Michael Parent is a financial advisor at Zen Horizon with a Series 65 designation and one year of industry experience. Prior to joining Zen Horizon Planning LLC, he held roles at Outward Intelligence, StockX, and Volkswagen Group of America. Outside of his advisory role, he maintains a full-time quantitative research position. Zen Horizon Planning LLC is a fee-only registered investment adviser that provides financial planning services to individuals and high-net-worth clients through ongoing and project-based engagements. The firm does not manage client assets or accept custody of client funds, focusing instead on delivering tailored written financial plans.

Jon Solitro is a CFP® and Series 66-licensed advisor with 12 years of industry experience. He is the principal of FinancialMD, LLC and has previously worked with Principal Securities INC, Washington Avenue Advisors, Holt-Dimondale Agency, The Centennial Group, and Principal Life Insurance Company. He serves as a board member for Youth Haven. FinancialMD provides comprehensive financial planning and discretionary investment management to individuals, families, businesses, and retirement plans, utilizing both tactical and strategic allocation supported by fundamental and technical analysis. The firm offers tailored advisory services including tax preparation through affiliated entities and maintains protocols to address potential conflicts related to its licensed insurance activities.

Justin Martello is a CFP® with 19 years of industry experience and has been with Effective Assets since 2012, currently serving as the sole advisor at the firm. He also works as an independent insurance agent outside of his advisory role. Effective Assets is a small SEC-registered investment adviser managing approximately $165 million in client assets, providing discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth households, trusts, retirement plans, charitable organizations, and select businesses. The firm emphasizes socially responsible investing through ESG analysis and client-imposed social screens, with a focus on individualized asset allocation and regular client communications.

Michael Sullivan is the principal advisor at Sullivan Dunn Wealth Management in Okemos, MI, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior roles include positions at Sigma Parkland Securities, LPL Financial, and Plan 4 Financial Design/Cetera. He is also a licensed insurance agent and serves as a trustee and beneficiary of a family trust. Sullivan Dunn Wealth Management provides portfolio management, pension and employee benefit plan consulting, and fee-based financial planning primarily to individuals and retirement plans. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods to construct diversified portfolios and offers a range of investment strategies including options and private placements.

Work history In December of 2007 Rich created IAM Financial to serve clients seeking objective, affordable, independent advice. Prior to this, Mr. Feight was an investment advisor representative of Creative Financial Design, where he was responsible for the selection of securities used in, and management of, asset allocation portfolios for numerous client accounts. His career began as a registered representative of Vestax Securities Corp. where he was a fee-based advisor. Rich was also licensed in the state of Michigan with Jackson National Life to advise and sell life insurance. Education Rich is a graduate of Michigan State University where he received a degree in Finance. Rich earned the Certificate of Financial Planning from The College for Financial Planning in Denver, Colorado that was comprised of intense graduate-level classes grounding him in the various foundations of financial planning. He is a CFP® (Certified Financial Planner®) since 2001, meeting the experience, education requirements and passing the two-day, 10-hour exam, making him one of the few in the country who hold the designation. Rich became an Enrolled Agent (EA) with the Internal Revenue Service in January 2011. An EA is a federally-authorized tax practitioner with technical expertise in the field of taxation. EAs are empowered by the Department of Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS. Since 2004, Rich has subscribed to the stringent and mandatory annual educational hours, experience, and code of ethics to meet the requirements to be a NAPFA Registered Financial Advisor. Out of the 800,000 individuals in the country who claim they are financial advisors/planners, fewer than 5,000 in the country qualify for the membership; Rich is one of them. Rich is also a member of the National Association of Tax Professionals, Tax Professionals.com and the Greater Lansing Estate Planning Counsel. Volunteering Rich served on the National Board of the National Association of Personal Financial Advisors as membership director. He served on the Small Business Association of Michigan's Strategic Communications Committee and is a past President and Chairman of the Board of the Financial Planning Association (FPA) of Michigan, one of the largest and most influential of the FPA chapters in the country. Rich is also a past President for Transportation Toastmasters Club 4776 downtown Lansing where he enjoyed enhancing his speaking skills.

