Top financial advisors working with African American clients
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you identify as African American or Black and are navigating financial decisions, you might face unique challenges like wealth gaps or legacy planning that require nuanced understanding. Choosing an advisor without insight into these specific cultural and economic factors can lead to missed opportunities or strategies that don’t fully align with your goals.
- Cultural competence. Look for advisors who demonstrate awareness of historical and social factors affecting Black communities and how these impact financial planning.
- Legacy and wealth transfer. Ask how they approach building and preserving generational wealth within African American families.
- Community-focused strategies. Inquire about their experience with financial products or programs that support economic empowerment in Black communities.
- Addressing systemic barriers. Confirm how they help navigate challenges like credit disparities or access to capital that disproportionately affect Black clients.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Glenn E
Series 63, Series 66
Short Hills, NJ
Merrill
Glenn Evans specializes in wealth management and legacy strategies tailored for African American clients, leveraging 16 years of experience and a CFP® certification to address unique financial challenges. Based in Short Hills, NJ, he serves a diverse clientele including business owners and medical professionals, offering a 1.10% AUM fee structure through Merrill, a large firm, which may provide broader resources compared to smaller practices.
Experience: 17 years
Avg account: $860,085
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Carmetta J
CFP®
San Francisco, CA
Joyner Financial Planning LLC
Carmetta Joyner specializes in serving African American clients, offering expertise in cash flow management, college savings plans, and retirement withdrawal strategies, which are crucial for addressing unique financial challenges faced by this community. Based in San Francisco, she provides flat-fee financial planning as a CFP®-certified independent advisor, focusing on millennials and young professionals, which may appeal to clients seeking personalized, practical guidance without hourly billing complexities.
Experience: 4 years
Avg account: $0
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Andy L
CFP®, Series 63, Series 65
Louisville, KY
Natural Investments
Andy Loving specializes in serving African American clients with a focus on values-based investing and estate planning, supported by 26 years of experience and CFP® certification. Based in Louisville, KY, he works at Natural Investments, a firm managing $2.05 billion with a socially responsible, diversified investment approach, offering flexible fee structures including hourly and retainer options, which may appeal to clients seeking personalized financial planning.
Experience: 26 years
Avg account: $1,563,867
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Cindy M
CFP®, Series 63
New York, NY
Re Envision Wealth
Cindy Mota Rios specializes in serving African American clients, bringing six years of experience and CFP® certification to address unique financial challenges such as wealth transfer and systemic barriers. Based in New York, she offers flat-fee and project-based financial planning through Re Envision Wealth, an SEC-registered firm known for combining asset allocation with fundamental and cyclical analysis, which may appeal to clients seeking a nuanced investment approach alongside culturally competent advice.
Experience: 6 years
Avg account: $1,116,218
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Tarif C
CFP®
Plymouth Meeting, PA
2nd Story Wealth Planners
Tarif Carson specializes in serving African American clients with a focus on cash flow, tax-loss harvesting, and passive investing, supported by nearly 20 years of experience and CFP® certification. His flat-fee structure and independent status distinguish him from others, while his commitment to legacy building and mentorship reflects a deep understanding of generational wealth and community empowerment within Black families.
Experience: 20 years
Avg account: $130,700
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