisor with 16 years of industry experience, currently serving at Valley Oak Investment Strategies LLC. He holds Series 63 and Series 65 licenses and has previously worked with Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Kehoe is also the owner of Kehoe Financial Services. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and utilizes third-party model portfolios and platform tools to implement customized investment strategies.

Sophit Lee is a CFP® and Series 65-licensed advisor with 24 years of industry experience. She has been with Docsa Capital Management, Inc. since 2000. Docsa Capital Management, Inc. provides fee-only financial planning, discretionary portfolio management, and retirement-plan consulting for individuals, high-net-worth clients, trusts, and estates. The firm uses a combination of fundamental, valuation, and technical analysis and offers multiple service tiers to align with client preferences and account arrangements.

Matthew Harrison is a CFA® charterholder with one year of experience in the financial industry. He is currently with Docsa Capital Management, Inc. and also serves as the founder and owner of tkc Capital Research, where he consults on best practices for managing investor relations for public companies. His prior work includes roles at WK Kellogg Co, Viewray, Inc, and Stryker. Docsa Capital Management advises individuals, small business owners, trusts, and estates, offering financial planning, discretionary portfolio management, and small-business retirement plan consulting. The firm employs a blend of fundamental, valuation, and technical analysis in its investment process and operates as an independent, fee-only registered investment adviser.

Timothy Schauer is a CFA® charterholder with 23 years of industry experience, serving as an advisor at Docsa Capital Management, Inc. since 2001. He holds a Series 65 license and is based in Portage, Michigan. Docsa Capital Management, Inc. provides fee-only financial planning, discretionary portfolio management, and retirement-plan consulting for individuals, high-net-worth clients, trusts, and estates. The firm employs a blend of fundamental, valuation, and technical analysis to create portfolios and offers multiple service tiers to match client preferences and account arrangements.

Ryan Vliek is a financial advisor at PPS & V Asset Management Consultants Inc with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PPS & V Asset Management Consultants since 2010. He is also licensed to offer life insurance and fixed or fixed indexed annuities in Michigan. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for around 247 clients. The firm constructs portfolios based on core asset-allocation models and employs a long-term buy-and-hold investment approach with periodic rebalancing.

Jordan Marchewka is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at HFG Advisors Inc. in Kalamazoo, MI. His career includes roles at FSC Securities Corp and Consumers Energy. He contributes to the finance team at The Bridge Church, assisting with budget oversight and fund allocation. HFG Advisors, Inc. manages approximately $52.2 million for a small client base, including high-net-worth individuals, trusts, estates, and retirement accounts. The firm offers discretionary and non-discretionary portfolio management alongside comprehensive financial planning, focusing on diversified, long-term investment strategies without using third-party advisers.

Ginny Dell is a financial advisor at Infinity Advisory Group with 15 years of industry experience. She holds a Series 65 designation and has worked at Advisory Services Network, LLC, since 2016. In addition to her advisory role, she is a licensed insurance agent selling annuities, life insurance, and long-term care insurance, dedicating approximately 15% of her time to these activities. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based, passive investment approach primarily using mutual funds and ETFs, and offers client education alongside periodic portfolio reviews.

Kayla Frantz is a financial advisor at PPS & V Asset Management Consultants Inc with six years of industry experience. She holds a Series 65 designation and has been with PPS & V since 2004. PPS & V Asset Management Consultants provides discretionary investment management and customized advisory services to individuals, retirement plans, charities, and corporations, managing approximately $253.7 million for about 247 clients. The firm employs a core asset-allocation model approach and typically builds portfolios with low-cost mutual funds, ETFs, and other instruments, maintaining a long-term buy-and-hold strategy with periodic rebalancing.

Ryan Snyder is a financial advisor at Infinity Advisory Group with 15 years of industry experience. He holds a Series 65 designation and previously worked with Advisory Services Network, LLC for 10 years. Ryan is also a licensed insurance agent offering annuities, life, and long-term care insurance. Infinity Advisory Group provides investment management and financial planning services to individuals, trusts, charitable organizations, businesses, and qualified retirement plans. The firm employs an evidence-based, passive investment approach using mutual funds, ETFs, and model portfolios from a sub-adviser, with ongoing client education and additional service options including insurance products.

Lawrence Harrison is a CFA® charterholder with 16 years of industry experience. He has been with LVM Capital Management Ltd since 1990. Outside of his advisory role, he serves as treasurer and secretary for Glenkerry Court, LLC. LVM Capital Management provides integrated wealth management and financial planning services primarily to high-net-worth individuals, institutional clients, and charitable organizations. The firm employs a fundamental, valuation-driven investment approach combined with asset allocation and longer-term holdings, as well as more active strategies including derivatives and option writing.

Samuel Pietrogallo is a CFP® professional with experience at Wolff Financial Management LLC since 2024. His prior roles include positions at Consumers Credit Union, Zhang Financial, and Western Michigan University. He has additional work history in diverse sectors including nonprofit and corporate settings. Wolff Financial Management LLC provides personalized financial planning and wealth management services to individuals, families, trusts, charitable organizations, and corporations. The firm manages approximately $613 million in client assets and emphasizes a client-first planning approach paired with discretionary portfolio management tailored to asset-allocation strategies.