Bob Ellis is a CFP®-certified financial advisor with 25 years of industry experience. He is the principal of Amherst Financial Group, LLC, which he founded in 2021. In addition to his advisory work, Bob serves as an on-call firefighter with the Amherst Fire Department. Amherst Financial Group provides asset management and financial planning primarily to individual and small-business clients, offering tailored investment strategies ranging from income preservation to aggressive growth. The firm integrates a broader set of affiliated financial services, including insurance, mortgage brokering, and tax preparation, to deliver a comprehensive approach beyond traditional portfolio management.

William Hurst is a financial advisor at Momentum Investment Research and Management, LLC with 28 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including Fidelity Brokerage Services, Strategic Advisers LLC, and Hurst & DeGraffenried Wealth Management. Momentum Investment Research and Management, LLC provides discretionary portfolio management and subadvisory services to other advisers, along with financial planning and account management for individual and high-net-worth clients. The firm employs a combination of fundamental, quantitative, technical, and modern portfolio theory analyses to implement equity-focused, long-term trading strategies and operates with discretionary trading authority.

Kenneth Posco is a CFP® professional with 21 years of industry experience and over 40 years as a CPA. He operates Investment Management Trust, LLC as its sole advisor. In addition to his advisory work, he owns and runs a separate CPA practice providing accounting, tax, and investment advisory services in Fitchburg, MA. Investment Management Trust, LLC provides discretionary investment management, wealth management, and financial planning primarily to middle-income clients, high-net-worth individuals, trusts, estates, and small businesses. The firm focuses on long-term portfolio construction using ETFs, individual stocks, and other instruments, combining fundamental, technical, and cyclical analysis while avoiding commission-based products and speculative investments.

Brian Sawyer is the founder and sole advisor of Larchmont Wealth Advisors in Lunenburg, MA, holding a Series 65 credential with 10 years of industry experience. He has managed Larchmont Wealth Advisors since 2015 and also operates Sawyer Automotive, an automotive repair business. Larchmont Wealth Advisors provides financial planning and portfolio management services primarily for individual investors and small businesses. The firm employs a top-down, macro-informed investment approach combined with core-plus-satellite construction and elements of active management, focusing on diversified, tax-conscious portfolios built from low-cost mutual funds, ETFs, and individual securities when appropriate.

Robert Bonacorsi is a CFP® professional with 34 years of experience in financial advisory services. He founded Bonacorsi Wealth Management and has held prior roles at Mike Bonacorsi LLC, LPL Financial, and Cetera Investment Services. He is also the author of a book titled *Retirement Readiness* and engages in public speaking. Bonacorsi Wealth Management serves individual and high-net-worth clients, providing comprehensive financial planning and investment management through both discretionary and non-discretionary approaches. The firm offers customized strategies based on client goals and risk tolerance, utilizing multiple platforms and including a proprietary wrap-fee program with algorithmic model portfolios alongside advisor-driven management.

Charles Krause is a financial advisor at Monadnock Capital Partners, LLC with 18 years of industry experience. He holds a Series 65 designation and has worked at Northstar Equities since 2007. Krause serves on the Monadnock Community Hospital Investment Committee as a volunteer member. Monadnock Capital Partners provides fee-based portfolio management and pension consulting to individuals, high-net-worth clients, businesses, and institutions. The firm employs a fundamental, disciplined investment approach and manages a small client roster with discretionary authority and ongoing oversight by its senior team.

Brian Howlett is a financial advisor with Amherst Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Putnam Investments in retail management for 13 years. Outside of financial advising, he is the managing partner and owner of Phenix Salon Suites, a salon studio rental business currently in development. Amherst Financial Group provides asset management and financial planning primarily to individual and small-business clients. The firm offers tailored investment strategies across a range of objectives and integrates a broader set of affiliated financial services, including insurance, employee benefits, mortgage brokering, tax preparation, and student-loan lending.

Samuel Degraffenried is a financial advisor at Hurst & DeGraffenried Wealth Management, LLC with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with the firm since 2010. Outside of his advisory role, he consults with companies on reducing expenses and increasing operational efficiency. Hurst & DeGraffenried Wealth Management provides portfolio management and financial planning primarily to individual clients, including trusts, estates, corporations, and high-net-worth individuals. The firm emphasizes client-specific Investment Policy Statements, regular portfolio monitoring, and discretionary trading, utilizing a range of analytical approaches and investment instruments.

Carl Johnson is a CFP® with 24 years of industry experience and has been with Grove Street Fiduciary, LLC for 10 years. He has a military background, serving in the United States Navy and currently in the Navy Reserves. Johnson is also a managing member of 20 Grove Street Partners LLC. Grove Street Fiduciary serves high-net-worth individuals, trusts, and various organizations by providing personalized wealth and trust advisory services. The firm employs a globally diversified, asset-allocation approach using primarily ETFs, index funds, and no-load mutual funds, with a focus on tailored financial planning and discretionary asset management.

Bryan Krause is a financial advisor at Monadnock Capital Partners, LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Monadnock Capital Partners since 2014. Monadnock Capital Partners provides fee-based portfolio management and occasional pension consulting to individuals, high-net-worth clients, businesses, and institutional clients. The firm employs a fundamental, disciplined investment approach focused on business fundamentals, margin of safety, and long-term holdings, managing a small client roster with discretionary authority and ongoing senior team oversight.

