Growing up on a cattle ranch in Northern California, Joseph Bogdan learned the value of hard work, accountability, and long-term thinking from an early age. Those lessons continue to guide the way he serves clients today. Joseph attended the University of San Francisco, where he played Division I baseball while earning his degree in business management. The discipline, preparation, and resilience required to compete at a high level became the foundation for his approach to wealth management. Today, Joseph works with individuals, families, business owners, and corporate executives to simplify complex financial decisions and build strategies aligned with their long-term goals. He specializes in investment management, retirement planning, equity compensation, and helping clients navigate major financial transitions with confidence. Joseph believes great financial advice starts with understanding people—not just portfolios. He is passionate about building lasting relationships and helping clients make informed decisions at every stage of life. Originally from Sonoma County, California—which makes him a lifelong wine enthusiast—Joseph now lives in Boston. Outside of work, you’ll find him trying to catch fish that aren’t biting, traveling the world in search of his next adventure, or generously donating golf balls to the trees of New England.

Julian B. Morris, CFP®, ChFC®, CLU®, RICP®, TPCP®, AAMS®, CRPC®, CFS®, AIF®, BFA®, is the founder and principal of Concierge Wealth Management, a boutique fiduciary practice in Boston. He has been in the business since 2004 and works with executives, business owners, and families who want an advice-first relationship. The practice coordinates the full financial picture: tax planning, equity compensation, retirement income, and estate coordination, not just the portfolio. Many client relationships now span two and three generations of the same family. Morris has been named a Five Star Wealth Manager every year since 2013. His commentary on equity compensation, taxes, and retirement has appeared in Forbes, TIME, CNBC, Kiplinger, and Yahoo Finance. Advisory services are offered through Flagship Harbor Advisors, LLC, an SEC-registered investment adviser. Securities are offered through LPL Financial, member FINRA/SIPC.

Charles Norfleet Jr. is a CFP® professional with eight years of industry experience, currently affiliated with Cetera. His career includes roles at McAdam LLC, Purshe Kaplan Sterling Investments, Andrews & Cole, and Norfleet Advisory, which he owns and operates. Outside of advisory work, he provides insurance services including life, health, disability, annuities, and long-term care products. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions supported by a combination of advisor-managed accounts, firm-sponsored model portfolios, and third-party managed strategies.

Thomas Hagstrom is a CFA® charterholder with 30 years of industry experience. He is currently with Appleton Partners, Inc. in Boston, MA, and previously worked at Charles Schwab Investment Advisory and Charles Schwab. He is an Army Veteran and involved in Veteran's affairs. Appleton Partners, Inc. provides discretionary portfolio management and wealth planning for individuals, trusts, charitable organizations, and institutional clients. The firm employs fundamental, relative-value, and technical analysis across fixed income and equity strategies, tailoring portfolios to client objectives with ongoing monitoring and quarterly appraisals.

Benjamin Doernberg is a financial advisor at First Step Financial in Boston, MA, holding a Series 65 designation with one year of industry experience. Prior to founding First Step Financial, he worked with Never Again Action and Escape the Room Boston. First Step Financial provides financial planning and advisory services to individual and high-net-worth clients through one-off plans, ad-hoc hourly engagements, and an ongoing subscription option, focusing on modern portfolio theory and broad index mutual funds and ETFs. The firm does not custody or trade client accounts and uses a pricing model based on subscription and hourly fees rather than asset-based charges.

Adam Apt is a CFA® charterholder and holds a Series 65 license, with 18 years of industry experience. He has been the principal of Peabody River Asset Management, LLC since 2007. Additionally, he serves as Vice President of Investment Analytics at LTSAVE, Inc., where he designs and oversees an automated investment advice system for defined contribution retirement plans. Peabody River Asset Management is a fee-only registered investment adviser providing portfolio management, financial planning, and consulting services to individuals, families, and institutional clients, including charitable organizations. The firm employs a top-down, four-stage portfolio construction process with a focus on ETFs, bonds, and a mostly buy-and-hold approach, supplementing fundamental analysis with quantitative risk models.

