Top financial advisors working with clients approaching retirement
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be approaching retirement and wondering how to balance income needs with preserving your savings. A common mistake is underestimating how long your money needs to last, which can lead to running out of funds too soon.
- Income sequencing. Ask how they plan withdrawals to optimize tax impact and maintain steady cash flow.
- Social Security timing. Confirm if they evaluate the best age to start benefits based on your full financial picture.
- Healthcare cost planning. Look for advisors who consider Medicare and out-of-pocket expenses in your retirement budget.
- Longevity risk management. Ensure they address the possibility of living longer than expected and its effect on your portfolio.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Willie M
Series 63, Series 66
Cary, NC
Equitable Advisors
Willie Myles specializes in retirement income strategy and Social Security optimization, making him well-suited to assist those approaching retirement in the US. With 16 years of experience at Equitable Advisors, a large firm serving high-net-worth clients, he offers a range of fee structures including AUM and hourly planning fees, providing flexibility compared to advisors at smaller firms or with narrower specialties.
Experience: 16 years
Avg account: $570,841
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Stavroula K
Series 63, Series 65
Linwood, NJ
Ameriprise
Stavroula Koutsfetsoulis specializes in retirement income strategy and Social Security optimization, making her well-suited to help those approaching retirement balance income needs with preserving savings. With 25 years of experience at Ameriprise, a large firm known for research-driven, tax-efficient retirement planning, she offers a 0.15% AUM fee and focuses on clients with substantial investable assets, differentiating her from advisors with smaller client loads or less institutional support.
Experience: 26 years
Avg account: $471,167
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Barbara B
Series 66
Conshohocken, PA
RBC Capital Markets
Barbara Brewer specializes in assisting clients approaching retirement, leveraging 20 years of experience and expertise in wealth management and tax-loss harvesting to address income sequencing and longevity risk. Operating within RBC Capital Markets, a large firm offering both discretionary and non-discretionary portfolio management, she provides tailored strategies with flat-fee options, distinguishing her approach for high earners and executives seeking comprehensive retirement planning in Conshohocken, PA.
Experience: 20 years
Avg account: $1,017,425
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Richard M
Series 63
Fort Walton, FL
Cetera
Richard Martin specializes in assisting clients approaching retirement, leveraging 28 years of experience and expertise in wealth management, tax-loss harvesting, and retirement plans for business owners. Operating from Fort Walton, FL with Cetera, a large firm, he offers flexible fee structures including flat fees and hourly consulting, distinguishing him from others by combining seasoned advisory skills with tax preparation services through his own CPA practice.
Experience: 29 years
Avg account: $306,089
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Lee C
Series 63, Series 65
Pasadena, CA
UBS Financial Services
Lee Chen specializes in retirement planning and cash flow management, making him well-suited to assist those approaching retirement in the US. With 29 years of experience at UBS Financial Services, a large firm serving high-net-worth clients, he brings expertise in equity compensation tax strategy and caters to executives and business owners, offering a seasoned perspective compared to other advisors in the region.
Experience: 29 years
Avg account: $693,691
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