Nathan Pesch is a CFP® with 12 years of industry experience, currently serving as the sole advisor at DrivenWealth, LLC. His work history includes roles at Aspire Wealth, CG Advisory Services, and Plante Moran Financial Advisors. Outside of finance, he is a 50% owner of Hometown Childcare Center in Michigan, though he does not materially participate in its operations. DrivenWealth, LLC is an independent, single-advisor registered investment adviser providing discretionary portfolio management, estate-planning services, and retirement plan consulting primarily to high-net-worth individuals, corporations, charities, and qualified retirement plans. The firm uses proprietary model portfolios informed by tactical asset allocation, fundamental and technical analysis, and modern portfolio theory, and uniquely incorporates third-party signal providers for trade decisions.

Nicholas Schumacher is a CFP® and holds a Series 65 license. He is currently with Steel Toe Wealth and has prior experience at firms including Krozell Capital and Sovereign Tax PLLC. His career includes roles in financial planning and tax services, along with time spent in various educational and advisory positions. Steel Toe Wealth provides fee-only financial planning and discretionary investment management primarily for individuals, high-net-worth clients, and business owners. The firm emphasizes business-owner needs, offering services such as financial planning, business exit and succession projects, ongoing portfolio management, and Fractional CFO support, using a blend of passive and active investment strategies.

Edward Degalan Jr. is a financial advisor with MMI Asset Management Services, LLC, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He has been with MMI Asset Management Services since 2015 and has been associated with MMI Financial Group, Inc. since 1989. Outside of advisory services, he is a 50% partner in MMI Financial Group, where he works as an independent insurance agent involved in the sale of fixed insurance products and group health insurance. MMI Asset Management Services provides financial consulting and investment advisory services to individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm customizes advice for each client and primarily outsources asset management to third-party managers, offering financial planning through hourly or fixed-fee arrangements and focusing on non-discretionary management.

Robert Zalokar is a CFP® professional with 15 years of experience, operating as the sole advisor at LIFEGOALS FINANCIAL GROUP since 2004. He holds Series 63 and Series 65 licenses and is based in Owosso, MI. LIFEGOALS FINANCIAL GROUP provides investment management and comprehensive financial planning primarily for individual clients, family trusts, and small business owners. The firm uses a client questionnaire and risk-tolerance assessment to tailor asset allocations, employing a strategic buy-hold-rebalance approach with tax-aware practices, and combines financial planning with tax expertise.

Allen Romain is a CFP® professional with 16 years of experience at Independent Financial Services. He has been involved in farming since 1988 and serves as adjunct faculty at Cleary University. Independent Financial Services provides investment advisory and comprehensive financial planning services to individual clients, focusing on client-directed portfolio construction with an emphasis on retirement planning, tax awareness, risk management, and wealth accumulation. The firm operates primarily on a non-discretionary basis and also offers insurance products as part of its financial planning services.

Thomas Repaskey is a financial advisor at Cardinal Financial Consultants, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Share Wealth Management, LLC and Sigma Planning Corporation. Outside of advising, he is president of CarsINC, a nonprofit that donates cars to single mothers to support their employment. Cardinal Financial Consultants, LLC is a single-advisor independent firm managing approximately $18 million for about 84 clients. The firm serves individuals, high-net-worth clients, qualified plans, trusts, estates, and businesses, offering discretionary and non-discretionary portfolio management using a blended investment approach that incorporates fundamental, technical, and timing analysis, and includes traditional investments, option contracts, and insurance products.

Joseph Brooks is a financial advisor with Fairhaven Financial Advisory Corporation in East Lansing, MI, holding the ChFC® and Series 63 designations and bringing 45 years of industry experience. He has worked at firms including Innovation Partners LLC and Royal Alliance Associates, INC., and has been with Fairhaven Financial Advisory Corporation since 1999. Brooks is also a licensed insurance agent for various life, health, disability, and fixed interest annuity products. Fairhaven Financial Advisory Corporation serves individual investors, including high-net-worth clients and sponsors of qualified retirement plans, focusing on retirees and those nearing retirement. The firm offers portfolio management, retirement distribution planning, financial consulting, and employer-sponsored plan advisory services using an asset-allocation approach with strategies ranging from conservative to aggressive.

Kylie Blasen is a financial advisor with Blasen Capital Markets Group, LLC, holding a Series 66 designation and two years of industry experience. She has worked at several firms including Cambridge Digital Asset Group, LLC and Finalis Securities LLC. Blasen is a licensed insurance agent, a partner at BlockFi Law DBA Blasen Law, and serves as consulting Chief Operations Officer for A Vita Nova PLLC. Blasen Capital Markets Group operates under Cambridge Digital Asset Group, LLC and provides portfolio management and pension consulting services to pension and profit-sharing plans, high-net-worth individuals, and institutional clients. The firm employs risk-based model portfolios combined with fundamental, quantitative, technical, and modern portfolio theory analyses, following a generally long-term, buy-and-hold investment approach.

