Dawn Moses is a financial advisor at Sensible Financial Solutions, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Sensible Financial Solutions since 2017. Outside of her advisory work, she has offered private piano instruction since 1999 and serves as chair of the Kalkaska Conservation District Board. Sensible Financial Solutions provides financial planning and portfolio management primarily for individual and high-net-worth clients. The firm emphasizes a passive investment approach using diversified portfolios of index mutual funds and ETFs, typically managing accounts on a non-discretionary basis and coordinating access to third-party model portfolios.

Mark Folgmann is a financial advisor at ARK Advisors, LLC with 15 years of industry experience. He holds the ChFC® designation and Series 63 license and has been with ARK Advisors since 2005. ARK Advisors, LLC is a fee-only, holistic financial planning firm serving individuals, families, and pension plan sponsors. The firm emphasizes a passive, long-term investment approach using low-cost, tax-efficient index funds and ETFs, and offers a range of financial planning and portfolio management services on both non-discretionary and discretionary bases.

Keith Olshove is a financial advisor at Old Mission Investment Company, LLC with 12 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Old Mission since 2014. Olshove serves on the investment committee of Old Mission Trust Company, participating in trust administration, investment management, and related fiduciary services. Old Mission Investment Company is an independent, fee-based advisory firm managing approximately $929 million for over 1,000 clients. The firm offers investment management, financial planning, and estate and wealth coordination services, primarily employing fundamental analysis and asset-allocation driven model portfolios.

Carey Tafelsky is a CFP® professional with 11 years of industry experience, currently serving at Old Mission Investment Company, LLC since 2014. She is a member of the investment committee at Old Mission Trust Company, where she participates in trust administration, investment management, tax management, and related fiduciary services. Old Mission Investment Company is an independent, fee-based advisory firm that manages approximately $929 million for over 1,000 clients through a team of eight advisors. The firm provides investment management, financial planning, and estate-and-wealth coordination using fundamental analysis and asset-allocation driven model portfolios tailored to client risk profiles.

Susan Wipperman is a CFP® and Series 65-registered advisor with Old Mission Investment Company, LLC, where she has worked since 2017. She has eight years of industry experience and previously spent 12 years at Fifth Third Bank. Outside of her advisory role, she serves on the board of directors for B May Bags, a women's handbag manufacturer, and participates on the investment committee of Old Mission Trust Company. Old Mission Investment Company is an independent, fee-based advisory firm serving over 1,000 clients with investment management, financial planning, and estate coordination. The firm employs fundamental analysis and asset allocation through model portfolios built with non-proprietary funds and individual securities, favoring long-term, low-turnover strategies tailored to client risk profiles.

Jeffrey Johnson is a financial advisor with Old Mission Investment Company, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Old Mission since 2006 and previously worked at Purshe Kaplan Sterling Investments and Wells Fargo Clearing. Johnson serves on the board of directors for Old Mission Trust Co LLC, an affiliated trust company. Old Mission Investment Company is an independent, fee-based advisory firm managing approximately $929 million for over 1,000 clients through a team of eight advisors. The firm offers investment management, financial planning, and estate and wealth coordination services, typically employing long-term, low-turnover strategies using primarily non-proprietary mutual funds, ETFs, and individual securities tailored to client risk profiles.

Ryan Knabusch is a financial advisor at Old Mission Investment Company, LLC with nine years of industry experience. He holds the Series 65 designation and has previously worked at Sandbox Financial Partners LLC, Sculati Wealth Management, LLC, and Plante Moran Financial Advisors. Old Mission Investment Company is an independent, fee-based advisory firm managing approximately $929 million for over 1,000 clients through a team of eight advisors. The firm offers investment management, financial planning, and estate and wealth coordination services, primarily using long-term, low-turnover strategies based on fundamental analysis and asset-allocation driven model portfolios.