Newton Spurr is a financial advisor with MS Financial Services, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with MS Financial Services since 2012 and is also a partner at Spurr & Spurr, LLP, a tax and accounting firm. Spurr dedicates part of his professional time to managing tax and accounting matters through this firm. MS Financial Services, LLC provides discretionary investment management and consulting services to individuals, high-net-worth clients, trusts, and estates. The firm emphasizes fundamental analysis and a long-term investment approach with customized policy statements and strategic asset allocation, managing approximately $45 million in client assets.

Steve Ng is the sole advisor at Woodland Investment Consulting LLC in Boston, MA. He holds the CFA® designation and Series 63 license and has 17 years of industry experience. He has been employed with MFS Fund Distributors, Inc. since 2005 and has served as an instructor at the Boston Security Analysts Society since 1992. Woodland Investment Consulting provides discretionary portfolio management and integrated financial planning primarily for individual investors and pension plans, including defined-contribution plans. The firm follows a value-oriented, relatively low-risk investment approach with broad diversification and a focus on income and capital preservation.

Todd Carter is the principal of The Blue Oak Group, LLC, an investment advisory firm based in Boston, MA. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to founding The Blue Oak Group in 2008, Mr. Carter worked at Kalos Management and Kalos Capital, Inc. He also co-owns Mercer Consulting, LLC, a real estate consulting firm specializing in §1031 like-kind exchanges. The Blue Oak Group provides alternative investment advice and consulting to select accredited individuals, trusts, and corporate entities, focusing on tax-aware capital deployment and customized alternative allocations as part of broader financial plans. The firm’s approach includes working with a range of alternative assets and coordinating with clients’ existing legal, tax, and wealth teams.

Brian Hennessy is a CFP® professional with 14 years of industry experience. He is the principal and owner of Hennessy Financial Services in Medford, MA, and has worked concurrently at Stage Harbor Financial, LLC since 2018. He has prior experience at Mass General Hospital and holds a Notary Public designation in Massachusetts. Hennessy Financial Services is an SEC-registered, single-advisor firm providing discretionary portfolio management to individuals, high-net-worth clients, and institutional accounts. The firm creates customized investment strategies based on clients’ objectives and risk tolerance, primarily focusing on equities, corporate debt, and mutual funds, and manages roughly $13.2 million in discretionary assets.

Peter Kempthorne is the sole advisor at Kempthorne Analytics, Inc., an independent firm based in Marblehead, MA. He holds a Series 65 designation and has 19 years of industry experience. Kempthorne has been with Kempthorne Analytics since 1992. In addition to advisory work, he is involved in academic teaching and statistical expert consulting, including university lecturing and courtroom expert testimony. Kempthorne Analytics primarily serves individual investors, as well as corporations, trusts, and retirement plans. The firm employs quantitative and statistical methods for managing equity and fixed-income portfolios using ETFs, mutual funds, and common stocks, with an emphasis on modern portfolio theory. It offers discretionary investment supervisory services through two distinct programs tailored to individual risk tolerance, combining sector-based allocation and systematic multi-model diversification. The firm also maintains commodity futures regulatory registrations and qualifications, though it does not currently trade futures.

Ianka Rando is a CFP® certificant with 23 years of industry experience. She has worked at Crystal Capital Management from 2003 to 2019 and has operated BG Financial Planning since 2002. BG Financial Planning is a solo, fee-only firm that provides financial planning and investment advice to individuals and small businesses through hourly engagements. The firm follows a long-term, fundamental buy-and-hold investment philosophy, primarily recommending diversified portfolios of low-cost index funds and ETFs, and does not take custody of client assets or provide ongoing discretionary management.

Charlise Whiteside is a CFP® and holds a Series 66 license with 14 years of industry experience. She has been the principal advisor at Stonehaven Private Wealth Management LLC since 2013 and has operated as a sole proprietor since 2012. Whiteside is also a licensed insurance agent, dedicating a small portion of her time to this activity. Stonehaven Private Wealth Management serves high-net-worth individuals, families, trusts, charitable organizations, and institutional clients. The firm offers investment management, multi-generational wealth planning, financial planning, and business consulting, utilizing a goal-driven investment approach that combines strategic asset allocation with tactical overlays and both active and passive instruments.

