Professionally, I believe everyone should understand their finances from a high level, so we start there when building your plan before getting particular on each important topic. With industry experience since 2015, paired with multiple designations and licenses, my role as your personal financial guide is to bring clarity and purpose to your finances. I meet you where you are experientially and want to be the person you think of before you make big decisions, which aren’t always financial. Personally, I’m a husband, a father, a believer, a volunteer, and an adventurer! I live in a small town in East Central Minnesota with my wife and 3 young boys. We spend as many days in the summer outside mountain biking, hiking, camping and exploring. When the winter months keep us cooped up, I am able to dedicate more time to the numerous organizations I volunteer with - it’s a lot, but it’s just a part of giving back in a small community.

Steven Laraway is a financial advisor with Lfa, holding a Series 66 designation and over 25 years of industry experience. He has worked at Laraway Financial Advisors, Inc. since 2000 and Laraway Insurance Services, Inc. since 2005. Outside of his advisory work, Laraway serves on several nonprofit boards, including the Boy Scout Central Minnesota Council and CentraCare Health System. Laraway Financial Advisors (LFA) is an SEC-registered firm managing approximately $309 million for about 473 clients through a team of seven advisors. The firm serves individuals, pension plans, trusts, estates, charitable organizations, and businesses, using a model-driven investment approach with diversified allocations across mutual funds, ETFs, and fixed income.

James Schmitz is a financial advisor with Lfa in St. Cloud, MN, holding a Series 63 designation and 17 years of industry experience. He has been with Laraway Financial Advisors since 2012 and serves as vice president and COO. Outside of his advisory role, Schmitz is an independent insurance agent and a member of a real estate holding company. Laraway Financial Advisors is an SEC-registered firm managing approximately $309 million for around 473 clients through a seven-advisor team. The firm serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses, using a model-driven investment approach with diversified portfolios and third-party managers.

Jessica Gauerke is a financial advisor at Midwest Financial Partners in St. Cloud, MN. She holds a Series 66 designation and has 19 years of industry experience. Her prior roles include positions at Jefferson Wells, Alps Fund Services, USAdvisors Wealth Management, Securities America, and Cetera Advisor Networks. Midwest Financial Partners serves individuals, families, high-net-worth clients, trusts, employer retirement plans, and business clients by providing comprehensive portfolio management and retirement plan consulting. The firm manages approximately $1.5 billion in client assets through a team of nine advisors, offering individualized investment plans and utilizing institutional custodial platforms and supporting technology for account administration.

Nellie Gabrielson is a financial advisor at Midwest Financial Partners with one year of industry experience. She holds a Series 65 designation and has worked at Midwest Financial Partners since 2024. Outside of her advisory role, she coaches recreational gymnastics at Granite City Gymnastics in St. Joseph, MN. Midwest Financial Partners provides investment advice and retirement-plan consulting to individuals, families, high-net-worth clients, trusts, estates, pension plans, and business entities. The firm offers Comprehensive Portfolio Management that combines financial planning with discretionary portfolio management, utilizing a range of investment vehicles and institutional custody relationships.

Patrick Solyntjes is a financial advisor with Lfa, holding a Series 63 designation and bringing 30 years of industry experience. He has worked at Laraway Financial Advisors, Inc. since 2006 and has also been associated with Cambridge Investment Research, Inc. since 2001. Outside of his advisory work, he serves as a volunteer firefighter with the Alexandria Fire Department. Lfa is an SEC-registered advisory firm managing approximately $309 million for around 473 clients through a seven-advisor team across three offices. The firm serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses, using a model-driven investment approach with diversified portfolios and ongoing monitoring.

Thomas St Hilaire is a financial advisor at Midwest Financial Partners with 23 years of industry experience. He holds the Series 66 designation and has been with Midwest Financial Partners since 2012, including time at its affiliated investment entity since 2015. His prior experience includes a five-year tenure at Voya Financial Advisors. Midwest Financial Partners serves individuals, families, high-net-worth clients, trusts, employer retirement plans, and businesses, managing approximately $1.5 billion in assets across nine advisors. The firm provides customized investment plans with regular portfolio reviews, utilizing institutional custodial platforms and technology to support both managed and held-away accounts, along with affiliated family-office and insurance services.

Christopher Wayne is a financial advisor at LFA with 21 years of industry experience. He holds the Series 66 designation and has worked with Laraway Financial Advisors, Inc. and Cambridge Investment Research, Inc. since 2014. Outside of his advisory work, he serves as a Boys Scouts of America clubmaster and den leader, participates on the investment committee for CentraCare, and volunteers as treasurer for the St. Cloud Crush Lacrosse Booster Club. LFA serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm manages approximately $351 million in client assets through discretionary and non-discretionary portfolio management, using a structured approach based on five model portfolios tailored to client objectives and restrictions.

Hailey Hollenhorst is a financial advisor at Midwest Financial Partners with eight years of industry experience. She holds a Series 65 designation and previously worked at Quarles & Brady LLP for three years before joining her current firm in 2017. Hailey serves on the Board of Directors for the Central Minnesota Community Foundation. Midwest Financial Partners provides investment advice and retirement-plan consulting to individuals, families, high-net-worth clients, trusts, estates, pension plans, and business entities. The firm manages approximately $1.26 billion in assets across more than 1,100 client accounts, offering comprehensive portfolio management that combines financial planning with discretionary portfolio management and utilizes institutional custody and execution relationships.