Kurt Schuler is a financial advisor at Old Mission Investment Company, LLC in Traverse City, MI, holding Series 63 and Series 65 designations with 34 years of industry experience. He has worked at Old Mission since 2006 and previously held positions at Purshe Kaplan Sterling Investments, Wells Fargo Clearing, and Prudential Equity Group. In addition to his advisory role, he serves as Chief Information Officer at Old Mission Trust Co., where he organizes and maintains client data systems. Old Mission Investment Company is an independent, fee-based advisory firm serving over 1,000 clients with investment management, financial planning, and estate and wealth coordination. The firm employs fundamental analysis and asset-allocation driven model portfolios with a focus on long-term, low-turnover strategies tailored to client risk profiles.

Lindsay Fitzpatrick is a CFP® with 12 years of industry experience, currently serving at Old Mission Investment Company, LLC since 2019. She previously worked at Rehmann Financial Network, LLC, Royal Alliance, and Rehmann Financial. Fitzpatrick serves as a Finance Committee Board Member for the YWCA of the Great Lakes Bay Region, reviewing financial statements and investment management for the nonprofit. Old Mission Investment Company is an independent, fee-based advisory firm with eight advisors that manages approximately $929 million for over 1,000 clients. The firm provides investment management, financial planning, and estate and wealth coordination, using fundamental analysis and asset-allocation driven model portfolios tailored to client risk profiles.

Christopher Lamb is a financial advisor with Old Mission Investment Company, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Old Mission Investments since 2006 and previously held positions at Purshe Kaplan Sterling Investments, Wells Fargo Clearing, and Prudential Equity Group. Lamb also serves as president and CEO of Old Mission Trust Company, a corporate trust company providing trustee services. Old Mission Investment Company is an independent, fee-based advisory firm managing approximately $929 million for over 1,000 clients. The firm serves individuals, trusts, retirement plans, charitable organizations, and corporations with investment management, financial planning, and estate and wealth coordination, employing fundamental analysis and asset-allocation driven model portfolios focused on long-term, low-turnover strategies.

Justin Cherwinski is a financial advisor at Asset Allocation Strategies, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at GLP Investment Services, GLP & Associates, and Huntington National Bank. In addition to his advisory role, Cherwinski is an insurance agent specializing in life insurance and fixed/index annuities. Asset Allocation Strategies provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individual investors and plan sponsors. The firm’s investment approach emphasizes strategic asset allocation using quantitative techniques and offers additional services such as 529 assistance and portfolio-based financing strategies.

Marcus Hudson is a financial advisor with CreativeOne Wealth, LLC in Traverse City, MI, holding a Series 66 designation and 16 years of industry experience. Prior to joining CreativeOne Wealth in 2022, he worked at USA Financial Securities from 2016 to 2022 and has owned Hudsons Agency LLC since 2012. Hudson is also an owner and executive partner of Hudson Agency, LLC, which provides life, health, accident, and property insurance services. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, plan sponsors, and other RIAs. The firm manages primarily discretionary accounts using a blend of proprietary model portfolios and third-party managers, employing methods such as modern portfolio theory, fundamental, technical, and quantitative analysis.

Sara Hornick is a financial advisor with CreativeOne Wealth, LLC in Traverse City, Michigan, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She previously worked at USA Financial Securities for six years and has been involved with Hudson Agency since 2015, where she is engaged in insurance and annuity sales. Hornick manages client portfolios through a mix of asset management and financial planning services. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other advisory firms. The firm employs discretionary portfolio management using proprietary models and third-party managers, serving high-net-worth and institutional clients with investment options that include ETFs, mutual funds, options strategies, and private investments.

Michael Dib is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. Prior to his advisory role, he spent eight years with Grand Traverse Pathology, LLC. Outside of his financial work, he serves as a junior officer at the Empire Masonic Lodge No. 597 F. & A. M., a fraternal organization involved in local community activities. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

Rory Baker is a financial advisor at Bankers Life Advisory Services, Inc. with four years of industry experience and a Series 66 designation. Prior to his current role, he worked at Bankers Life Securities, Inc. and has a background including a 14-year tenure at Interlochen Center for the Arts. Outside of advising, he serves on the board of the Interlochen Public Library and consults on event production for the Interlochen Area Chamber of Commerce. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, combining fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management based on clients’ goals, risk tolerances, and time horizons.

