Top financial advisors in Bemidji, MN
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're managing your finances in Bemidji, MN, you might face unique challenges like balancing strong social services with relatively high taxes. Without careful income planning, you could end up paying more taxes than necessary or miss out on benefits.
- Local tax knowledge. Look for advisors who understand Minnesota's tax landscape and how it affects your income and investments.
- Income timing strategies. Ask how they help schedule withdrawals or income streams to minimize tax impact while maintaining your lifestyle.
- Social service integration. Confirm if they consider available state social services in your financial plan to optimize your resources.
- Experience with regional regulations. Ensure they are familiar with local rules that might influence your retirement or investment choices.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Michael H
Series 63, Series 66
Bemidji, MN
Focus Financial
Michael Huerbin offers 27 years of experience in Bemidji, MN, with deep local knowledge through his long tenure at Focus Financial Network, which manages $6.3 billion and serves diverse clients including individuals and trusts. His flat-fee and hourly planning options provide flexible cost structures, while his independent status and community involvement distinguish him from other advisors in the area.
Experience: 27 years
Avg account: $494,176
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Andrew L
Series 63
Bemidji, MN
Cambridge Investment Research Advisors
Andrew Latourelle's 12 years of experience and focus on retirement income strategy and plans for business owners make him well-suited to address Bemidji's tax and income timing challenges. Working with Cambridge Investment Research Advisors, a large firm offering flat-fee options and diverse portfolio management, he provides access to broad resources and flexible fee structures compared to smaller local advisors.
Experience: 13 years
Avg account: $378,281
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Bradley K
Series 66
Bemidji, MN
Ameriprise
Bradley Koenck specializes in retirement income strategy and Social Security optimization, making him well-suited for managing income planning challenges in Bemidji, MN. With 21 years of experience at Ameriprise, a large firm offering tax-efficient withdrawal strategies and detailed retirement planning reports, he serves clients approaching retirement and charges a 0.15% AUM fee, differentiating him through seasoned expertise and firm resources.
Experience: 22 years
Avg account: $471,167
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Kari M
Series 66
Bemidji, MN
Edward Jones
Kari Moran's 11 years of experience and Series 66 designation equip her to address financial needs in Bemidji, MN, including business succession and retirement planning. Affiliated with Edward Jones, a large firm serving over four million clients, she offers a comprehensive range of advisory programs with a fee structure up to 1.35% annually, distinguishing her through extensive resources and a broad service network.
Experience: 11 years
Avg account: $246,728
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David B
Series 66
Bemidji, MN
Raymond James Financial
David Balmer's decade of experience and Series 66 license equip him to navigate Bemidji's financial landscape, including retirement and business succession planning. Operating within Raymond James Financial, a large firm offering flat-fee structures and extensive research support, he serves diverse clients while emphasizing client decision authority, distinguishing him from advisors with different fee models or smaller firm resources.
Experience: 10 years
Avg account: $700,796
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