Larry Fitzpatrick is the sole advisor at Fitzpatrick Financial Solutions, LLC, an independent firm based in Lansing, MI. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, having founded his firm in 2009. Fitzpatrick Financial Solutions provides investment advisory and financial planning services to individual investors as well as retirement plans, trusts, estates, and small-business pension arrangements. The firm emphasizes primarily non-discretionary account management, utilizing technical, fundamental, and statistical analysis with a focus on ETFs, stocks, and bonds for cost efficiency and liquidity.

Work history In December of 2007 Rich created IAM Financial to serve clients seeking objective, affordable, independent advice. Prior to this, Mr. Feight was an investment advisor representative of Creative Financial Design, where he was responsible for the selection of securities used in, and management of, asset allocation portfolios for numerous client accounts. His career began as a registered representative of Vestax Securities Corp. where he was a fee-based advisor. Rich was also licensed in the state of Michigan with Jackson National Life to advise and sell life insurance. Education Rich is a graduate of Michigan State University where he received a degree in Finance. Rich earned the Certificate of Financial Planning from The College for Financial Planning in Denver, Colorado that was comprised of intense graduate-level classes grounding him in the various foundations of financial planning. He is a CFP® (Certified Financial Planner®) since 2001, meeting the experience, education requirements and passing the two-day, 10-hour exam, making him one of the few in the country who hold the designation. Rich became an Enrolled Agent (EA) with the Internal Revenue Service in January 2011. An EA is a federally-authorized tax practitioner with technical expertise in the field of taxation. EAs are empowered by the Department of Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS. Since 2004, Rich has subscribed to the stringent and mandatory annual educational hours, experience, and code of ethics to meet the requirements to be a NAPFA Registered Financial Advisor. Out of the 800,000 individuals in the country who claim they are financial advisors/planners, fewer than 5,000 in the country qualify for the membership; Rich is one of them. Rich is also a member of the National Association of Tax Professionals, Tax Professionals.com and the Greater Lansing Estate Planning Counsel. Volunteering Rich served on the National Board of the National Association of Personal Financial Advisors as membership director. He served on the Small Business Association of Michigan's Strategic Communications Committee and is a past President and Chairman of the Board of the Financial Planning Association (FPA) of Michigan, one of the largest and most influential of the FPA chapters in the country. Rich is also a past President for Transportation Toastmasters Club 4776 downtown Lansing where he enjoyed enhancing his speaking skills.

Gary Wedge is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. He has been the sole advisor at Newage Advisors LLC since 2015. In addition to his advisory role, he works as an independent insurance agent specializing in life and health insurance and annuities. Newage Advisors LLC serves a select group of individual and institutional clients, including federal employees and high-net-worth individuals, providing discretionary portfolio management, financial planning, and participant account management for held-away retirement assets. The firm employs a Lifestyle Select buy-and-hold investment approach with strategic rebalancing and tactical adjustments, using mutual funds, ETFs, and occasionally alternative investments tailored to client goals and risk tolerance.

Richard Minaya is a financial advisor with Rich Michaels Investments, LLC in Potterville, MI, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Voya Financial Advisors for seven years and has been involved in insurance sales, including fixed, life, and health insurance products. Rich Michaels Investments primarily serves individual and high-net-worth clients, managing approximately $9.3 million across 41 accounts. The firm provides non-discretionary investment management using a combination of computer models, fundamental and technical analysis, and modern portfolio theory to develop and monitor targeted model portfolios.

Richard Diaz Jr. is the principal of MD Advice Financial in Holt, MI, holding Series 63 and Series 65 licenses with 22 years of industry experience. His prior roles include positions at Principal Securities, Washington Avenue Advisors, The Centennial Group, Principal Life Insurance Company, and Securian Financial Services. He is also involved in fixed insurance and various insurance product lines. MD Advice Financial provides investment advice, comprehensive financial planning, and insurance solutions to individuals and high-net-worth clients. The firm employs a mix of tactical and strategic asset allocation models, offers discretionary management or oversight of external managers, and utilizes both fundamental and quantitative analysis in its investment approach.

