Top financial advisors in Berwick, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be considering your retirement income strategy if you're approaching eligible retirement age and want to understand how to maximize your income without unexpected tax hits. A common mistake is not accounting for the state income tax exemption on retirement income, which can affect your overall plan.
- State tax knowledge. Confirm the advisor understands that retirement income is generally exempt from state income tax after eligible retirement age in Pennsylvania.
- Income sequencing. Ask how they plan the order of withdrawals to optimize tax benefits and cash flow.
- Longevity planning. Ensure they consider how your income needs might change as you age and plan accordingly.
- Social Security strategy. Discuss how they integrate Social Security benefits timing into your overall retirement income plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Andrea E
CFP®, Series 63
Berwick, PA
Hornor, Townsend & kent, LLC
Andrea Empie offers retirement income planning expertise in Berwick, PA, supported by 21 years of experience and CFP® certification. Working with Hornor, Townsend & Kent, a large firm known for client-directed implementation and flat-fee structures, she integrates wealth management and business succession planning, providing a comprehensive approach compared to advisors with narrower focuses or different fee models.
Experience: 22 years
Avg account: $294,061
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Brad W
Series 66
Fort Washington, PA
Lincoln Investment
Brad Warhurst, based near Berwick in Mifflinville, PA, brings 19 years of experience and a Series 66 designation, supporting retirement income strategies with expertise in tax-loss harvesting and active portfolio management. His firm, Capital Analysts, is a large organization managing $8.9 billion with a quantitative investment approach, offering low fees at 0.15% AUM or $200 minimum, which may appeal to clients seeking structured, data-driven retirement planning.
Experience: 19 years
Avg account: $157,266
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Nyle B
Series 63, Series 66
Wilkes-Barre, PA
Mass Mutual Investors Services
Nyle Berkes in Berwick, PA, offers expertise in cash flow and budgeting, which is crucial for retirement income sequencing and longevity planning. With 20 years of experience at Mass Mutual Investors Services, a large firm providing diverse financial planning and asset management services, he also serves clients including business owners and charitable organizations, adding depth to his approach compared to other local advisors.
Experience: 20 years
Avg account: $249,379
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Sondra T
Series 63, Series 66
Berwick, PA
LPL Financial
Sondra Turnbach's 17 years of experience and expertise in wealth management and retirement plans make her well-equipped to address retirement income strategies in Berwick, PA, including tax-loss harvesting and college savings. Affiliated with LPL Financial, a large firm offering diverse investment solutions and flat-fee financial planning, she serves a broad client base and brings local insight through her real estate involvement in Berwick.
Experience: 18 years
Avg account: $399,489
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Timothy M
Series 65
Orangeville, PA
Fiat Wealth Management
Timothy Monson specializes in retirement income strategy and general tax planning, which is crucial for managing Pennsylvania's state income tax exemptions on retirement income. His firm, Fiat Wealth Management, uses a model-driven approach with tax-aware planning tools and serves a diverse client base, offering flat-fee and hourly options, which may provide flexible and tailored financial solutions compared to other advisors in the Berwick area.
Experience: 4 years
Avg account: $799,663
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