Willard Saperston is a financial advisor at Saperston Legacy Advisors, Inc. with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several related firms, including his own family-named entities dating back to 1981. Saperston Legacy Advisors provides investment supervisory services and individual portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm emphasizes technical and momentum-based analysis alongside fundamental review, offering discretionary and non-discretionary management through proprietary asset-allocation programs and consulting services.

David Braunstein is a financial advisor at Saperston Legacy Advisors, Inc. with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Brighton Securities and Saperston Asset Management, prior to his current role. Saperston Legacy Advisors provides investment supervisory services and individual portfolio management to retail and high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients. The firm employs a technical and momentum-based investment process alongside fundamental analysis and offers both discretionary and non-discretionary management through proprietary asset-allocation programs.

Kristina Saperston is a financial advisor at Saperston Legacy Advisors, Inc. in Hamburg, NY, holding Series 63 and Series 65 licenses with 17 years of industry experience. Her work history includes roles at Brighton Securities Corp and multiple related businesses under the Saperston name. She is involved in several affiliated companies offering private client services and real estate brokerage. Saperston Legacy Advisors provides investment supervisory services and portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm emphasizes technical and momentum-based analysis alongside fundamental review, using proprietary asset-allocation programs and various research sources.

James Taylor III is a financial advisor at Saperston Legacy Advisors, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Brighton Securities Corp, First Allied Securities Inc., and Summit Wealth Management Inc. Saperston Legacy Advisors provides investment supervisory services and portfolio management to retail and high-net-worth individuals, pension plans, charitable organizations, and corporate clients. The firm uses proprietary asset-allocation programs and emphasizes technical and momentum-based analysis alongside fundamental review in its investment approach.

Angela Hall is a CFP® with 17 years of industry experience. She is currently with Note Advisors, LLC and has held prior roles at GCW Capital, Sterling Investment Counsel, LPL Financial, Jensen Marks Langer and Vance, Sii Investments, and Morgan Stanley. Outside of her advisory work, she is an Independent Insurance Agent specializing in various life and health insurance products. Note Advisors serves individuals, families, trusts, charitable organizations, pensions, and corporations, with a focus on high-net-worth households. The firm emphasizes a financial planning-driven approach and offers in-house tax preparation, wealth coaching, estate-planning assistance, and discretionary asset management.

Michael Becht is a financial advisor at Silver Grove Advisory Services with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at NEXT Financial Group for 20 years and Merrill for two years. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $453.6 million in client assets and employs a long-term oriented, diversified investment approach using mutual funds, ETFs, individual securities, and multiple delivery models including direct discretionary management and advisor-sponsored platforms.

Matthew Hayes is a CFP® with seven years of experience in the financial services industry. He has worked at Moldenhauer & Associates for four years and has held positions at Merit Financial Advisors, Purshe Kaplan Sterling Investments, Commonwealth Financial Network, Equitable Advisors, TRG Capital Management, and in roles at the University of Rochester, Key Bank, Walt Disney, and SUNY-Fredonia. In addition to his advisory work, he is involved in fixed insurance sales. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, implementing client portfolios primarily through a relationship with Commonwealth Financial Network.

Mark Procknal is a Series 63 licensed advisor with 38 years of industry experience. He has worked at Principal Mutual Life Insurance Co. for 25 years, LPL Financial for over 31 years, and has been with Silver Grove Advisory Services since 2017. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm offers a diversified investment approach that includes discretionary portfolio management and coordinates estate and tax planning as part of comprehensive financial services.

Mark Kirchmyer is a financial advisor at Silver Grove Advisory Services with 41 years of industry experience. He has been with Silver Grove Advisory Services and affiliated with LPL Financial since 2017 and previously worked at Key Investment Services LLC from 2009 to 2017. Kirchmyer holds Series 63 and Series 66 licenses. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm employs a primarily long-term investment approach using diversified, low-cost mutual funds and ETFs, complemented by individual securities as needed, and utilizes various delivery models including discretionary management and referrals to independent managers.

Katherine Buccieri is an advisor at Silver Grove Advisory Services with a Series 65 designation and seven years of experience in accounting and related client services. She has worked at Buccieri CPA, PLLC and Daniel A Buscaglia DO, PC, and currently holds positions at R Berger & Company CPAS, PC and Aurora CPA, PLLC. Silver Grove Advisory Services manages approximately $453.6 million in client assets, providing investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term oriented, diversified investment approach using mutual funds, ETFs, stocks, bonds, and options, and offers a mix of direct management and referral-based platforms.

