Ryan Mc Neill is a financial advisor at Insight Folios with eight years of industry experience. He holds a Series 65 designation and has worked at Legacy Life Financial, Insight Folios, Brookstone Capital Management, and Great Lakes Insurance. In addition to his advisory role, he is an insurance producer involved in the sale of life and health insurance and annuity products. Insight Folios provides portfolio management and financial planning services primarily for individual and high-net-worth clients, as well as ERISA plan consulting and participant advisory services. The firm serves other registered investment advisers through sub-advisory relationships and employs a team-based approach supplemented by proprietary planning software and artificial intelligence tools.

Michael Glenn is a CFP® with 25 years of industry experience, currently serving at Mariner Independent. His prior roles include positions at Huntington National Bank and Oppenheimer & Co Inc. He operates Sterling Private Wealth, offering investment services through the Mariner platform. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, model portfolios, and access to third-party managers, supported by integrated institutional and retirement plan resources.

Christine Newberry is a financial advisor at Mariner Independent with a Series 65 designation and over 20 years of experience, including a long tenure at Huntington National Bank. She has been affiliated with Mariner Platform Solutions and Sterling Private Wealth since 2025. Mariner Independent offers investment advisory, financial planning, and consulting services to individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides access to model portfolios, third-party managers, and retirement plan services, supported by institutional resources and affiliated private funds.

Bailey Spencer is a financial advisor at SPC with a Series 66 designation and five years of industry experience. Prior to joining SPC, Bailey worked at Sigma Financial Corporation and held various roles at other companies including Rei and LAZ Parking. Outside of financial advising, Bailey also works part-time as a food delivery driver for Door Dash. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm operates a large advisory network serving over 30,000 clients and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other programs.

Todd Shivers is a CFP® and ChFC® credentialed advisor with 25 years of industry experience. He has worked at Sigma Financial Corp and SPC for over two decades before joining Osaic Advisory Services, LLC. Shivers is also president of Todd Shivers Financial Services, Inc., where he is involved in the sales of life, health, long-term care insurance, and annuities. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm offers a range of services including investment management, financial planning, and retirement plan consulting through multiple program models and uses a variety of proprietary and third-party platforms and managers.

Jeffrey Rancilio is a financial advisor with Oppenheimer in Port Huron, MI, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with Oppenheimer since 1999. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment vehicles, with a distinctive emphasis on non-discretionary management and commission-based advisory programs.

Ryan Charron is a financial advisor with Oppenheimer in Port Huron, MI, holding a Series 66 designation and 17 years of industry experience. He has been with Oppenheimer & Co since 2008. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services such as investment management, consulting, retirement services, and financial planning, using strategic and tactical asset allocation across various investment vehicles.

Daniel Negin is a financial advisor with Equity Services, Inc. in Port Huron, MI, holding Series 66 and Series 63 certifications and one year of industry experience. Prior to joining Equity Services, he worked at Farm Bureau Insurance of Michigan for 14 years. He is also CEO and managing partner of Riverfront Insurance and Financial Group, where he leads recruiting, development, training, and field work. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

James Charron is a financial advisor with Oppenheimer in Port Huron, MI, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Oppenheimer & Co Inc since 1999. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, charitable organizations, and retirement plan fiduciaries. The firm provides a variety of advisory and brokerage services, utilizing strategic and tactical asset allocation along with manager selection and multiple investment strategies to meet client objectives.

Christopher Knowlton is a financial advisor at Oppenheimer with Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Oppenheimer & Co. Inc. since 1999. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, retirement services, and financial planning, utilizing a range of investment strategies aligned with client objectives.

James Mclaughlin is a financial advisor with Fifth Third Securities, Inc. He holds Series 63 and Series 66 licenses and has 22 years of industry experience. He has been with Fifth Third Securities and Fifth Third Bank since 2007. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm combines its municipal-advisor registration and bank affiliation to provide a variety of discretionary managed-account programs with features such as direct indexing and tax-overlay services.

David Thomas is a financial advisor at Stifel with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2010. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

David Beechler is a financial advisor with UBS Financial Services in Lexington, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Matthew Gregor is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2013, including its predecessor firm AxA Advisors. Outside of his advisory role, he is a member of Aspen LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and a range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Gregory Busdicker is a financial advisor with Wells Fargo Clearing in Port Huron, MI, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Matt Turnbull is a CFP®-designated financial advisor with eight years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2018 and previously worked at Wells Fargo Clearing and Midpoint Construction. Stifel serves a wide range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology from its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and planning analyses.

Jeffrey Wallace is a financial advisor with Ameriprise in Marysville, MI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors of the Hiawatha Club Inc. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered in partnership with clients’ financial advisors.

Nicholas Thomas is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he serves as a board member for the Marysville School Board and owns 810 Properties, LLC, a real estate investment business focused on buying, renovating, and selling residential properties. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its program on a non-discretionary basis.