Vitaly Veksler is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He has been the sole advisor at Beyond Borders Investment Strategies, LLC since 2014. Beyond Borders Investment Strategies, LLC provides discretionary portfolio management to institutional clients and individual investors, including high-net-worth individuals, trusts, and estates. The firm specializes in tax-efficient single-country equity ETFs, employing a country-macro value equity style that focuses on undervalued markets during periods of crisis and aims to support recovery while seeking investment returns.

Bing Lu is a financial advisor at Vesta Investment Advisors, LLC with eight years of industry experience. He holds a Series 65 designation and has been with Vesta Investment Advisors since 2017, following two years at Vesta Investment, Inc. Located in Brookline, MA, he is the sole advisor at his independent firm. Vesta Investment Advisors provides discretionary portfolio management to individual investors, pooled investment vehicles, and corporate clients. The firm manages private funds and emphasizes a long-term, multi-analytical investment approach that integrates charting, cyclical, fundamental, quantitative, and technical analysis with risk-based asset allocation and security selection.

George Massey is a financial advisor at Ellisville Harbour Partners in Cambridge, MA, holding a Series 65 designation with five years of industry experience. He has worked at Mozaic Capital Advisors, AAG Energy, and Kirkwood & Company LLC, and is also the owner of Far West Consulting, a business consultancy. Ellisville Harbour Partners provides investment management and advisory services to high-net-worth individuals, trusts, and estates, focusing on long-term, concentrated equity portfolios typically holding 10–20 businesses. The firm emphasizes proprietary research and invests in large addressable markets, technology-driven transformations, and frontier markets including Asia and overlooked U.S. regions.

Reggie Peral is a financial advisor with seven years of industry experience and holds a Series 66 credential. He is the principal advisor at Clearview Family Wealth, LLC, an independent registered investment adviser founded in 2026. Prior to establishing Clearview, Peral worked at LPL Financial LLC dba Salem Five Wealth Management for six years and Ameriprise Financial Services, Inc. for one year. Clearview Family Wealth provides wealth management, discretionary investment management, and comprehensive financial planning for individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm’s investment approach is primarily long-term and grounded in fundamental analysis, utilizing low-cost mutual funds, ETFs, and independent managers, with tailored asset allocation and regular portfolio monitoring.

Harold Simansky is the sole advisor at Simansky Investments, LLC, an independent firm based in Brookline, MA. He holds a Series 65 designation and has 23 years of industry experience, including roles in management consulting, a residential energy-efficiency startup, and part-time work as a business-school admissions consultant. He has been involved with Educational Investments, LLC since 2003. Simansky Investments is a fee-only advisory firm serving primarily individuals and families with investment management and financial planning. The firm employs an evidence-based, low-cost passive investment approach using index funds and manages client assets on a non-discretionary basis, emphasizing alignment with client objectives and risk tolerance.

Richard Fucillo is a financial advisor at Commenda Capital Advisors in Cambridge, MA, with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Commenda Capital Advisors since 2020. Outside of his advisory role, he is a voting board member of a hockey equipment manufacturing company. Commenda Capital Advisors provides investment advisory services primarily by selecting and overseeing unaffiliated money managers for individuals, trusts, estates, and charitable organizations, tailoring recommendations to client needs without directly managing portfolios.

Zachary Stuppy is a financial advisor at Brave Boat Capital Advisors in Boston, MA, with 11 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Brave Boat Capital since 2015, following a brief tenure at Credit Suisse Securities (USA) LLC. Brave Boat Capital Advisors provides financial planning, portfolio management, and investment consultation to individuals, high-net-worth clients, and retirement plans. The firm integrates Modern Portfolio Theory with tactical adjustments, core-and-satellite allocations, and momentum-based overlays, offering a combination of retirement-plan advisory, investor education, and derivative strategies.