Joseph Medeiros is a financial advisor with Commonwealth Financial Network in Newry, ME, holding CFP® and ChFC® designations, and has 32 years of industry experience. He has been president and owner of Medeiros Financial Services, Inc. since 2003, where he conducts securities, insurance, and tax preparation business alongside his advisory role. Medeiros also spends a portion of his time on fixed insurance sales and tax preparation activities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, enabling advisors to offer customized portfolio management and wealth management services.

William Graham is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with J.P. Morgan Securities, having joined in 2023, and previously worked at First Republic Investment Management and First Republic Securities Company from 2010 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

Stephen Brown is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a two-year tenure at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a board member of the Taylor Woods Road Association in Bethel, Maine. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.