Joshua Moraski is a financial advisor at Nightgale Wealth Management LLC in Schenectady, NY, holding Series 65 and Series 66 designations with one year of industry experience. Prior to his current role, he worked as an independent insurance agent for RIA Insurance Solutions, a division of Financial Independence Group (FIG). Nightingale Wealth Management LLC provides discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm customizes investment programs based on clients’ goals, time horizons, and risk tolerances, utilizing fundamental and technical analysis along with Modern Portfolio Theory.

Darren Leader is a CFA® charterholder with eight years of industry experience, currently serving as the sole advisor at Acacia Grove Wealth Management in Schenectady, NY. His prior experience includes roles at Simmons Capital Group and Purshe Kaplan Sterling Investments. Acacia Grove Wealth Management provides discretionary investment management, financial planning, and project-based investment consulting to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a tactical allocation approach focused on risk reduction and performance enhancement, primarily using ETFs, mutual funds, and certificates of deposit, and manages approximately $41.6 million for a select client base.

Lanny Rosenbaum is a financial advisor at SIP Financial Services with 4 years of industry experience. He holds a Series 66 designation and has been with SIP Financial Services since 2007. SIP Financial Services provides financial planning, portfolio management, and pension consulting to a diverse client base, including pension and profit-sharing plans, charitable organizations, trusts, estates, corporations, and other business entities. The firm offers customized investment advice primarily on a non-discretionary basis, utilizing fundamental, technical, and cyclical analysis, and incorporates a range of trading strategies tailored to client objectives and risk tolerance.

Kean Bouplon is a financial advisor with Good Capital, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes roles at Morgan Stanley and Strategy One Wealth Management, LLC. Outside of his advisory work, he is a co-owner of a fourth-generation family farm spanning approximately 100 acres. Good Capital is a sole-proprietor registered investment adviser offering portfolio management, pension consulting, and financial planning to a diverse client base including pension and profit-sharing plans, charitable organizations, corporations, and individuals. The firm employs a combination of fundamental and technical analysis alongside modern portfolio theory to construct primarily long-term, income- and cash-flow-oriented portfolios.

Scott Griffin is the principal of Griffin Financial Services, an independent advisory firm based in Rotterdam Junction, NY. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Griffin has been with Griffin Financial Services since 1996 and has also worked at APW Capital, Inc. since 2005. Griffin Financial Services provides investment advisory services to individuals, trusts, estates, charitable organizations, and small businesses, managing approximately $7.25 million in discretionary assets. The firm utilizes a combination of fundamental and technical analysis alongside third-party research, offering portfolio management across a variety of securities with regular account reviews.

Johnathon Perog is a financial advisor at Bull Harbor Capital LLC with five years of industry experience. He holds the Series 66 designation and previously worked at Park Avenue Securities, Guardian Life Insurance, Green Capital Advantage, and Hannaford Co. Bull Harbor Capital LLC serves individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and retirement plans. The firm manages approximately $355 million for over 400 clients through a team of 28 advisors, offering discretionary portfolio management, financial planning, and retirement-plan advisory services with a focus on customized, primarily long-term investment strategies.

Ann Arceo is a financial advisor with Happiness in Retirement, holding a Series 66 designation and 15 years of industry experience. She previously worked at Del Sette Capital Management, Rooted Planning Group, Savvy Duo Financial Planning, Inc., LPL Financial, and National Planning Corporation. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients through a five-person advisory team, using a long-term investment approach centered on diversified, low-cost mutual funds and ETFs combined with technical and fundamental analysis.

Justin Hearty is a CFP® professional with five years of experience, currently with Strategic Financial Services. His prior experience includes roles at Purshe Kaplan Sterling Investments, Northwestern Mutual, Stewarts Corporation, and Orangetheory Fitness. Strategic Financial Services provides wealth management, institutional advisory, fiduciary retirement plan services, and financial planning to individuals, families, trusts, corporations, not-for-profits, and employer retirement plans. The firm employs model-based investment strategies that integrate quantitative factor tilts, macro and fundamental analysis, and utilizes digital planning tools to support client financial plans.

Rebecca Mason is a financial advisor at Happiness in Retirement with five years of industry experience and holds a Series 66 designation. She worked at Goldman Sachs Ayco for six years before joining Del-Sette Capital Management, LLC, where she has been since 2026. Prior to her financial services career, she operated Becky Mason Fitness from 2016 to 2019. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients, focusing on long-term, diversified investment strategies that utilize mutual funds, ETFs, and selective individual equities along with fundamental, technical, and cyclical analysis.

Jeremy Scher is a financial advisor with Happiness in Retirement, holding Series 63 and Series 65 licenses and having seven years of industry experience. He previously worked at Goldman Sachs & Co. LLC for six years and has volunteered as an Emergency Medical Technician and Field Training Officer at Delmar-Bethlehem EMS since 2016. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm’s approach emphasizes long-term investing through diversified, low-cost mutual funds and ETFs, integrating planning, estate technology, and tax services.

Sara Reals is a Certified Financial Planner® with 23 years of experience in the financial services industry. She is currently with GreenLeaf Financial Network, LLC, where she has worked since 2018, and has prior experience at Montgomery County Government, FIRST Citizens Investor Services, Verity Asset Management, and VSR Financial Services. GreenLeaf Financial Network provides investment advisory, portfolio management, financial planning, and retirement plan services primarily through a network of independent Investment Adviser Representatives. The firm utilizes a multifaceted investment approach combining various analytical methods and strategies tailored to client goals and risk tolerances.

