Maggie Sayers is a CFP® and Series 65-licensed advisor with over 13 years of industry experience. She is the principal of Tendful Wealth Planning, an independent firm based in Rome, NY, and previously worked at Gunther Wealth Management from 2011 to 2024. In addition to advising, she provides virtual paraplanning support through Method Financial Planning. Tendful Wealth Planning offers fee-only financial planning and discretionary investment management to individuals and high-net-worth clients. The firm combines fundamental analysis with Modern Portfolio Theory to construct diversified portfolios using active and passive funds, and incorporates ESG options upon request.

Frances Parent is a CFP® with 34 years of industry experience, currently with Adirondack Financial Services Corp. She has held roles at Hazard & Siegel Inc. and has longstanding involvement with Greenleaf Contracting, Inc. and the Sagamore Institute. Outside of finance, she owns Blue Line Coffee House in Inlet and Old Forge, NY. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, employing a client-specific investment process that integrates quantitative screening with qualitative manager and security review. The firm manages approximately $412 million in assets across nearly 600 clients.

Michael Hayduk is a financial advisor at Nathan G. Hanna, LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at firms including Robert W. Baird & Co. Incorporated and MML Investors Services, LLC. Outside of his advisory role, he coaches varsity boys basketball at Clinton High School and serves on the financial committee for St. Louis Gonzaga Church. Nathan G. Hanna, LLC provides investment supervisory services and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs multiple analytical methods and trading strategies, tailoring investment plans documented in client-specific Investment Policy Statements.

Maxwell Moore is a financial advisor at Birch Wealth Management with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Citigroup and Manning & Napier and has experience at State Street Corp and the University of Massachusetts Amherst. Birch Wealth Management provides discretionary portfolio management, financial planning, and consulting services primarily to individual and high-net-worth clients. The firm uses a combination of analytical approaches and focuses on equities, ETFs, and money-market funds while delivering written financial plans and managing portfolios on a discretionary basis.

Iris Buczkowski is a financial advisor at Birch Wealth Management with 20 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cadaret, Grant & Co., Inc., Alan R. Leist Planning Group, Inc., and Strategic Financial Services Inc. Outside of her advisory role, she is a notary public and an independent insurance agent. Birch Wealth Management serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and consulting. The firm combines diversification principles with technical and fundamental analysis to deliver tailored investment solutions.

William Locke is a CFA® charterholder with Adirondack Financial Services Corp in Utica, NY, where he has worked since 2007. He has three years of industry experience. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening and qualitative review, managing approximately $412 million in assets.

John Clark is a CFA® charterholder with three years of industry experience. He has been with Adirondack Financial Services Corp since 2011. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening with qualitative manager and security review, managing approximately $412 million in assets.

William Mccormick Jr. is a CFA® charterholder with seven years at Belpointe Asset Management LLC and a total of four years in the financial industry. Prior to joining Belpointe in 2019, he worked at Advisory Services Network from 2016 to 2019. Outside of his advisory role, he is involved in CFO consulting through Chatham Street Consulting Services, LLC, and serves on the finance committee of St. Peter's Church in Rome, NY. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing both active and passive strategies tailored to client objectives and risk tolerance, while also supporting various affiliated businesses and proprietary investment products.

Bryan Mc Cormick is a financial advisor with Belpointe Asset Management LLC, holding a Series 65 designation and having two years of industry experience. He previously worked at Chatham Street Advisors for five years and has experience in the electric industry. Outside of advising, he owns and operates Rome Lightery Company, specializing in lighting design and lamp repair. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion for individuals, corporations, trusts, and other advisers. The firm offers discretionary investment management, financial planning, and retirement-plan consulting, using customized portfolios and a range of advisory relationships.

Joseph Leo is a financial advisor at Quartz Partners Investment Management with 20 years of industry experience. He holds a Series 63 designation and has worked with firms including Benchmark Investments, Etico Partners, Etico Wealth Management, and Dinosaur Securities. Outside of his advisory role, he serves as treasurer and chair of the investment committee for Pathfinder Village, a local nonprofit organization. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries by providing model-based investment management through separately managed accounts, model portfolios, a digital investing platform, and advisory services. The firm combines top-down macro analysis and bottom-up stock selection across multiple model series, managing accounts mostly on a discretionary basis and supporting various platform sponsors through multiple delivery arrangements.

Joseph Gunther is a financial advisor at IFG Advisory, LLC with 38 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining IFG Advisory in 2024, he worked at LPL Financial for 15 years and Securities America Advisors, Inc. for eight years. Outside of his advisory work, he has been involved in notary services and manages a family-owned rental property. IFG Advisory, LLC provides investment advisory and financial planning services to a diverse client base including individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment strategies using sub-advisors and third-party models, and offers services such as portfolio management, retirement plan consulting, and real estate-related planning.

