Howard Ryan is the sole advisor at The Ryan Group Portfolio Design LLC, holding a Series 65 designation with 11 years of industry experience. He has worked at The Ryan Group Portfolio Design since 2013 and previously at the Michigan Department of Treasury from 2011 to 2018. Outside of advisory services, he operates a tax preparation business as a sole proprietor. The Ryan Group Portfolio Design LLC provides investment management and consultation services to individuals, families, trusts, estates, and business entities. The firm focuses on individualized portfolio construction based on fundamental analysis and offers tax-planning consultations and annual 1040 preparation when requested.

Richard Price is a financial advisor with Meridian Asset Management, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining Meridian in 2020, he worked at Michigan Securities, Inc. and Michigan Advisors, Inc. for 15 years. In addition to his advisory role, he is an independent insurance agent specializing in health and life insurance sales. Meridian Asset Management is a single-advisor registered investment adviser serving individuals, high-net-worth clients, businesses, trusts, and estates. The firm offers discretionary and non-discretionary investment management and financial planning, employing a strategic asset allocation approach based on Modern Portfolio Theory with a focus on income-producing large-cap dividend growers and diversified holdings across fixed income, small-cap, and international equities.

Michelle Shawn is a financial advisor with Retirement & Investment Planning, Inc. in Petoskey, MI, holding Series 65 and Series 63 credentials and nine years of industry experience. Her prior roles include Gradient Advisors, LLC, and she also serves as an agent for Senior Benefits Network, focusing on Medicare, life, and annuities. Retirement & Investment Planning, Inc. provides non-discretionary asset management and retirement-plan advisory services to individuals, trusts, and employer-sponsored plans. The firm offers limited-scope ERISA 3(21) fiduciary services and typically manages assets through third-party platforms while employing a mix of fundamental, technical, charting, and cyclical analyses.

Michael Holifield is a financial advisor at West Arbor Solutions, LLC in Petoskey, MI, holding a Series 65 license with four years of industry experience. His prior work includes roles at Shindigz and Levitate, where he serves as COO and VP of Business Development providing consulting for a strategic communications agency. In addition to his advisory role, Holifield provides business consulting services. West Arbor Solutions serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, offering discretionary portfolio management and financial planning. The firm incorporates insurance sales and business consulting through affiliated entities and tailors portfolios to clients’ goals, risk tolerance, and time horizons.

Kyle Arnold is a financial advisor at West Arbor Solutions, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at Horter Investment Management and Sinclair Broadcast Group. Outside of his advisory role, Arnold owns and operates Kyle Arnold Investments, where he provides life insurance and annuity sales and service. West Arbor Solutions offers discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm emphasizes portfolio construction based on client goals, time horizon, and risk tolerance, using fundamental analysis and a mix of investment strategies under discretionary authority.

Charles Dickinson is an advisor at William Mack & Associates Inc with Series 63 and Series 65 credentials and five years of industry experience. He has worked previously at Rockport Wealth Advisors and is the managing member of Monitor My Advisor LLC, a compliance consulting firm serving registered investment advisers. William Mack & Associates is a multi-team registered investment adviser serving individual and institutional clients, including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm emphasizes diversification, tax efficiency, and low-cost funds through tailored investment strategies and manages over $1 billion in discretionary assets.

Andrew Craig is a financial advisor at MariPau Wealth Management LLC in Petoskey, MI, holding a Series 65 credential with two years of industry experience. Prior to joining MariPau and Walloon Wealth Management, he has been a member-manager and 50% owner of Escape Games LI LLC, a physical escape room business, since 2018. MariPau Wealth Management provides tailored investment advisory, portfolio management, and financial planning services for individual and high-net-worth clients. The firm employs a network of advisory affiliates and third-party managers, integrating technology platforms for comprehensive portfolio oversight.

Jeffrey Kazmierski is a financial advisor at Ash Matson Wealth Partners, Inc. in Petoskey, MI, holding a Series 65 designation with one year of industry experience. He has worked at Ash Matson Wealth Partners since 2025 and has additional experience since 2012 with Apple Pie Properties, LLC. Ash Matson Wealth Partners provides advisory services to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm typically recommends third-party advisers to implement client investment strategies, using an individualized asset-allocation process based on clients’ goals and risk tolerance.