Kevin Gunns is a financial advisor with RyZome Investment Advisors in Okemos, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with RyZome since 2014. Outside of advisory services, he assists a few clients with tax preparation using TurboTax and holds a non-variable insurance license. RyZome serves individual and high-net-worth clients by providing ongoing asset management and financial planning. The firm emphasizes discretionary portfolio management tailored to client objectives, utilizing fundamental analysis and diversified investment vehicles, and manages approximately $86 million across about 468 clients.

Rachel Anderson is an investment advisor representative and Chief Compliance Officer at Fairhaven Financial Advisory Corporation in East Lansing, MI, with 18 years of industry experience. She has held roles at Innovation Partners LLC, Mercap Securities, and Royal Alliance Associates, among others. Anderson holds Series 63 and Series 66 designations. Fairhaven Financial Advisory Corporation primarily serves individual investors, especially retirees and those nearing retirement, as well as qualified retirement plans. The firm offers investment advisory and financial planning services focused on retirement planning, estate and trust guidance, and employer-sponsored plan consulting using an asset-allocation based approach with both discretionary and non-discretionary portfolio management.

Brian Pugh is a financial advisor at Stewards Wealth Planning, LLC with three years of industry experience. He holds a Series 65 designation and has worked at LifePlan Financial Design Inc. since 2018, where he is also an insurance agent. Prior to that, he was employed at Hope Network from 2015 to 2018. Stewards Wealth Planning serves individual and high-net-worth clients, offering discretionary asset management, comprehensive financial planning, and retirement-plan advisory services. The firm employs a client-driven investment process with quarterly reviews and uses both technical and fundamental analysis, managing approximately $86 million for over 600 clients.

Thomas Blasen is a financial advisor with Blasen Capital Markets Group, LLC, holding Series 63, 65, and 66 licenses and possessing 19 years of industry experience. He is an attorney and owner of BlockFi Law, LLC, a law firm based in Michigan, and is also a part owner of Lloyd Capital, LLC, a consulting and marketing company. Blasen has worked at several firms including Cambridge Digital Asset Group, LLC and Finalis Securities LLC. Blasen Capital Markets Group, operating under Cambridge Digital Asset Group, LLC, provides portfolio management and pension consulting to pension and profit-sharing plans, high-net-worth individuals, and institutional clients. The firm uses a risk-based model portfolio approach combining fundamental, quantitative, technical, and modern portfolio theory analyses, with both discretionary and non-discretionary management services.

Aaron Harris is a financial advisor at Lifepoint Planning with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and Northwestern Mutual in various capacities. Outside of his advisory role, Harris owns and operates Internet Marketing Consultants, a business focused on selling physical goods online. Lifepoint Planning manages approximately $168.5 million for about 110 clients, including individuals and employer retirement plan sponsors. The firm combines discretionary portfolio management with comprehensive financial and business planning, using client-specific investment policies and a mix of passive and active investment strategies.

Michael Douglas is a CFP® with 10 years of industry experience, currently serving as an advisor at Stewards Wealth Planning, LLC. He has been with Stewards Wealth Planning since 2015 and is also involved with LifePlan Financial Design Inc. as an insurance agent. Additionally, he has been associated with Mount Hope Church since 2003. Stewards Wealth Planning serves individual and high-net-worth clients as well as retirement plan sponsors, offering discretionary asset management, financial planning, and ERISA 3(21) fiduciary services. The firm manages approximately $99 million across more than 600 client relationships and employs a combination of technical, seasonality, and fundamental analysis in its investment approach.

Joshua Roberds is a financial advisor at Fairhaven Financial Advisory Corporation with seven years of industry experience. He holds a Series 65 credential and has been with Fairhaven Financial since 2017, following a one-year tenure at Extend Your Reach. Fairhaven Financial Advisory Corporation primarily serves individual investors, retirees, and those nearing retirement, as well as qualified retirement plans. The firm provides investment advisory and financial planning services focused on retirement accounts, distribution planning, estate and trust guidance, and employer-sponsored plan consulting, using an asset-allocation based approach with both discretionary and non-discretionary portfolio management.