Mark Boyle is a financial advisor at Midwest Financial Partners with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Midwest Financial Partners since 2015, following four years at VOYA Financial Advisors. Outside of his advisory work, he serves on the Pershing Advisor Solutions Board, mentors startups through a local funding program, and consults on leadership development. Midwest Financial Partners is a team of nine advisors managing approximately $1.5 billion in client assets. The firm serves individuals, families, high-net-worth clients, trusts, and business clients, providing comprehensive portfolio management and retirement plan consulting with a focus on tailored investment plans and ongoing portfolio reviews.

John Glomski is a financial advisor at Midwest Financial Partners in St. Cloud, MN, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Midwest Financial Partners and its affiliated entities since 2013, including a prior role at Voya Financial Advisors. Midwest Financial Partners serves individuals, families, high-net-worth clients, trusts, employer retirement plans, and business clients, managing approximately $1.5 billion in assets across 438 client relationships. The firm provides comprehensive portfolio management and retirement plan consulting using institutional custodial platforms and a range of investment options tailored to each client’s needs.

Jamie Schrupp is a financial advisor with Midwest Financial Partners in St. Cloud, MN, holding a Series 66 designation and 15 years of industry experience. He previously worked with Voya Financial Advisors from 2014 to 2017. Outside of advisory work, Schrupp serves as an independent insurance agent and participates on the board of a manufacturing company specializing in custom plastic products. Midwest Financial Partners serves individuals, families, high-net-worth clients, trusts, employer retirement plans, and business clients, managing approximately $1.5 billion in assets. The firm offers comprehensive portfolio management and retirement plan consulting through a team of nine advisors, employing individualized investment strategies and utilizing institutional custodial platforms and technology solutions.

Tyler Rosin is a financial advisor at Midwest Financial Partners in St. Cloud, MN, holding a Series 65 designation with two years of industry experience. Prior to joining Midwest Financial Partners in 2022, he worked at United Health Group from 2010 to 2022. Midwest Financial Partners provides investment advice and retirement-plan consulting to individuals, families, high-net-worth clients, trusts, estates, pension plans, and business entities. The firm manages approximately $1.26 billion in assets across more than 1,100 client accounts through a team of nine advisors, combining financial planning with discretionary portfolio management using a variety of investment vehicles and offering related family office services.

Kimberly Foster is a financial advisor with Lfa, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Laraway Financial Advisors, Inc. and Cambridge Investment Research Inc. since 2014. Foster is also an independent insurance agent through Laraway Insurance Service Inc. Lfa is an SEC-registered advisory firm managing approximately $309 million for about 473 clients across three offices. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses with a model-driven investment approach that includes discretionary and non-discretionary portfolio management and financial planning.

Christopher Hastings is a financial advisor with Lfa, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Laraway Financial Advisors, Inc. since 2015 and is also affiliated with Cambridge Investment Research Inc. Hastings operates within a seven-advisor team based in St. Cloud, MN. Laraway Financial Advisors manages approximately $309 million across about 473 clients, serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a model-driven investment approach with diversified portfolios and offers services including portfolio management, financial planning, and pension consulting.

Jennifer Lesmeister is a financial advisor with Lfa, holding a Series 66 designation and seven years of industry experience. She has worked at Laraway Financial Advisors, Inc. since 2018 and previously practiced law at Gray Plant Mooty from 2014 to 2018. Lesmeister serves as a committee member for Leave a Legacy Central MN, a public awareness program focused on encouraging charitable giving beyond one’s lifespan. Lfa is an SEC-registered advisory firm managing approximately $309 million for around 473 clients through a seven-advisor team. The firm serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses, using a model-driven investment approach across multiple asset classes and offering both discretionary and non-discretionary portfolio management.

Christopher Chapman is a financial advisor at Prospera Financial Services, Inc. with 19 years of industry experience. He has held his current role since 2019 and previously worked for Wells Fargo Advisors Financial Network LLC for 10 years. He holds the Series 66 designation. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other business entities, offering financial planning, portfolio management, and access to various advisory programs and platforms.

Ryan Finc is a financial advisor with Osaic Institutions, Inc. He holds a Series 66 designation and has 25 years of industry experience. His work history includes positions at Infinex Investments, Inc., Essex National Securities, LLC, Invest Financial Corporation, and CUNA Brokerage Services, Inc. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Mark Reimer is a financial advisor with SPC in Sartell, MN, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Parkland Securities, LLC since 2014 and at Sigma Planning Corp since 2002. He serves as a board member of the Rice Area Sportsman Club in Rice, MN. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a large network of advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering discretionary management and working with third-party investment managers in co-advisor roles.

Amanda Demaine is a financial advisor at Cetera Planning Partners with 15 years of industry experience. She holds a Series 63 designation and has been associated with multiple Cetera entities and affiliated firms since 2013. Her career history includes roles at Avantax Planning Partners and First Allied Securities. Cetera Planning Partners serves individual and high-net-worth clients, focusing particularly on pre-retirees and retirees. The firm provides investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice, along with additional services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider. Their investment approach relies on diversified mutual fund and ETF allocations aligned with clients’ objectives and risk tolerance, supported by formal planning processes and access to a broad Cetera network.