Gina Rypkema is a financial advisor with Ascentis Independent Advisors, LLC, holding the CFP® designation and Series 66 license, and has 25 years of industry experience. Her previous roles include positions at Golden State Equity Partners and Ameriprise Financial Services, Inc. She serves as a board member and treasurer for the Walker Area Pregnancy Support Center. Ascentis Independent Advisors is a multi-team SEC-registered firm serving individuals, trusts, retirement plans, and corporate clients with a range of investment and financial planning services. The firm employs a diversified portfolio approach that includes public and private securities and offers programs such as discretionary management, co-advisory arrangements, and a Private Direct Investments program for select clients.

Heather Bjorgaard is a financial advisor with Ascentis Independent Advisors, LLC, holding a Series 65 credential and two years of industry experience. She has previously worked with Golden State Equity Partners, LLC, and Arise Wealth Management. From 2014 to 2023, she operated Heather Bjorgaard Childcare. Ascentis Independent Advisors is a multi-team SEC-registered investment adviser serving individuals, trusts, retirement plans, and corporate clients through a network of advisors. The firm offers a range of services including asset management, financial planning, and retirement plan consulting, utilizing portfolios composed of both public and private securities and employing discretionary management and co-advisory arrangements.

Shelley Lof is a financial advisor at Ascentis Independent Advisors, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Golden State Equity Partners and Ameriprise Financial Services, Inc. In addition to her advisory role, she is involved with Rypkema Operations, LLC. Ascentis Independent Advisors is a multi-team SEC-registered firm that serves individuals, trusts, retirement plans, and corporate clients. The firm provides comprehensive portfolio management and financial planning, utilizing a mix of public and private securities and offering programs such as Private Direct Investments and co-advisory platforms.

Derek Ricke is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he was involved with the Park Rapids Lakes Area Chamber of Commerce for four years and Minnesota Hockey Inc for ten years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products.

Timothy O'Donnell is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured analysis tools and strategic investment modeling.

Kyle Duclos is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 14 years of industry experience. He has been with Thrivent since 2012 and Thrivent Financial for Lutherans since 2013. Outside of his advisory role, Duclos serves as a play-by-play announcer for local high school basketball games on Leech Lake Television. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and comprehensive written recommendations on various planning topics while keeping planning and managed-account services separate.

Kristen Daniels is a financial advisor at Cetera with 39 years of industry experience. She holds a Series 63 designation and has been with various Cetera entities since 2003. Outside of her advisory work, she assists part-time at a dog daycare on weekends. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Christopher Duff is a financial advisor with Primerica Advisors in Park Rapids, MN, holding Series 63 and Series 65 licenses and having nine years of industry experience. His work history includes roles outside finance such as laborer at Lampert's Cabinets and owner of a seasonal window washing business, alongside involvement in real estate investing as a partner. He also has experience in education with Walker Public School and School District #113. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed account options, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Marsha Smith is a Series 66 registered advisor with LPL Financial, based in Park Rapids, MN, and has 10 years of industry experience. She has been with LPL Financial since 2017 and also has a history with Investment Centers of America dating back to 2013. Outside of her advisory role, she serves as an administrative assistant and registered assistant at Citizens National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocations and investment approaches.

Derek Jensen is a financial advisor with Edward Jones in Walker, MN, holding Series 66 and Series 63 designations and bringing 13 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and operates under a fiduciary standard, supported by a nationwide network of more than 23,000 advisors.

Andrea Johnson is a financial advisor at Stifel with 17 years of industry experience. She has been with Stifel since 2009 and also maintains a longstanding role at The Boulders since 2004. Johnson holds a Series 66 designation and serves on the boards of the Walker Rotary and Paws and Claws Animal Shelter. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

David Clausen is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Stifel since 2009. He is based in Walker, MN, and holds the Series 63 and Series 66 licenses. Clausen serves on the boards of the Confidence Learning Center, which supports people with developmental disabilities, and the Sibley Lake Association, which focuses on lake health. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm’s investment approach uses proprietary forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Neil Litfin is a financial advisor with Edward Jones in Park Rapids, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Smokey Hills Outdoor Store and O'Reilly's Auto Parts. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Daniel Pike is a financial advisor with Edward Jones in Park Rapids, MN, holding CFP® and Series 66 credentials and having nine years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,000 financial advisors and 15,000 branch offices. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Brian Behrens is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 20 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Thrivent Financial for Lutherans. Behrens serves as a board member for the Itasca Mantrap Electric Co-Op and is a supervisor on the Lake Emma Township Board. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a range of investment strategies with both discretionary and non-discretionary management.

Jay Pike is a financial advisor with Edward Jones in Park Rapids, MN, holding a Series 63 designation and 26 years of industry experience, all with Edward Jones since 2000. Outside of his advisory role, he serves as a school board member for Park Rapids Area Schools and is a board member of St John's Lutheran Church. He is also involved in managing farmland through Prairie Pine Farm LLC. Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional clients. The firm offers a range of investment strategies and advisory services, managing over $1 trillion in assets with a large network of financial advisors and branch offices nationwide.

John Martin is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses, and has 21 years of industry experience. He has been with LPL Financial since 2017 and has prior experience with Investment Centers of America, Inc., and Fintegra, LLC. In addition to his advisory work, he manages a non-variable insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive technology and a broad platform that includes affiliated insurance and credit services.

Brent Fassett is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and bringing 16 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2009. Outside of his advisory role, he serves as an elder at Prince of Peace Evangelical Lutheran Church and is Vice Chair of the Board of Directors for Lutheran Island Camp and Christ Serve Ranch, which provide faith-based summer camp programs for youth. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services under a consolidated billing option, emphasizing periodic plan reviews and advisor-led plan updates.

Kami Evers is a financial advisor at UBS Financial Services with 19 years of industry experience. She has been with UBS since 2010 and holds a Series 66 designation. Outside of her advisory role, she works as a retail sales associate and cashier at Home Depot and is a certified notary. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Michael Zigler is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license. He has 43 years of industry experience, including prior roles at INVEST Financial Corporation and Gradient Investments, LLC. Outside of his advisory work, he is involved with Life Brokerage Fin Group, focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Chelsea Fevold is a Financial Advisor with Thrivent Investment Management in Walker, MN. She holds the Series 66 designation and has recent experience at Thrivent Financial starting in 2026. Prior to her current role, she worked in real estate at Bill Hansen Realty and held positions at Frandsen Bank & Trust and Central Minnesota Credit Union. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm emphasizes holistic, goal-based planning without discretionary trading authority and offers a combined planning and managed-account option called “WealthPlan.”

Monica Harsha is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2025. Her prior experience includes positions at Citizens National Bank, the University of Minnesota Hubbard County Extension Office, and entrepreneurial work with We Sell Your Stuff, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Sarah Ashmore is a financial advisor at Edward Jones with 9 years of industry experience. She previously worked for Stifel Nicolaus for 10 years before joining Edward Jones in 2022. Outside of her advisory role, she works as a server at a local restaurant on weekends and as needed. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of advisory programs and investment solutions, with a large network of financial advisors and branch offices across the United States.