Nathan Pesch is a CFP® with 12 years of industry experience, currently serving as the sole advisor at DrivenWealth, LLC. His work history includes roles at Aspire Wealth, CG Advisory Services, and Plante Moran Financial Advisors. Outside of finance, he is a 50% owner of Hometown Childcare Center in Michigan, though he does not materially participate in its operations. DrivenWealth, LLC is an independent, single-advisor registered investment adviser providing discretionary portfolio management, estate-planning services, and retirement plan consulting primarily to high-net-worth individuals, corporations, charities, and qualified retirement plans. The firm uses proprietary model portfolios informed by tactical asset allocation, fundamental and technical analysis, and modern portfolio theory, and uniquely incorporates third-party signal providers for trade decisions.

Marvin Brigman is the principal of Brigman Wealth Management in Holt, MI, holding Series 63 and Series 65 licenses with 16 years of industry experience. He has been self-employed since 1995 and maintains a life, accident, and health insurance license as part of his business activities. Brigman Wealth Management serves individual investors and a limited number of business clients, offering discretionary portfolio management and advice focused on fundamental securities analysis with a primarily long-term investment approach. The firm emphasizes selecting individual securities and provides direct oversight through the principal, managing approximately $5.4 million in assets across about 38 clients.

Jeffrey Hollenbeck is a financial advisor at ACE Management with 13 years of industry experience. He has held previous roles at Ryzome Investment Advisors and Vining Leonard Group. In addition to his advisory work, he prepares tax returns for a small number of individual clients. ACE Management serves individual clients, including high-net-worth households and small business owners, providing portfolio management with a non-discretionary approach that emphasizes fundamental analysis, current income, and limited trading frequency. The firm manages approximately $13.5 million across 105 accounts and employs a small, supported advisor team with professional credentials.

Stefan Cherniawski is a financial advisor at Wealth Management Institute, Inc. in Lansing, MI, holding Series 63, Series 65, and Series 66 licenses with two years of industry experience. His prior roles include positions at Madison Avenue Securities, Fountain and Co, and Transamerica Financial Advisors, Inc. Wealth Management Institute provides financial planning and consulting services to individuals, high-net-worth clients, and employee benefit plans. The firm delivers advisory work through tailored written plans and consultations that emphasize asset allocation, risk tolerance, and income planning, without ongoing discretionary portfolio management.

Joseph Brooks is a financial advisor with Fairhaven Financial Advisory Corporation in East Lansing, MI, holding the ChFC® and Series 63 designations and bringing 45 years of industry experience. He has worked at firms including Innovation Partners LLC and Royal Alliance Associates, INC., and has been with Fairhaven Financial Advisory Corporation since 1999. Brooks is also a licensed insurance agent for various life, health, disability, and fixed interest annuity products. Fairhaven Financial Advisory Corporation serves individual investors, including high-net-worth clients and sponsors of qualified retirement plans, focusing on retirees and those nearing retirement. The firm offers portfolio management, retirement distribution planning, financial consulting, and employer-sponsored plan advisory services using an asset-allocation approach with strategies ranging from conservative to aggressive.

Nathan Whitson is a financial advisor with Maner Wealth, LLC in Lansing, MI, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Triad Advisors, LLC, Michigan Money Management Advisers, LLC, and Invest Financial Corp. Outside of his advisory work, he has experience as an insurance agent and has owned a hobby house rentals and retreats business. Maner Wealth provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors. The firm employs a fund of funds approach with model portfolios and may use subadvisers to align investment styles with client objectives, also offering fiduciary services for retirement plans.

Richard Tanke is a financial advisor at Maner Wealth, LLC with 22 years of industry experience. He holds the PFS™ and Series 66 designations. In addition to his advisory role, he is a principal and CPA at Maner Costerisan, PC, a CPA firm based in Lansing, MI. Maner Wealth provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors, including retirement plans. The firm employs a “fund of funds” approach with model portfolios, subadvisory relationships, and fiduciary services tailored to client objectives.

Francis Cherniawski is a financial advisor with Wealth Management Institute, Inc. in Lansing, MI, holding CFP® and Series 63 credentials and bringing 39 years of industry experience. He has worked with multiple firms including Madison Avenue Securities, Inc. and Global Financial Opportunities Corp. Outside of advisory services, he is vice president of Pohl and Associates, Inc., where he sells various types of insurance and annuities. Wealth Management Institute provides financial planning and consulting services to individuals, high-net-worth clients, and institutional entities. The firm delivers tailored written plans using proprietary processes focused on asset allocation, risk tolerance, and income planning, primarily recommending mutual funds, ETFs, and individual securities without ongoing discretionary portfolio management.

