Ryan Hervey is a financial advisor with Accel Wealth Management in Waverly, IA, holding Series 65 and Series 63 licenses and 13 years of industry experience. He previously worked at Northwest Wealth Management LLC for nine years before joining Accel Wealth Management in 2022. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across about 1,290 client relationships. The firm uses a total portfolio investment approach focused on active, diversified allocations and long-term investments, providing discretionary portfolio management, financial planning, pension consulting, and employee financial education.

Juan Garcia Heredia is a financial advisor at Accel Wealth Management with one year of industry experience. He holds a Series 65 credential and has a background that includes roles at GM Financial and Elmcrest Country Club. Outside of advisory work, he is the owner of Vega Sports Academy, where he is involved in sports coaching and management. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion for around 1,290 client relationships. The firm employs a total portfolio investment approach that emphasizes active, diversified allocations and long-term purchases, tailoring portfolios through written investment policy statements.

Mitchell Cook is a financial advisor at Accel Wealth Management with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including The O.N. Equity Sales Company, Ohio National Financial Services, and Unified Trust Company, N.A. Outside of his advisory role, he is involved in educating and consulting clients on insurance and annuity products tailored to their personal needs. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across around 1,290 client relationships. The firm follows a “total portfolio” investment approach with active, diversified allocations and long-term holdings, offering discretionary portfolio management, financial planning, pension consulting, and employee financial-education services.

Scott Durscher is a financial advisor with Accel Wealth Management, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with firms including Brokers International Financial Services and Cambridge Investment Research. Outside of advisory work, he is involved with the Bremer County Conservation Board Support Group as a non-board member assistant handling annual ledger audits. Accel Wealth Management is a team-based registered investment adviser that manages approximately $1.15 billion for around 1,290 client relationships. The firm employs a total portfolio investment approach focusing on active, diversified allocations and long-term purchases, offering financial planning, discretionary portfolio management, pension consulting, and financial-education services.

Michele Krueger is a financial advisor at Accel Wealth Management with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Integrity Alliance, LLC, Cambridge Investment Research, Inc., and The Accel Group, LLC. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion for about 1,290 client relationships. The firm uses a total portfolio investment approach emphasizing active, diversified allocations and long-term holdings, offering services such as discretionary portfolio management, financial planning, pension consulting, and employee financial education.

Todd Manternach is a financial advisor with Accel Wealth Management in Waverly, IA, holding the ChFC® designation and Series 63 and 65 licenses. He has 38 years of industry experience, including roles at Ameritas Investment Corp and Brokers International Financial Services. Manternach is also owner and president of Manternach & Assoc., a corporation focused on retirement planning and non-securities business activities. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across 1,290 client relationships. The firm employs a total portfolio approach with active, diversified allocations tailored by written investment policy statements and offers discretionary portfolio management, financial planning, pension consulting, and employee financial-education presentations.

Jason Willenborg is a financial advisor at Accel Wealth Management with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Premier Advisors and Ameritas Investment Corp. Willenborg is also a licensed independent insurance agent specializing in fixed insurance products. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across about 1,290 client relationships. The firm provides discretionary portfolio management, financial planning, pension consulting, and employee financial-education services, utilizing an active, diversified investment approach tailored through written policy statements.

Matthew Temple is a financial advisor at Accel Wealth Management with five years of industry experience. He holds a Series 66 designation and previously worked at Brokers International Financial Services and Nestle. In addition to his advisory role, he is involved in life and health insurance sales related to financial planning. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across about 1,290 client relationships. The firm provides discretionary portfolio management, financial planning, pension consulting, and employee financial education, using a total portfolio approach with active, diversified allocations tailored to individual client needs.

Stacie Brass is a financial advisor with Accel Wealth Management, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has held roles at Accel Wealth Management since 2016 and has also served in leadership positions at related firms, including Accel Holdings, Inc. and The Accel Group, LLC. Outside of her advisory work, Brass is a member of the distribution committee for the Community Foundation of Northeast Iowa. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion across about 1,290 client relationships. The firm offers discretionary portfolio management, financial planning, pension consulting, and employee financial-education services, employing a total portfolio approach with active, diversified allocations tailored to individual clients.

Anthony Gaiffe is a CFP® professional with 26 years of experience in the financial services industry. He has worked at Accel Wealth Management since 2019 and previously held roles at Premier Advisors and Ameritas Investment Corp. He serves as a board member of the Prairie School Foundation, an educational nonprofit. Accel Wealth Management is a team-based registered investment adviser managing approximately $1.15 billion for about 1,290 client relationships. The firm offers discretionary portfolio management, financial planning, and pension consulting, using a total portfolio approach with active, diversified allocations tailored through written investment policy statements.

James Franzen is a financial advisor with Prospera Financial Services, Inc. in Denver, Iowa, holding a Series 63 designation and bringing 37 years of industry experience. Prior to joining Prospera in 2025, he spent 20 years at Cutter & Company Brokerage, Inc. He also has longstanding involvement in farming, operating the James N. Franzen Farm since 1978 and producing grain products. Franzen is an associated person with Investors Commodity Services, Inc., an introducing commodity futures broker. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Dane Johnston is a financial advisor with First Heartland Consultants, Inc. in Waverly, Iowa, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with First Heartland Capital Inc since 2004. Outside of his advisory role, Johnston owns Frontier Innovations LLC, a product development company specializing in bass fishing jigs. First Heartland Consultants serves a diverse client base, including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for self-directed 401(k) accounts, non-wrap and wrap asset management, and third-party asset management solutions through a network of independent investment adviser representatives.

