Melissa Lueth is a financial advisor at Ameriprise with 10 years of industry experience and holds a Series 66 designation. She has worked with Ameriprise and its affiliate since 2015. Lueth serves on the board of the St. James Area Foundation and is Treasurer of the local Rotary club. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Richard Kelsey is a financial advisor at Cetera with 24 years of industry experience and holds the PFS™ designation and Series 66 license. His career includes roles with Avantax Insurance Agency LLC and MFG Financial Advisors, LLC, alongside operating his own consulting and accounting business for over a decade. He serves as a trustee for multiple charitable and fiduciary appointments and manages several LLCs related to real estate holdings and business consulting. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that supports both discretionary and non-discretionary investment strategies.

Andrew Tiarks is a financial advisor at Osaic Wealth Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Parkland Securities, LLC and Majerus & Tiarks. In addition to his advisory role, he operates Tiarks Financial, a DBA through which he offers securities and life insurance strategies as an independent producer. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs a range of portfolio construction tools and offers both discretionary and non-discretionary account management with access to various investment products and third-party money managers.

Laura Berg is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and beginning her industry career in 2025. Prior to joining Thrivent, she worked at STEP Inc and Hybrid Counseling. Outside of her advisory role, Laura is a mental health counselor at Rum River Counseling and serves as a grant writer for the Lower Sioux Indian Community. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority and allowing clients to combine planning with managed-account programs under consolidated billing.

Marissa Johnson is a financial advisor at Edward Jones with 10 years of industry experience. She has worked at Edward Jones since 2022 and previously held roles at Cetera Investment Advisors, Cetera Investment Services LLC, and Profinium, Inc. Outside of her advisory work, she is co-owner and serves as vice president and secretary of Cutting Edge Fitness, a fitness center in Fairmont, MN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Nathan Tiarks is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Parkland Securities and SPC. Outside of his advisory role, Tiarks operates an independent insurance agency offering life insurance and Medicare supplement strategies. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, providing integrated brokerage and advisory services. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diverse portfolios, offering both discretionary and non-discretionary account management options.