Hermes Del Sette III is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been self-employed since 2012 and concurrently operates Del Sette Capital Management, LLC. In addition to his advisory roles, he works as an insurance agent. Happiness in Retirement is a five-person team serving individuals, high-net-worth clients, trusts, and estates with wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million using a long-term investment approach focused on diversified, low-cost mutual funds and ETFs, complemented by fundamental, technical, and cyclical analysis.

Todd Robertson is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with Euro Pacific Capital since 2008. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform of approximately 131 advisors. The firm manages about $2.95 billion for over 7,000 clients, using an open-architecture model that combines internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management and financial planning services.

William Mack is a financial advisor with PlanMember Securities Corporation and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 35 years of industry experience, including roles at LifePlan Wealth Management Group and a long tenure at PlanMember Securities Corporation since 2008. Mack is also the owner and president of Financial Institutions Services Corporation of America, an insurance marketing services firm. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, delivering education and support services to plan sponsors and participants.

Matthew Gentile is a financial advisor at Mariner with a Series 66 designation and three years of industry experience. He previously worked at Ameriprise, Equity Services Inc, National Life Group, and Amedore Homes. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm provides investment management, financial planning, retirement plan consulting, tax services, and family office support through customized, committee-overseen portfolios that integrate in-house research with third-party managers.

Elliott Friedman is a financial advisor with Lincoln Investment, holding 46 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1989 and has served as a substitute teacher with the Rome City School District since 1983. He also serves as treasurer for Adas Israel Cemetery. Lincoln Investment Planning, LLC is a large investment advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and dynamic investment strategies.

Matthew Whalen is a Series 66-licensed financial advisor with three years of industry experience. He currently works at Key Investment Services LLC and previously held roles at LPL Financial LLC, High Peaks Asset Management, and Cadaret, Grant & Co., Inc. Prior to his financial services career, he spent several years in education and nonprofit work, including positions at Berne Knox Westerlo Central School and the City Mission of Schenectady. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory solutions to individuals, trusts, estates, small businesses, and institutional clients. The firm employs a multi-provider approach with discretionary implementation through Envestnet and offers integrated services linked to KeyCorp affiliates, focusing primarily on non-discretionary model portfolios with wrap-fee structures.

Kevin Eberz is a financial advisor with Key Investment Services LLC in Schenectady, NY, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Key Investment Services and KeyBank since 2016. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services.

Barbara Becker is a financial advisor with Lincoln Investment Planning, Inc. She holds a Series 63 designation and has 20 years of industry experience, including 18 years with Lincoln Investment. Becker is based in Cobleskill, NY. Lincoln Investment Planning, LLC serves a broad client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a particular focus on educators and 403(b) and 457(b) program participants. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that constructs model portfolios and employs various strategies to meet client objectives.

Pieter Burhans is a financial advisor at Key Investment Services LLC with 17 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at JP Morgan Securities, Morgan Stanley, and Wells Fargo. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider platform combining discretionary and non-discretionary models, and integrates services from KeyCorp affiliates including banking, capital markets, and municipal advisory.

Kyle Moffitt is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining LPL Financial in 2026, he worked at Goldman Sachs & Co. LLC for five years and has held positions at several other firms including The Ayco Company, L.P./Mercer Allied and Pearl Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, supported by technology tools and a broad platform including institutional programs and third-party asset management.

Brenda Brown is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. Her career includes roles at LPL Financial and Desert Financial Wealth Management. She is also employed part-time in retail sales at White House Black Market. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm provides tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA consulting services.

William Vanevera is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 48 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2001. Outside of his advisory role, he is involved in individual and group life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that use firm-approved analytic tools.

Steven Herweyer is a financial advisor at LPL Financial with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL in 2019, he worked at H. Beck, Inc. and Med America Inc. He is also involved as a speaker and serves as a fiduciary trustee for a 401(k) plan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional solutions.

William Barry is a CFP® professional with seven years of industry experience, currently with LPL Financial. His prior experience includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. He has also worked at Greater Hudson Bank and held positions in recreation and parks administration. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Travis Kellman is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial. His previous roles include positions at Next Financial Group, Inc. and Ameriprise Financial Services, Inc. He is also involved in Pinnacle Insurance and operates Kellman Barnes Wealth Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a network of over 22,800 advisors.

Christopher Charlton is a financial advisor with LPL Financial, holding a Series 66 designation. He joined LPL Financial in 2026 and has prior experience at Broadview Federal Credit Union, Hudson Valley Community College, Valet Park of America, and the University at Albany. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions through a broad network of advisors. The firm offers a range of financial planning and asset management solutions, combining extensive advisory services with a variety of non-advisory financial products.

Guillermo Trujillo is a financial advisor with Edward Jones in Glenville, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Michael Powers is a CFP®-designated financial advisor with 31 years of industry experience. He has been with LPL Financial since 2006, following prior roles at Banc of America Investment Services, Inc. and Quick & Reilly, Inc. Outside of his advisory work, Powers also serves as a rideshare driver in upstate New York. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors through both discretionary and non-discretionary investment strategies.

Raymond Zegger is a CFP® with 29 years of experience in the financial industry. He currently works at LPL Financial and previously spent 25 years at American Express Financial Advisors Inc. and three years at Next Financial Group, Inc. Outside of his advisory role, he is involved with Kellman Barnes Wealth Management, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sean Mcallister is a financial advisor with LPL Financial, holding a Series 63 designation and 18 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Leo T. McAllister, Inc. He also serves as a coach in sports and fitness at Cobleskill Richmondville Central School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions.

Frederick Winkler Jr. is a Series 63 licensed financial advisor with 34 years of industry experience. He is currently with Cetera and previously worked at Avantax Advisory Services, NEXT Financial Group, and has served as president of Fred H. Winkler & Company CPA, PC since 1985. He has longstanding personal and professional relationships that extend to trustee and beneficiary roles for close family friends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.