Christopher Holthaus is a financial advisor with Principal Financial Services based in Denver, IA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Principal Life Insurance Co and Princor Financial Services Corporation since the late 1990s and previously operated Holthaus Financial Services for over two decades. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Nicholas Wittenburg is a financial advisor at Principal Financial Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2012. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel outside the U.S. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ashley Chapin is a financial advisor with Principal Financial Services in Janesville, IA, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has been with Principal Securities Inc. since 2016 and with Principal Life Insurance Company since 2009. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Melodee Thuesen is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been associated with Principal Life Insurance Company since 1997. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individuals, retirement plans, trusts, estates, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Angie Fritz is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been associated with Principal Life Insurance Company since 1995. Outside of her advisory role, she co-owns Bold North, LLC, a business that plans to purchase and renovate residential properties. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeffrey Beck is a financial advisor with Principal Financial Services in Waverly, IA, holding Series 63 and 65 credentials and over 10 years of industry experience. His career includes roles at Gallagher, AssuredPartners, and Group Benefits Partners, along with ownership in a benefits consulting business. Outside of his advisory work, he serves as an assistant football coach at Wartburg College and holds leadership roles on local youth basketball and college advisory boards. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Emily Adams is a financial advisor with Cetera based in Waverly, Iowa, holding a Series 66 designation and 13 years of industry experience. Her career includes roles at Edward Jones for seven years and multiple positions at Cetera and Fidelity Bank and Trust since 2019. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors nationwide.

Adam Folkerts is a financial advisor with Mass Mutual Investors Services in Waverly, Iowa, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Insurance Company since 2015. Outside of advising, he works in carpentry. MML Investor Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing structured, annual planning engagements using firm-approved tools and recommending investment strategies without discretionary authority.

Gregory Piehl is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 licenses. He has 34 years of industry experience, including roles at Cambridge Investment Research Inc. and Broker Dealer Financial Services Corp. Piehl also works as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a variety of platform solutions and proprietary and third-party investment strategies.

Denise Eskelson is a financial advisor with LPL Financial in Waverly, Iowa, holding a Series 66 designation and 14 years of industry experience. She has previously worked at firms including Morgan Stanley, Merrill, OneMain Financial, and CUNA Mutual Group. She is also involved with TruStage Wealth Management Consulting Services, a business related to her work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Anna Dunlap is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 registrations and bringing 30 years of industry experience. Her career includes roles at CUNA Mutual Group, Lincoln Financial Distributors, The Huntington Investment Company, Chase Investment Services Corp., and Banc One Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms.

Dwane Waterbury is a financial advisor with Edward Jones in Waverly, IA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, Dwane leads group fitness classes as a certified instructor. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of investment strategies and affiliated products supported by a large nationwide network of advisors and branch offices.

Todd Faulkner is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and has previously worked at CUNA Brokerage Services, CUNA Mutual Group, USAA Financial Planning Services, and Edward Jones. Outside of his advisory role, he is the owner and editor of Cardinal Editorial, a remote online business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced research and operational tools.

Ryan Folkerts is a financial advisor at Mass Mutual Investors Services and holds the Series 66 designation. He has less than one year of industry experience, having joined the firm and its affiliate MassMutual Life Insurance Company in 2026. Prior to his advisory role, he worked in various positions including at Roling Ford and Jimmy John's, and has several years of experience in education at Wartburg College and local schools. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools and structured annual planning engagements tailored to client goals.

Emily Lane is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 66 designations and previously worked for 23 years at Cuna Mutual Group and Cuna Brokerage Services, Inc. Lane is also involved with TruStage Wealth Management Consulting Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Stephanie Arensdorf is a financial advisor with Ameriprise in Janesville, IA, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the boards of the UNI Planned Giving Advisory Council and Threehouse: A Wesley Foundation. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized consulting team and a range of advisory, brokerage, and insurance solutions.

An Le is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Financial, An held positions at TruStage, Florida Financial Advisors DBA Texas Financial Advisors, Digitive, and completed academic roles at the University of Edinburgh and the University of Texas at Austin. Outside of advisory work, An is also employed with Rover and Outlier in non-investment related roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and model portfolio programs, supported by research and technology tools, and manages over $819 billion in discretionary assets through a broad network of investment adviser representatives.

Gary Parson is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked with Cuna Mutual Group and Cuna Brokerage Services since 2000 and joined LPL Financial in 2022. Outside of his advisory work, he occasionally performs as a musician in a band. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment solutions, including model portfolios, third-party asset management access, and institutional platforms, supported by a large network of advisors and technology tools.

Nicholas Bouwman is a CFP®-designated financial advisor with Edward Jones, where he has worked since 2018 and has seven years of industry experience. Prior to joining Edward Jones, he held roles with the UGA Athletic Association and UGA Housing, as well as at Lanehart Electric Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,000 financial advisors.

Garrett Akins is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked for 13 years at Quad/Graphics. He is involved with the Community Foundation of Northeast Iowa’s Investment Policy Committee and serves as a board member for the Kiwanis Club of Greater Waverly. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals and institutions. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branches nationwide.

Mark Holmquist is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at CUNA Brokerage Services, CUNA Mutual Group, Cetera, State Bank, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cody Solverson is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds the Series 66 designation and has been with Cambridge Investment Research in various capacities since 2016. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment implementation options through a network of independent Financial Professionals, combining proprietary models with access to third-party strategists.