Rachel Anderson is an investment advisor representative and Chief Compliance Officer at Fairhaven Financial Advisory Corporation in East Lansing, MI, with 18 years of industry experience. She has held roles at Innovation Partners LLC, Mercap Securities, and Royal Alliance Associates, among others. Anderson holds Series 63 and Series 66 designations. Fairhaven Financial Advisory Corporation primarily serves individual investors, especially retirees and those nearing retirement, as well as qualified retirement plans. The firm offers investment advisory and financial planning services focused on retirement planning, estate and trust guidance, and employer-sponsored plan consulting using an asset-allocation based approach with both discretionary and non-discretionary portfolio management.

Michael Green is a financial advisor at ACE Management in East Lansing, MI, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to joining ACE Management in 2023, he worked at Blue Water Asset Management and was self-employed, with a long career at the Michigan Department of Corrections from 1999 to 2018. He is also licensed as an insurance agent, primarily providing referrals for property casualty, annuities, and life insurance. ACE Management serves individual clients, including high-net-worth households and small business owners, by providing ongoing investment advisory and portfolio management services with a predominantly non-discretionary approach. The firm emphasizes fundamental equity analysis, longer holding periods, and a focus on current income with secondary price appreciation.

Aaron Harris is a financial advisor at Lifepoint Planning with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and Northwestern Mutual in various capacities. Outside of his advisory role, Harris owns and operates Internet Marketing Consultants, a business focused on selling physical goods online. Lifepoint Planning manages approximately $168.5 million for about 110 clients, including individuals and employer retirement plan sponsors. The firm combines discretionary portfolio management with comprehensive financial and business planning, using client-specific investment policies and a mix of passive and active investment strategies.

Scott Dorer is a financial advisor with Ataraxis Advisors LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Managed Money Concepts and Securities America, Inc., alongside operating as an insurance agent since 1986. He is also a notary public for Ingham County, Michigan. Ataraxis Advisors LLC serves individual investors, high-net-worth clients, trusts, pension plans, and corporate entities by providing financial planning, consultations, seminars, and portfolio management through various program structures. The firm employs a long-term investment approach using mutual funds, model portfolios, separately managed accounts, and unified managed accounts, often utilizing third-party platforms and sub-advisors for execution and custody.

Steven Clisch is a Certified Financial Planner® with 17 years of industry experience. He currently works at ACE Management and has held prior roles at PNC Investments LLC, Equitable Advisors, and AXA Advisors, LLC. Clisch also owns and operates Clisch Financial Planning, LLC, where he provides fee-based financial planning and life insurance services. ACE Management serves individual clients, including high-net-worth households and small business owners, by offering ongoing investment advisory and portfolio management with a focus on fundamental analysis and long-term equity holdings. The firm operates primarily on a non-discretionary basis, requiring client approval for all trades, and manages portfolios that may include equities, fixed income, hybrids, and derivatives.

Ashley Loveall is a financial advisor with Ataraxis Advisors LLC in Lansing, MI, holding a Series 66 credential and 13 years of industry experience. Prior to joining Ataraxis Advisors, she worked at Managed Money Concepts and Securities America, Inc. She is also involved in insurance sales as an owner of an insurance business. Ataraxis Advisors LLC provides financial planning, consultations, seminars, and portfolio management to individuals, trusts, estates, pension plans, and corporations. The firm uses model allocation portfolios and third-party programs to manage most client assets on a discretionary basis, with operations closely integrated with a broker-dealer and multiple investment platforms.

Steven Guipe is a financial advisor at Maner Wealth, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Maner Wealth since 2021. His prior roles include positions at CG Financial Services, North Salem State Bank, and experience in educational and community organizations. Maner Wealth, LLC provides discretionary and non-discretionary investment management and financial planning services to individuals, high-net-worth clients, and institutional sponsors. The firm employs a fund-of-funds approach with model portfolios and may use subadvisers to align manager styles with client objectives.