Hazel Grolljahn is a CFP® professional with nine years of industry experience, currently serving at Grove Street Fiduciary, LLC in Peterborough, NH. She has been with the firm since 2008, including its earlier incarnation as Ames Planning Associates, Inc. Outside of advisory work, she is secretary of 20 Grove Street Partners, LLC. Grove Street Fiduciary serves high-net-worth individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and businesses. The firm uses a globally diversified, asset-allocation strategy primarily based on ETFs, index funds, and no-load mutual funds, applying modern portfolio theory and cash flow analysis to tailor portfolios to client risk tolerance and time horizon.

Shawn Tewksbury is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Bay Colony Advisors since 2017. His prior experience includes roles at Purshe Kaplan Sterling Investments, Merrimack Valley Financial Advisors, and Mclarney & Company. He also operates Tewks Wealth Management, LLC, offering accounting and tax services alongside his advisory work. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans with portfolio management, financial planning, retirement-plan consulting, and family-office services. The firm employs a fundamentally driven, long-term investment approach utilizing diversified mutual funds, ETFs, and other asset classes, and is notable for its broad fiduciary retirement services and developed concierge offerings.

Robert Cordeau is a financial advisor at McLean Asset Management Corp. in Milford, NH, with 21 years of industry experience. He holds the CFP® and ChFC® designations, as well as Series 63 and Series 65 licenses. Prior to his current role, he worked at Aurelius Family Office, LLC for one year. McLean Asset Management Corporation provides investment management, financial planning, and consulting services to individuals—including high-net-worth clients—retirement plans, trusts, estates, charitable organizations, and businesses. The firm emphasizes tax-efficient, globally diversified portfolios grounded in Modern Portfolio Theory and offers ESG screening options along with specialized portfolio management strategies.

Paul Bertrand is a financial advisor with Impact Partnership Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked previously at Nationwide Investment Services, Brookstone Wealth Advisors, Municipal Retirement Solutions, LLC, and serves as President of Lighthouse Wealth Management, LLC, an insurance and investment sales firm. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion through a multi-team approach. The firm offers model portfolio solutions, discretionary asset management, financial planning, and ERISA retirement plan services, utilizing a range of managed models and third-party platforms.

Frank Stama is a financial advisor with Brookwood Investment Group in Amherst, NH, holding a Series 66 designation and over 20 years of industry experience. Prior to joining Brookwood in 2025, he held roles at Redwood Private Wealth, Coppell Advisory Solutions (Fusion Capital Management), and several other firms. He is also the owner of MKT Consulting, a business management consulting practice. Brookwood Investment Group serves individual investors, businesses, and employer-sponsored retirement plans with portfolio management, financial planning, and retirement plan advisory services. The firm customizes portfolios using a variety of investment strategies and maintains a network of affiliated businesses and platform relationships.

Paul Fitzpatrick is a financial advisor with LPL Financial in Gardner, MA, holding Series 63 and Series 66 credentials and having 40 years of industry experience. He has been with LPL Financial since 1996 and currently operates through Northeast Planning Associates, Inc. Prior to focusing on his advisory work, he served as Vice President of Financial Services at GFA Financial Group. Paul is also a notary public. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a wide range of investment solutions supported by an in-house research team and delivers services through a large network of investment adviser representatives.

Jason Cillo is a Series 65-licensed advisor with 13 years of industry experience. He is affiliated with Coppell Advisory Solutions LLC and Fusion Capital Management, where he has worked since 2014 and 2019, respectively. In addition to his advisory roles, Cillo operates Steele Associates, a tax planning and preparation business. Fusion Investment Advisors, operating under Coppell Advisory Solutions LLC, provides discretionary portfolio management and financial planning services to individuals, trusts, pension plans, charitable organizations, and business entities. The firm uses an open-architecture platform with a broad investment toolkit and employs both fundamental and technical analysis to implement tailored investment strategies.

Samuel Smith is a financial advisor at AlphaStar Capital Management with two years of industry experience. He holds a Series 66 designation and has worked at firms including Advent Financial Planners, The O.N. Equity Sales Company, and Ohio National Financial Services. Outside of his advisory role, he also works as a retirement specialist involved in insurance sales. AlphaStar Capital Management manages approximately $1.84 billion for a diverse client base including individuals, trusts, small businesses, and pension plans. The firm offers both model and custom investment strategies, combining strategic asset allocation with quantitative and tactical analysis, and provides services such as portfolio management, financial planning, and retirement consulting.

Ryan McGuane is a financial advisor with ON Investment Management Company, holding the CFP® designation and Series 63 and 65 licenses. He has 20 years of industry experience and has been affiliated with firms including THE O.N. Equity Sales Company, Ohio National Financial Services, MML Investors Services, Inc., and MassMutual Life Insurance Company. Outside of advising, he is a partner in an agricultural venture that restored and opened a commercial apple orchard to the public. ON Investment Management Company is a SEC-registered investment adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm offers financial planning, portfolio management, and retirement-plan advisory services through a combination of comprehensive and modular plans, third-party investment programs, and both discretionary and non-discretionary account management.

Cameron Mac Koul is a financial advisor at Prosperity - An EisnerAmper Company with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Prosperity, he held roles at firms including DAI Securities LLC, MassMutual Life Insurance Company, Commonwealth Financial Network, and Cetera Investment Advisers LLC. Prosperity advises individuals, trustees, estates, retirement plans, and business entities, delivering financial planning, portfolio management, and retirement-plan consulting. The firm emphasizes asset allocation and diversification, utilizes third-party independent managers and model portfolios, and serves a diverse client base including high-net-worth individuals.