Jeremy Pearson is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Bankers Life entities since 2004 and serves as an Agency Director managing a satellite branch of insurance agents, including responsibilities for hiring and training. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management and investment consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Matthew Quinter is a financial advisor at Fifth Third Securities, Inc. based in Traverse City, MI. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. Quinter has been with Fifth Third Securities since 2007 and has worked at Fifth Third Bank since 2003. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Michelle Berry is a financial advisor with J.W. Cole Advisors, Inc., holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at J.W. Cole Advisors since 2021 and previously at Raymond James and Associates from 2017 to 2020. Berry is also involved with Michigan College Planning, providing college and career planning services. J.W. Cole Advisors operates a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, retirement plan services, third-party manager platforms, and digital advice for individuals, high-net-worth clients, and institutions. The firm utilizes a variety of investment strategies and platforms while managing accounts on discretionary and non-discretionary bases.

Maurice Dennis II is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 26 years of industry experience. He has been with LPL Financial since 2007, following a brief tenure at UBS Financial Services. Dennis is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Larry King II is a financial advisor at Edward Jones with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kevin Kelly is a financial advisor with LPL Financial in Traverse City, MI, holding the CFP® designation and securities registrations Series 63, 65, and 66. He has 44 years of industry experience, having worked previously at Western International Securities, Inc., Financial West Group, and operated his own advisory firm, Kevin Paul Kelly & Associates, for 30 years. Kelly is also licensed to provide legal services and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party subadvisors, supported by advisor-facing technology and a broad platform of non-advisory financial products.

John Ehardt is a CFP® professional with 35 years of experience in the financial services industry. He has worked at LPL Financial since 2000 and has been with Advanced Financial Group, Inc. since 2002. Outside of advisory work, he is involved as a partner in an LLC that owns an office building. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by various operational and research tools.

Nathan Goffnett is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 credential and previously worked at Consumers Energy and several roles at Central Michigan University. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Debra Pauldine is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jennifer Boyer is a financial advisor with LPL Financial in Traverse City, Michigan, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been associated with Linsco Private Ledger Corp since 2001. She is also a licensed notary public in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Richard White is a financial advisor with LPL Financial in Traverse City, MI, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Merrill in 2002. Outside of his advisory role, he owns a part-time seasonal boat rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services and supports its advisors with research, model portfolios, and technology tools.

Elizabeth Howey is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has previously worked with firms including Eagle Strategies LLC, NYLIFE Securities LLC, and Integrated Financial Strategies. Her background also includes roles with the Southern Ute Tribal Government and the City of Durango. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kaila Williams is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing six years of industry experience. Her career includes roles at Merrill, Bank of America, and Craig Wealth Advisors prior to joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kristi Avery is a financial advisor with LPL Financial in Traverse City, MI, holding Series 65 and Series 63 licenses and having 20 years of industry experience. Her prior roles include positions at For Investment Partners, Western International Securities, Inc., and Financial West Group. Avery is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Lawrence Avery is a financial advisor based in Traverse City, MI, affiliated with LPL Financial. He holds a Series 66 designation and has 25 years of industry experience, including prior work at Edward Jones. Outside of his advisory role, he plays guitar in a swing band and serves on the board of trustees for a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supported by advanced technology and a large network of advisors.

Joel Leipprandt is a financial advisor at Edward Jones in Traverse City, MI, holding a Series 66 designation with two years of industry experience. Before joining Edward Jones, he worked in church ministry for seven years. He also coaches the junior varsity boys basketball team for Traverse City Area Public Schools. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a wide range of advisory programs and affiliated investment products. The firm is notable for its extensive retail advisor and branch network, as well as additional services including trust capabilities and securities-based lending.

Steven Brothers is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2006. Outside of his advisory work, he is a business owner of Brothers Fencing, a home-based non-investment-related venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Randy Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Linsco/Private Ledger Corp. since 2003. Additionally, he is involved with Flaherty & Warren, PC, providing tax preparation and other accounting services to clients in Traverse City, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, combining a broad advisory platform with extensive non-advisory financial activities.

Tod Taylor is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license. He has 33 years of industry experience, including 15 years with Advanced Financial Group, Inc. Outside of his advisory work, he manages a short-term vacation rental in his local area. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.