Pierre Duchmann is a Series 65 licensed advisor at Quartz Partners Investment Management with one year of industry experience. Prior to joining Quartz Partners, he has been involved in fuel sales through Silchuk Logistics and property management at Cedar Ridge Apartments. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries, offering model-based investment management with a focus on macro analysis and stock selection across multiple portfolio series.

John Gaspa IV is a financial advisor at Key Investment Services LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Edward Jones, and Guggenheim Partners. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection supported by non-binding recommendations and ongoing oversight, and operates within the KeyCorp group with affiliated banking and capital markets entities.

Mechell Ryan is a financial advisor at Empower Advisory Group with 12 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at THE Vanguard Group, Inc. for 10 years before joining Empower in 2024. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and client savings rates.

Taylor Jaquays is a financial advisor with Valic Financial Advisors who holds Series 63 and Series 65 licenses and has nine years of industry experience. Prior to joining Valic Financial Advisors in 2017, Jaquays worked at Mutual of Omaha, Ralston Supply/Colgate University, and Serendipity Ventures. Jaquays also acts as an agent for non-securities insurance products with Agia. Valic Financial Advisors is a large enterprise firm serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs through a network of over 1,200 advisors, utilizing a centralized technology platform and discretionary unified managed accounts.

Ashley Kinney is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds a Series 66 designation and has been with Citizens Securities since 2016. Prior to this, she worked at Tuscan Oven for two years. Kinney also serves as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm operates a digital advisory program and a Managed Account program, while also functioning as a broker-dealer and insurance agency.

Ronald Labella is a Series 63 licensed financial advisor with 31 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1994 and has concurrently worked at Utica College since 1982. Outside of his advisory work, he owns R&D Enterprises, a computer consulting business advising clients on computer problems and procedures. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs model portfolios and adaptive strategies.

Alexander Gere is a financial advisor with Key Investment Services LLC in Rome, NY, holding Series 63 and Series 66 designations and three years of industry experience. His work history includes multiple roles at Key Investment Services LLC and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client direction in model selection and provides ongoing monitoring, due diligence on third-party advisory products, and supervisory oversight across its offerings.

Daniel Orcutt is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and 38 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and is also affiliated with United Professional Advisors and Ameritas Investment Corp, among other Ameritas-related entities. In addition to his advisory work, Orcutt serves as president of DCO Insurance Agency Inc, an independent insurance agency specializing in fixed insurance products and group benefits. Ameritas Advisory Services provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and variable universal life subaccounts, using risk questionnaires, model portfolios, and third-party resources to support portfolio construction and ongoing management.

John Slifka is a financial advisor at LPL Enterprise with 33 years of industry experience. He holds a Series 63 designation and has held roles at LPL Financial, The Prudential Insurance Company of America, PRUCO Securities, LLC, Cadaret, Grant & Co., Inc., and Securities America Advisor, Inc. Outside of financial services, he was involved with Three Sisters Farm for 11 years. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Christopher Belmont is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has previously worked at M&T Bank/LPL Financial, Key Investment Services LLC, Cetera, and The College of Saint Rose. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Diane Kingsley is a financial advisor with Primerica Advisors in Utica, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2000 and had a one-year tenure at PPL Inc. in 2025. In addition to advisory work, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation with a tiered wrap-fee structure.

Sarah Militano is a financial advisor with OSAIC in Utica, NY, holding a Series 66 designation and 13 years of industry experience. She has worked at Paradigm Consulting Inc. and Empire Retirement Plans, LLC, in addition to her role at OSAIC. Militano serves as a board member of the nonprofit Abraham House. OSAIC Wealth, Inc. provides brokerage and investment advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm utilizes various asset-allocation tools and third-party platforms to manage diverse portfolios through its network of affiliated advisers.

Joseph Mazzaferro is a CFP® certificant with 14 years of industry experience. He is currently with LPL Enterprise and has prior experience at the Prudential Insurance Company of America and Pruco Securities, LLC. Mazzaferro serves as a board member for the RFA Scholar Leader Fund, where he helps evaluate scholarship candidates. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities, offering advisory and brokerage services through a network of investment adviser representatives. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and includes access to third-party asset managers and insurance products.

Logan Reinold is a Series 66-credentialed financial advisor with Equitable Advisors, based in Holland Patent, NY, and has three years of industry experience. His prior work includes roles at Berkshire Bank and Turning Stone, as well as positions outside finance such as at FedEx and SUNY Polytechnic Institute. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs, utilizing a mix of proprietary and third-party investment solutions delivered through a broad network of Investment Adviser Representatives.

Richard Presky is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has been associated with Pruco Securities, LLC and Prudential Insurance Company of America since 1985. Outside of his advisory role, Presky serves on the Board of Directors of the Genesis Group of Mohawk Valley and has held leadership positions with the Mohawk Valley Economic Development organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach, offering access to third-party asset managers and a range of financial planning and consulting services.

