Jason is the founder of Front Street Wealth Management, serving individuals and families as a fee-only wealth manager in the Traverse City area for over two decades, and is also the founder of the Money Series, a nonprofit committed to providing open access to financial education, for all. Before becoming a fee-only investment adviser and financial planner, Jason practiced as an actuary specializing in investment and liability risk management for Allianz Life Insurance Company and ReliaStar Investment Research, both located in Minneapolis, Minnesota. He later applied his actuarial background to serve clients as a wealth manager in Northern Michigan. Jason graduated from Michigan State University in 1994 with a Bachelor’s degree in Mathematics. In 1999, Jason became an Associate of the Society of Actuaries (ASA, ’99-’04). Currently, he is both a Chartered Financial Analyst (CFA) charterholder and a Certified Financial Planner (CFP®) certificant. Jason is a member of the CFA Institute, CFP Board and NAPFA.

Mark Folgmann is a financial advisor at ARK Advisors, LLC with 15 years of industry experience. He holds the ChFC® designation and Series 63 license and has been with ARK Advisors since 2005. ARK Advisors, LLC is a fee-only, holistic financial planning firm serving individuals, families, and pension plan sponsors. The firm emphasizes a passive, long-term investment approach using low-cost, tax-efficient index funds and ETFs, and offers a range of financial planning and portfolio management services on both non-discretionary and discretionary bases.

Warren Schaub is the sole advisor at Laurentine Investments LLC in Traverse City, MI, holding a Series 65 credential with two years of industry experience. Prior to his financial advisory role, he founded and operated Success Landscaping LLC, a landscaping and vineyard management business he began as a DBA in 2016 and which is scheduled to cease operations in October. Laurentine Investments provides discretionary portfolio management for individuals, high-net-worth clients, and trusts, focusing on fundamental analysis and long-term, value-oriented equity investments tailored to each client’s financial circumstances. The firm manages approximately $4.05 million and employs a performance-based compensation structure for qualified clients.

Neil Witkowski is a financial advisor with Isadore Retirement Group, LLC in Traverse City, Michigan. He holds Series 63 and Series 66 designations and has 15 years of industry experience. He is also the managing member and owner of Isadore Private Wealth, LLC and serves as an investment adviser representative with another advisory firm. Isadore Retirement Group, LLC is an independent, fee-only advisory practice offering discretionary portfolio management and project-based or hourly financial planning. The firm serves individuals, families, trusts, charitable organizations, small businesses, and pension or profit-sharing plans, using a value-oriented investment approach combined with global intermarket analysis and tactical portfolio design.

Erickson Braund is a CFP® with 30 years of experience in the financial services industry. He is the principal advisor at Black Walnut Wealth Management in Traverse City, MI, where he has worked since 2018, including through the firm's prior iteration as Dynamic Wealth Advisors. Outside of his advisory role, he owns Red Birch Holdings, LLC, a non-investment business that manages the office space used by Black Walnut Wealth Management. Black Walnut Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a long-term, buy-and-hold investment strategy with diversified portfolios and emphasizes tax-aware rebalancing and individualized trade decisions.

William Stone is a CFP®-certified financial advisor with 16 years of industry experience. He is the sole advisor at 46 and 2 Investment Advisors, LLC, an independent firm based in Traverse City, MI. Stone also operates Enigmatic Tax, LLC, a tax-preparation business. 46 and 2 Investment Advisors provides portfolio management and financial planning to individual and high-net-worth clients, managing approximately $42.9 million across about 35 accounts. The firm follows a long-term, modern portfolio theory–based approach with a focus on customized investment policy statements and regular portfolio reviews.

Derek Dall Olmo is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at TreMonte Financial Consultants. He previously worked at Ameriprise Financial Services, Inc. for 12 years before founding TreMonte Financial Consultants in 2018 and TreMonte Tax Solutions, LLC in 2021. Outside of his advisory role, he is a member of TruNorth Group, LLC, a non-investment-related business. TreMonte Financial Consultants serves individuals, trusts, pension and profit-sharing plans, and business entities by providing asset management, comprehensive financial management, financial planning, and retirement plan consulting. The firm integrates tax and accounting services with financial advisory through its affiliated accounting firm and credentialed staff, managing approximately $58 million in discretionary assets with a combination of fundamental and technical analysis and both active and passive asset allocation.

Erik Falconer is a CFP® and CFA® with 15 years of industry experience, operating Falconer Group, an independent advisory firm based in Traverse City, MI, since 1999. He is also president and co-owner of Experience Early Learning Company, which creates and distributes preschool education materials. Falconer Group provides personalized financial planning and investment management primarily to individuals and families, while also serving a variety of institutional and governmental clients. The firm employs a core-and-satellite investment approach, focusing on non-discretionary management using passively managed index funds and ETFs supplemented by active funds and individual securities.

Daniel O’Toole is a financial advisor at Wealth Management Partners LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wealth Management Partners since 2005. Outside of advisory work, he teaches tennis several hours a week at Court One Athletic Club and owns a business that assists small businesses in setting up healthcare and other insurance-related benefit programs. Wealth Management Partners serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses by providing investment advice, financial planning, and business consulting. The firm typically recommends unaffiliated third-party portfolio managers on a non-discretionary basis and focuses on pension/401(k) consulting and employee education.

Todd Muha is the sole advisor and owner of Third Coast Securities LLC, an independent registered investment adviser based in Traverse City, Michigan. He holds Series 63 and Series 65 licenses and has 37 years of industry experience, including prior roles at Saxony Capital Management, LLC and Saxony Securities. Third Coast Securities provides fee-only portfolio management to individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and municipalities. The firm offers tailored investment management with an emphasis on client-directed accounts and uses fundamental analysis to construct diversified portfolios aligned with clients’ risk tolerance and objectives.

