Paul Pangburn is a CFP® with 17 years of industry experience and has been with Gibson Financial Solutions, Inc. since 2007. He holds a Series 65 license and operates out of Ellsworth, ME. Gibson Financial Solutions, Inc. is a fee-only advisory firm serving individuals, high-net-worth families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a core-satellite investment approach using no-load mutual funds, ETFs, and fixed-income securities, with discretionary management and a focus on integrating financial planning into portfolio oversight.

Andrew Norris is a financial advisor with AMWH Asset Management LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior roles include 17 years at Lazard Asset Management and a current position at Hollow Brook Wealth Management, where he also serves as a board member. In addition to his advisory work, Norris is a joint owner involved in real estate development through CAAN Properties 1 LLC. AMWH Asset Management LLC provides discretionary asset management and sub-advisory services to individuals, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm customizes portfolios using fundamental, technical, and cash-flow analyses, and offers both discretionary trading authority and model recommendations to third-party advisers, with options for performance-based fee arrangements.

Christopher Shelton is a financial advisor with Foundations Investment Advisors LLC in Ellsworth, ME, holding a Series 65 designation and 10 years of industry experience. He has been with Foundations since 2016 and also works as an independent insurance agent offering fixed annuities, fixed insurance, and long-term care insurance solutions. Additionally, Shelton is a managing partner of Union River Associates, a commercial real estate ownership and management company. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, utilizes model portfolios with an asymmetric rebalancing approach, and offers services through a broad network of affiliated offices and investment adviser representatives.

Robert Pendergist is a financial advisor with Advisory Services Network, holding Series 63 and Series 65 licenses and having 23 years of industry experience. His prior roles include positions at Shore Point Advisors, LPL Financial, PenKav Solutions, Park Avenue Securities, and Guardian Life Insurance. Outside of advisory work, he serves as Chairman of the Board for USA Surfing, focusing on regulatory standards and guidelines. Advisory Services Network is a multi-team firm serving individuals, families, corporations, and retirement plans through a network of independent investment adviser representatives. The firm offers a range of services including portfolio management, financial planning, investment consulting, and retirement plan consulting, using a variety of investment strategies and flexible engagement options.

Caden Mattson is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has worked at various firms including VanceGray Wealth Management and First National Bank. His background also includes experience outside finance at Dan-A-Dew Farms and Maine Maritime Academy. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active managers with quantitative, momentum, and fundamental analysis.

Sonya Mitchell is a financial advisor at OSAIC Institutions, Inc. with 25 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Infinex Investments, Inc. and Bar Harbor Banking & Trust Company since 2004. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions through a hybrid adviser/broker-dealer model.

Ryan Bartlett is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Prior to joining the firm, he worked for 13 years at VanceGray Wealth Management, Inc. Bartlett is a board member of the Husson University Alumni Association in Bangor, ME. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and research integrating quantitative and fundamental analysis.

Kevin Davidson is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes multiple roles at KeyBank and Key Investment Services LLC since 2017. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary options, and it integrates services from KeyCorp affiliates including KeyBank and KeyBanc Capital Markets.

Joel Brotherton is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been associated with Principal Life Insurance Company since 2004 and Principal Securities Inc. since 2016. Outside of his advisory role, he owns and manages a condominium rental property in Costa Rica. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Dennis Kinghorn is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and over 30 years of industry experience. His career includes roles at Infinex Investments, Inc., Bar Harbor Bank & Trust, LPL Financial, and Uvest Financial Services Group, Inc. Outside of financial advising, he is involved in small-scale commercial shellfish selling and blueberry harvesting in Ellsworth, Maine. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of advisers. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that emphasizes firm supervision while delegating investment management to its representatives.

Vance Gray is a CFP® professional with 24 years of industry experience, currently serving at Wealth Enhancement Advisory Services, LLC. His prior experience includes leadership at Graystone Insurance and operating his own firm, Vance Gray Wealth Management, Inc. Outside of advising, he has involvement in real estate through ownership of an office building in Bangor, ME. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets, utilizing a diversified investment approach that combines passive and active management guided by an internal Investment Committee.

Andrew Laslie is a CFP® and Series 65-licensed financial advisor with 10 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having previously worked at VanceGray Wealth Management, Inc. Outside of his advisory role, he serves as a court-appointed conservator and volunteers on the advisory committee for the Blue Hill YMCA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment process that combines passive and active management guided by quantitative and fundamental research.

Amanda Robbins is a financial advisor with OSAIC Institutions, INC. She holds a Series 66 designation and has 11 years of industry experience. Robbins has worked at Bar Harbor Bank & Trust/Financial Services since 2013. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions.

Jennifer Saunders is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at Infinex Investments Inc. and Bar Harbor Bank & Trust. Outside of advisory services, she co-owns Saunders Marine Services, a boat construction business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service which provides retirement income planning and tax-aware withdrawal strategies through a centralized team and tailored recommendation reports.

Ryan Willette is a financial advisor with LPL Financial in Blue Hill, Maine, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Camden National Bank, Morgan Stanley, and Key Investment Services LLC. He is involved with JAC Enterprises in a fiduciary capacity outside of his primary advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Peter Morris is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at Guardian Life Insurance Company and Park Avenue Securities. Morris serves as a board member of the Bucks Harbor Yacht Club and owns a college funding counseling business, Andover Wealth Wise. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets across multiple platforms and offers proprietary model strategies alongside access to third-party advisers.

Jerry Troger is a Series 66 licensed financial advisor with Edward Jones, based in Ellsworth, ME, and has 16 years of industry experience. He has been with Edward Jones since 2009. Troger serves as a board member and chairs the investment committee of the Ellsworth High School Alumni Association, overseeing its endowment fund held at Acadia Trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a network of over 23,000 advisors nationwide. The firm offers a wide range of advisory programs and investment solutions, operating under a fiduciary standard.

Jaime Torres is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 22 years of industry experience, having previously worked at firms including The Prudential Insurance Company of America, Cetera, Edward Jones, Bank of the West, Morgan Stanley, and RBC Capital Markets. In addition to his advisory role, he provides servicing on clients' insurance policies through Fidelity & Guaranty Insurance. LPL Enterprise, LLC serves a diverse client base that includes individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm offers financial planning, access to third-party asset managers, and a model-driven investment approach primarily relying on portfolios developed by LPL’s Research Department and other strategists.

George Jellison Jr. is a financial advisor with Mass Mutual Investors Services in Bar Harbor, ME, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with MassMutual Life Insurance Company and MML Investors Services for 20 years and has owned George M. Jellison Jr. Inc. since 2003. Apart from financial services, he is also involved in seasonal commercial fishing as an owner and shareholder. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning as annual collaborations using firm-approved tools to generate recommendations, with implementation being optional and through separate arrangements.

Robert Drach is the founder of Drach Advisors LLC and holds the CFA® designation and Series 65 license with 20 years of industry experience. He is also an Assistant Professor at Maine Maritime Academy and publishes the Drach Market Research Weekly Report through his separate entity, Drach Market Research LLC. Drach Advisors LLC is a small independent registered investment adviser managing approximately $21.1 million for 39 clients, serving individuals, businesses, and charitable organizations. The firm offers portfolio management and advisory services, including separately managed accounts that may utilize derivatives, and publishes historical performance results.