Amy Mielnicki is a financial advisor at OSAIC with 32 years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including D'Arcangelo Financial Group, LLC, and Paradigm Consulting, Incorporated, where she also serves as Executive Vice President. Mielnicki is the CEO of Empire Retirement Plans, LLC and is a board member of the Marie A. Russo Institute, which supports fundraising for the Neighborhood Center, Inc. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to manage diverse portfolios.

Tobias Tillemans is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services, as well as teaching positions at Asia Pacific International School and Woodstock International School. He is also the owner of Tillemans Advising, LLC, a non-operational business entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, utilizing model-driven investment strategies supported by third-party asset managers and custodial services.

Michelle Shauger is a financial advisor with Primerica Advisors in Rome, NY, holding Series 63 and Series 65 licenses with 24 years of experience. She has been with Primerica Advisors and Primerica Financial Services since 2002. Outside of her advisory role, she has been involved in part-time sales of home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and offers a range of model-based investment strategies supported by third-party asset managers and custodial services.

Dean Leounis is a financial advisor with LPL Financial based in Utica, NY, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Royal Alliance Associates, Inc. He operates Leounis Wealth Management as an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Rhianna Arcuri is a financial advisor at OSAIC with 11 years of industry experience. She holds a Series 66 designation and has worked with Paradigm Consulting, Inc. and Empire Retirement Plans, LLC. Outside of her advisory career, she is a dance teacher and choreographer at Mary Lourdes Academy of Dance, where she has taught for over 18 years. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage, investment advisory services, financial planning, and retirement plan consulting. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that can include various asset classes and third-party managed solutions.

Raymond Acosta is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at LPL Financial since 2022 and previously held roles at CUNA Brokerage Services, Lifemark Securities Corp., and AmeriCU Credit Union, where he continues to serve. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across various account types.

Richard Hazard is a financial advisor with Equitable Advisors, holding Series 65 and Series 66 credentials and 51 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, providing over two decades of service at the firm. Outside of his advisory role, Hazard serves as Board Member and Treasurer of the Adirondack-Catskill Chapter of Safari Club International. Equitable Advisors serves a broad client base including individuals—from non‑HNW to high‑net‑worth clients—pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of representatives and third-party sponsors, focusing on personalized risk assessment and model matching rather than proprietary wrap fee programs.

Jeffrey Hazard is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Equitable Advisors since 2011, previously affiliated with AXA Advisors until 2020. Outside of his advisory role, Hazard serves as secretary of the Adirondack-Catskill Safari Club International and participates in related events and seminars. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and utilizing third-party advisory programs, delivering investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Stephen Golembiowski is a financial advisor at LPL Financial with 33 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Cadaret, Grant & Co., Inc. for 22 years. He also has experience as a self-employed advisor spanning 24 years and acts in a fiduciary capacity through a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Robert Dicks Jr. is a financial advisor at OSAIC with 38 years of industry experience. He holds the CFP® designation and has worked at Securities America Advisors, Inc. and Securities America, Inc. for eight years prior to joining OSAIC. Outside of his advisory work, he serves as treasurer and organizer for TriCity Lacrosse Inc., a nonprofit focused on youth sportsmanship in Central New York. OSAIC serves a diverse client base including retail and institutional investors by providing integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and risk assessment methods to construct portfolios across a wide range of investment types.

David Waters is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved with EagleRock Holdings, LLC, an investment entity focused on real estate and private equity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with a range of financial planning and consulting services.

Mark Foresti is a financial advisor at Primerica Advisors in Utica, NY, holding a Series 63 designation with 24 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. In addition to his advisory role, Foresti serves as an instructor at Utica College. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers selected through independent due diligence and provides services under a tiered wrap-fee structure.

Joseph Alnutt is a financial advisor with LPL Financial in Rome, NY, holding a Series 66 designation and three years of industry experience. He has worked at AmeriCU Credit Union and Primerica prior to joining LPL Financial. Outside of advising, his background includes roles in the food service industry, such as managing at Trappers Pizza Pub and Stingers Pizza Pub. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by technology tools and a broad platform that oversees over $819 billion in discretionary assets.

James Chase is a financial advisor with Mass Mutual Investors Services holding Series 63, Series 65, and Series 66 licenses and over 13 years of industry experience. His prior roles include positions at LPL Financial, NBT Bank, Wells Fargo Clearing Services, and Key Investment Services. He is also a commissioned notary in Oriskany, NY. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning relationships using firm-approved software tools and offers specialized planning programs such as Divorce Planning and estate-settlement services.

Constance Smith is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked with Prudential Insurance Company of America since 2011 and started with LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm primarily uses model-driven investment approaches developed by its research department and third-party strategists, offering services such as financial planning, access to third-party asset managers, and insurance product facilitation.

Allen Belmont is a financial advisor at Edward Jones in Yorkville, NY, holding a Series 66 credential with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.