John Ring III is a financial advisor at Moldenhauer & Associates with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has a background that includes over three decades as a practicing attorney, owning his own law firm and serving as a Chapter 7 Bankruptcy Trustee. Moldenhauer & Associates provides financial planning and asset management services to individual investors, retirement plans, charitable organizations, and businesses, utilizing discretionary portfolio management and access to third-party asset managers. The firm is notable for sponsoring and providing oversight of wrap fee programs offered through their platform relationships.

Ryan Ficorilli is a financial advisor with Silver Grove Advisory Services in Orchard Park, NY, holding a Series 66 designation and 22 years of industry experience. He has been with Silver Grove Financial Group since 2017 and previously worked at LPL Financial for eight years. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm offers diversified, long-term oriented portfolios using low-cost mutual funds and ETFs, with supplemental individual securities, and utilizes multiple delivery models to meet client objectives.

Nathan Severson is a financial advisor at Silver Grove Advisory Services with a Series 65 credential. He has been with the firm since 2025 and has prior experience working in educational and community roles, including positions at State University of New York and Erie Community College. His background also includes involvement with local organizations such as the Hamburg Village Swim Center. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm employs a diversified, long-term oriented investment approach using low-cost mutual funds and ETFs, supplemented by individual stocks, bonds, and options as needed, and offers a variety of delivery models including direct discretionary management and referral services.

Brian Norman is a financial advisor with Moldenhauer & Associates holding a Series 66 designation and one year of industry experience. His prior roles include positions at Merit Financial Advisors, Purshe Kaplan Sterling Investments, and Commonwealth Financial Network. Moldenhauer & Associates provides financial planning and asset management services to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, with a focus on wrap fee programs and supervisory oversight of third-party asset managers.

Julianne Incardona is a financial advisor with Silver Grove Advisory Services in Orchard Park, NY, holding Series 63 and Series 65 credentials and possessing 25 years of industry experience. She has worked with Silver Grove since 2017 and previously with LPL Financial and M&T Securities. Silver Grove Advisory Services manages approximately $453.6 million in client assets, providing investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term, diversified investment approach using low-cost mutual funds and ETFs, complemented by individual securities as needed, and offers multiple delivery models including direct discretionary management and platform referrals.

Katie Weibel is a CFP® with 19 years of industry experience, currently with Silver Grove Advisory Services. She has worked at firms including LPL Financial LLC and M&T Securities, Inc. Since 2022, she has hosted a radio show focused on financial topics with New York Marketing. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets through a mix of discretionary management, referrals, and multiple sponsored platforms.

Annette Olday is a financial advisor at Silver Grove Advisory Services with 22 years of industry experience. She holds a Series 63 designation and has worked at Silver Grove since 2017, concurrently associated with LPL Financial and Meridia Community Federal Credit Union. Silver Grove Advisory Services provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses, managing approximately $453.6 million in client assets. The firm offers diversified, primarily long-term portfolios incorporating low-cost mutual funds and ETFs, as well as discretionary management through direct and platform-based models.

Jason Weber is a financial advisor at Silver Grove Advisory Services with 17 years of industry experience. He holds a Series 63 designation and has worked at Silver Grove Advisory Services since 2017 and LPL Financial since 2012. Outside of advisory services, he is the owner and operator of Sterling Tax & Accounting LLC, a tax preparation and accounting business. Silver Grove Advisory Services manages approximately $453.6 million in client assets and provides investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term, diversified investment approach using mutual funds, ETFs, and individual securities, and offers multiple delivery models including direct management and referrals to independent managers.

Jason Myers is a ChFC® and holds a Series 66 license with 13 years of industry experience. He is currently with Silver Grove Advisory Services and has previous experience at firms including LPL Financial, MML Investors Services, and Massachusetts Mutual Life Insurance Company. Outside of his financial advisory work, Myers occasionally plays bagpipes for special events such as weddings and funerals. Silver Grove Advisory Services manages approximately $453.6 million in client assets, serving individuals, high-net-worth clients, trusts, estates, and businesses. The firm offers investment management, financial planning, and retirement plan consulting through diversified, long-term portfolios using mutual funds, ETFs, and individual securities, with a mix of delivery models including direct management and sponsored platforms.

Patrick O'Connell is a financial advisor at Moldenhauer & Associates with 10 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Commonwealth Financial Network, Purshe Kaplan Sterling Investments, and Merit Financial Advisors. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, primarily implementing client portfolios through a platform relationship with Commonwealth.