Corey Kienholz is the principal advisor at ApepA Advisors LLC in Traverse City, MI. He holds a Series 65 designation and has been working in the financial advisory field since 2025. Prior to entering financial advisory, he spent 27 years at The Home Depot, Inc. He is also a founding member and advisor for Blue Velocity LLC, a technology start-up. ApepA Advisors primarily serves individuals, families, and high-net-worth clients with fee-based portfolio management and investment consulting. The firm focuses on simplicity, diversification, and long-term growth using low-cost, index-based ETFs and offers specialized consulting on employer-sponsored retirement plans and held-away accounts.

Isaac Russell is a Series 65-licensed financial advisor with seven years of industry experience, currently practicing at Optimal Capital Advisors, LLC in Traverse City, MI. His prior work includes roles at Michigan State University and the Boathouse Restaurant. He has been with Optimal Capital Advisors since 2018. Optimal Capital Advisors, LLC is an SEC-registered firm managing approximately $120 million for about 127 clients, offering discretionary investment management, financial planning, sub-advisory services, and corporate consulting. The firm employs a dynamic blend of strategic and tactical asset allocation across multiple strategies and also sponsors private investment vehicles, including a hedge-fund platform through the Optimal Alternative Titans program.

William Flynn is a financial advisor at Up North Financial, LLC in Traverse City, MI, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Up North Financial since 2009. Up North Financial provides financial planning, consulting, and investment management services to individuals—including high-net-worth clients—as well as pension and profit-sharing plans and corporate entities. The firm customizes portfolios based on client objectives and risk tolerance, using a mix of fundamental, technical, and cyclical analysis, and offers both discretionary and non-discretionary management.

Stephen Fisher is a CFP® with 15 years of industry experience, currently serving as an advisor at Independent Wealth Management, LLC in Traverse City, MI. He has been with the firm since 1998. Outside of his advisory role, he is treasurer of F-11, Inc., a small printing company, and secretary of the William A. Fisher, II Family Foundation, a private nonprofit organization. Independent Wealth Management, LLC provides investment advisory and financial planning services to individuals, retirement plan sponsors, trusts, estates, and other entities. The firm offers a range of portfolio management and retirement plan consulting services, utilizing both fundamental and technical analysis and employing discretionary and non-discretionary management strategies.

Carolyn Weeks is a Series 65-licensed financial advisor with Legacy Financial Services Group, Inc., bringing 10 years of industry experience. She has been with Legacy Financial Services Group since 2015 and also owns a retail store specializing in metal wall art and home decorations. Legacy Financial Services Group is a fee-based investment adviser offering discretionary portfolio management and comprehensive financial planning to individuals, trusts, pension, and institutional clients. The firm employs a strategic asset-allocation approach with global diversification and conducts quarterly account reviews supported by fundamental and technical research methods.

Aaron Klop is a financial advisor with Ohlmann Investment Advisors LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Ohlmann Investment Advisors since 2013. In addition to his advisory role, Klop is a licensed insurance agent and occasionally offers insurance products to clients. Ohlmann Investment Advisors LLC serves individuals and high-net-worth clients, managing approximately $17 million across about 59 accounts. The firm provides customized investment policy development, discretionary portfolio management, and access to a wide range of investment vehicles, employing a process that incorporates multiple analysis methods and annual reviews.

Autumn Soltysiak is a CFP® and holds a Series 66 license, with 22 years of industry experience. She has been with hemming& Wealth Management, Inc. since 2019 and previously worked at SAGEPOINT FINANCIAL from 2015 to 2019. Outside of advisory work, Autumn is involved in insurance sales. hemming& Wealth Management is a team-based SEC-registered advisor with four advisors managing approximately $253 million for individuals, families, trusts, charitable organizations, businesses, and retirement plans. The firm provides discretionary investment management, financial planning, and retirement plan advisory services, using a fundamental analysis-driven investment approach and offering formal performance reporting to clients and plan sponsors.

Jay Berger is a CFP® with 16 years of industry experience and serves as an advisor and partner at Independent Wealth Management, LLC. He has been with Independent Wealth Management since 2008 and is also an Investment Adviser Representative with Rehmann Financial. Independent Wealth Management is a two-advisor firm managing over $200 million for individual clients, high-net-worth households, and retirement plan sponsors. The firm offers portfolio management, standalone financial planning, and combined wealth management programs, utilizing both fundamental and technical analysis along with discretionary and non-discretionary strategies.

Joseph Batcha III is a financial advisor with Optimal Capital Advisors, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Optimal Capital Advisors since 2007 and serves as the firm’s managing principal. Batcha is also registered with Wislar Wealth Management as an investment adviser representative for portfolio review purposes only. Optimal Capital Advisors serves individuals, trusts, estates, corporations, retirement plans, and special-purpose vehicles, providing discretionary investment management, financial planning, consulting, sub-advisory services, and access to hedge-fund managers through its Optimal Alternative Titans program. The firm employs a dynamic investment process that integrates strategic and tactical asset allocation with quantitative optimization, technical analysis, and third-party research.

Tanelle Budd is a financial advisor at hemming& Wealth Management, Inc. with two years of industry experience. Prior to joining hemming&, she worked for six years at Edward Jones. Outside of her advisory role, she serves as a clerk for Cleveland Township in Cedar, Michigan. hemming& Wealth Management is a team-based SEC-registered firm with four advisors managing approximately $253 million. The firm provides discretionary investment management, financial planning, and retirement plan advisory services for individuals, families, trusts, charitable organizations, businesses, and retirement plans, employing a fundamental analysis approach and a mix of internal and external management resources.