Tyler Busdicker is a CFP®-credentialed financial advisor with 13 years of industry experience, currently with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of his advisory role, he serves as a hazardous materials technician for the St. Clair County Hazmat Team and as an emergency response diver for the St. Clair County Sheriff Dive Team. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions grounded in an IPS-driven, modern portfolio theory approach. The firm’s offerings include a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

William Oldford III is a financial advisor at Stifel with three years of industry experience. He holds the Series 66 designation and previously worked at Merrill, Eastern Michigan Bank, Michigan State University, and the City of St. Clair. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Wilkinson is a Series 66 licensed financial advisor with 10 years of industry experience. He has been with Edward Jones since 2017 and previously worked at May/Wilkinson LLC from 2012 to 2017. He is based in Port Huron, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated financial services through a large network of advisors and branch offices nationwide.

Ignacio Villalobos is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked in education and community roles in Port Huron, MI. Villalobos serves on the boards of several local nonprofit organizations, including Blue Water Safe Horizons, Blue Water Center of Recovery, and the Community Foundation of St. Clair County. Edward Jones is a full-service wealth management firm serving individual and institutional clients with various investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Christopher Pennington is a financial advisor with LPL Financial and holds Series 63 and Series 66 designations. He has 29 years of industry experience, having previously worked at Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory role, he is also an independent insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Scott Metzner is a financial advisor at Equitable Advisors with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously with Stifel Independent Advisors, LLC, and Stifel Nicolaus & Co Inc. Outside of advising, he serves as a board member for the International Symphony Orchestra in Sarnia, contributing to the organization’s events. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating mainly through LPL-sponsored programs and endorsed third-party managers.

Mario Popaj is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related investment options alongside traditional products.

Steven Disser is a financial advisor at Stifel with 33 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2010 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as a voting member on the grant committee of the St Clair County Community Foundation and is a board member of the Lexington Arts Council, where he volunteers with community events. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Nicholas Conard is a financial advisor with Edward Jones in Port Huron, MI, holding a Series 66 designation and six years of industry experience. He previously worked at Liggett Communications LLC for four years before joining Edward Jones in 2020. Outside of advising, he maintains a rental property in Lexington, MI. Edward Jones is a wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Brian Duda is a financial advisor with Cambridge Investment Research Advisors who holds the ChFC® designation and a Series 63 license, and has 33 years of industry experience. Prior to joining Cambridge in 2017, he worked at MML Investors Services LLC and MassMutual Life Insurance Company. He serves as president of the Fort Gratiot Business Association and is chairman of planned giving at McLaren Port Huron. He also participates in estate planning and community organizations, including the Port Huron Estate Planning Council and Kiwanis. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals. Its investment approach includes proprietary and third-party model strategies, discretionary and non-discretionary management, and various platform arrangements tailored to client objectives.

Carl Johnson is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and over 53 years of industry experience. He has been with Equitable Advisors since 1970 and previously worked with Axa Advisors, LLC for 50 years. His other business activities include insurance-related work. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Ryan Young is a financial advisor with Edward Jones in Fort Gratiot, MI, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 advisors.

Joseph Mericka is a financial advisor with Wells Fargo Clearing in Port Huron, MI, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. Outside of his advisory role, he serves as a personal representative for an estate in Washington, MI. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Steven Beatty II is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is an amateur photographer who occasionally sells his work. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Theodore Korodan Jr. is a financial advisor with Stifel, holding a Series 66 designation and 22 years of industry experience. He has worked at Stifel Nicolaus & Co. Inc. since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

David Betts is a financial advisor with Ameriprise in Fort Gratiot, MI, holding CFP® and ChFC® designations and over 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of advising, he is involved in independent insurance brokering, specializing in Universal Life products with Principal Life Insurance Company. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering tailored recommendation reports that include income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis, offering a range of advisory, brokerage, and insurance solutions through its affiliated entities.

Adam Kotkoski is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has 17 years of industry experience, including 18 years at Northwestern Mutual and its investment management division before joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Anderson is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Stifel since 2018. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, Anderson is involved in guiding recreational hunts through M & R Hunt Club, serves on the advisory board of the Salvation Army of Port Huron, and participates on the board of directors for the Port Huron Estate Planning Council. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Dustin Pennington is a financial advisor with Edward Jones in Croswell, MI, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at Champion Bus and Aerotek. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Addison Wallace is a financial advisor at Ameriprise with a Series 66 designation and has been in the industry since 2024. Prior to joining Ameriprise, Addison worked in various roles including at Solitude Links Golf Course & Banquet Center and Michigan State University. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes to support its advisory services and manages a broad range of investment, brokerage, and insurance solutions.

Nathan Hall is a financial advisor with Equitable Advisors in Port Huron, MI, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2013, including time when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance services tailored to clients’ goals, risk tolerance, and time horizon.