John Blanck is a financial advisor with Success Wealth Management LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has previously worked with The Leaders Group, Inc. and operates JB Financial LLC, where he serves as president and insurance sales manager. Blanck is also involved in insurance sales through American Senior Benefits. Success Wealth Management provides discretionary investment management and financial planning services to individuals and high-net-worth clients, managing approximately $96.6 million in discretionary assets. The firm utilizes a goal-based, Modern Portfolio Theory approach to asset allocation and risk management, conducting regular account reviews and employing third-party sub-advisors as needed.

Iryna Barkley is a financial advisor at Nicolet Wealth Management with two years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Fifth Third Securities and Fifth Third Bank. Barkley is based in Petoskey, Michigan. Nicolet Advisory Services provides retirement plan advisory and consulting primarily for participant-directed defined-contribution plans such as 401(k) and 403(b) arrangements. The firm offers services including investment policy statement preparation, ongoing investment monitoring, participant education, and plan service provider support.

John Marshall Jr. is a CFP® and CFA® with 16 years of industry experience. He has worked at Farther since 2025 and previously spent 14 years at Crooked Tree Capital Advisors. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm applies Modern Portfolio Theory using proprietary model portfolios and algorithmic rebalancing, primarily investing in ETFs, mutual funds, equities, and fixed income, with supplementary AI tools and occasional allocations to independent managers.

William Hansen is a CFP® with nine years of industry experience, currently serving as a financial advisor at Farther. He previously worked at Dynamic Wealth Advisors dba Crooked Tree Capital Advisors and Edward Jones. Outside of his advisory work, Hansen volunteers as a firefighter with the Resort-Bear Creek Fire Department in Petoskey, MI. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, with a focus on ETFs, mutual funds, equities, and fixed income.

Dolores Angus is a financial advisor at The Huntington Investment Company with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise Financial Services, LLC, JPMorgan Securities LLC, and JPMorgan Chase Bank. She is based in Petoskey, MI. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm employs an open-architecture investment model that incorporates third-party and proprietary strategies, offering wrap-fee programs through the Envestnet MAS platform.

Courtney Font is a CFP®-certified financial advisor at Farther with 21 years of industry experience. She previously worked for Dynamic Wealth Advisors dba Crooked Tree Capital Advisors for 11 years. Outside of her advisory role, she serves as a trustee and finance chair for the McLaren Northern Michigan Hospital Foundation and as a director of the PHSACF community foundation. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates, employing a Modern Portfolio Theory-based approach with algorithmic rebalancing and a mix of ETFs, mutual funds, equities, and fixed income.

William Weckesser is a financial advisor at Private Advisor Group, LLC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with LPL Financial, LLC since 2004. In addition to his advisory role, he is a commissioned notary, performing document notarizations. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

H. Peter Petrosky is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2013. He holds Series 63 and Series 65 licenses and is based in North Palm Beach, Florida. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and a range of investment products tailored to client objectives.

Rochelle Roerig is a financial advisor with PNC Wealth Management in Petoskey, MI, holding Series 63 and Series 65 licenses and with 25 years of industry experience. She has been with PNC Investments since 2009. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available to select employees. The firm’s approach emphasizes portfolio strategies managed by PNC or third-party strategists, with automated risk assessment and annual rebalancing.

Jennifer Mackenzie is a financial advisor with Principal Financial Services in Petoskey, MI, holding Series 63 and Series 66 credentials and 13 years of industry experience. She has worked with Principal Financial Services since 2018 and previously held roles at Korthase Flinn and Principal Life Insurance Company. Mackenzie also serves as an agent involved in life insurance and annuities at High Street Insurance & Financial Services. Principal Securities provides brokerage and registered investment advisory services to individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel worldwide. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Andrew Martin is a financial advisor with Fifth Third Securities, Inc. in Petoskey, MI, holding a Series 66 designation and six years of industry experience. He previously worked at Infinex Investments, Inc. and Citizens National Bank before joining Fifth Third in 2020. Outside of his advisory role, Martin is involved in several non-securities businesses, including automotive repair and managing a banquet hall. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers a variety of managed account programs that combine third-party managers, strategist portfolios, and advisor-managed options, with features such as direct indexing and tax-overlay services.

Kristin Riley is a financial advisor with The Huntington Investment Company in Petoskey, MI. She holds Series 63 and Series 66 licenses and has five years of industry experience. Her career includes roles at Huntington National Bank and The Huntington Investment Company dating back to 2017. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other entities. The firm uses an open-architecture investment model combining third-party sub-managers and proprietary private bank offerings across multiple wrap-fee programs.