Paul Lapointe is a financial advisor at Creative Financial Designs, Inc. in Potsdam, NY, holding Series 63 and Series 66 licenses with 38 years of industry experience. He has been with Creative Financial Designs and its affiliate CFD Investments Inc. since 2013. Creative Financial Designs serves a diverse client base including individual households, corporate and institutional clients, and employer retirement plans. The firm employs asset-class model allocations across five risk objectives and offers various implementation features, including Biblically Responsible Investing strategies and flexible advisory arrangements.

Katrina Russell is a Series 66 credentialed financial advisor with Morgan Stanley, based in Potsdam, NY, and has four years of industry experience. Before joining Morgan Stanley Smith Barney LLC in 2021, she worked in healthcare at St. Lawrence Health System and Claxton Hepburn Hospital and operated Hometown Cafe for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and methodologies.

Erin Sweeney is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and previously worked at Claxton Hepburn Medical Center and Canton Animal Clinic. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory process.

Luke Boyle is a financial advisor at Edelman Financial Engines with a Series 66 credential and three years of industry experience. Prior to joining Edelman Financial Engines in 2026, he worked at Morgan Stanley for four years and held roles at the Kevin Daniels Agency, North Country Savings Bank, and the Potsdam Central School District. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering a range of discretionary and non-discretionary investment management solutions.

James Theodore is a financial advisor with Morgan Stanley in Potsdam, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets starting in 2000. Outside of his advisory role, he serves as a director and chair of the Strategic Planning Committee for St. Lawrence Health Systems and is a board member involved in business development for the Potsdam Town and Country Club. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, focusing on structured financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

John Vose is a financial advisor at Morgan Stanley with Series 63 and 65 licenses and 46 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Gary Throop is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 23 years of industry experience, including 18 years at Edward Jones and six years at Cambridge Investment Research Advisors. He is the owner of Adaptive Economic Strategies, LLC, a separate business entity. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm delivers these services through a network of independent financial professionals using a variety of portfolio management and advisory platforms.

Pamela Doelger is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior roles include positions at KeyBank and Key Investment Services LLC. Outside of advising, she works in customer service for Wal-Mart in Potsdam, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutions. The firm emphasizes structured financial planning and manages approximately $2.74 trillion in client assets.

Romano Sergi is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His work history includes roles at Gray & Sergi Wealth Management Group and Summit Legacy Heritage LLC, both started in 2026, as well as prior experience at Merrill Lynch Wealth Management in 2022. Outside of finance, he has been involved in managing Sergis Pizza since 2020. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services, using a multi-manager platform that allows for model portfolios, third-party managers, and bespoke strategies.

Brian Suraf is a financial advisor at Cetera with 12 years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at firms including Avantax and LPL Financial. He is also employed with The Hoffman Eells Group CPAs, where he provides accounting and tax advisory services. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services with access to multiple program platforms and third-party managers.

Brooke Jenne is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 designation and has previously worked at Community Financial System, Inc. Outside of her advisory role, she is involved with Nottingham Investment Services, offering investment products and non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Chad Colbert is a CFP® and CFA® with 22 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked at IBN Financial Services Inc and Cetera Advisors LLC. Outside of his advisory role, he serves as a lecturer at SUNY Canton and coaches the college investment club there. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals.

Joseph Gang is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to his current role, he was briefly employed at Lowes and worked at Clarkson University for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Graziano Spagnolo is a Senior Financial Advisor at Merrill Lynch Wealth Management, a position he has held since joining the firm in 2013. He serves as a Senior Vice President and focuses primarily on business development and client relationships within the team. Graziano assists clients with organizing their investment portfolios and developing new client relationships while nurturing existing ones. His work encompasses areas such as executive compensation, international wealth management, legacy planning, liquidity management, managing new wealth, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds the Professional Investment Advisor (PIA) designation. Graziano earned a Bachelor's degree in Financial Information & Analysis from Clarkson University. Outside of his professional role, he enjoys golfing, soccer, and spending time with his family.

Eric Brunet is a financial advisor with LPL Financial in Canton, NY, holding Series 63 and Series 66 licenses and 26 years of industry experience. Prior to joining LPL Financial in 2018, he worked at INVEST Financial Corporation from 2011 to 2018. Outside of his advisory work, Brunet is involved in several authoring projects and co-owns Snap Cat Media LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Angela Gray is a financial advisor at Cetera with five years of industry experience. She has worked at Avantax Investment Services and holds a longstanding role at Gray & Gray and Associates CPAs, P.C. In addition to her advisory work, she serves in leadership and board positions for several nonprofit organizations focused on community health and childcare in New York. Cetera Investment Advisers LLC is a multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and consulting services through a nationwide network of independent advisors.

John Gray is a financial advisor with Cetera who holds the PFS™ designation and Series 63 license, bringing 10 years of industry experience. He has held roles at Avantax Investment Services and Fiduciary Trust and currently serves as a partner at G & G Advisors, LLC and Gray & Gray Associates CPAs PC. Gray is a volunteer board member for the Mother Cabrini Health Foundation and serves on the Finance Committee, as well as a board member and treasurer for the Ocean Walk Building 11 Condo Association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporations, charities, and institutional accounts. The firm offers a variety of portfolio management options through a multi-manager platform, supporting discretionary and non-discretionary strategies across multiple program structures.