Top financial advisors in Bethlehem, PA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be considering your retirement income strategy if you're approaching eligible retirement age and want to understand how to maximize your income without increasing your tax burden. A common mistake is not accounting for the state income tax exemption on retirement income, which can affect your overall financial plan.
- State tax knowledge. Confirm the advisor understands that retirement income is generally exempt from state income tax after eligible retirement age in Pennsylvania.
- Income sequencing. Ask how they plan withdrawals to optimize tax efficiency and maintain your desired lifestyle.
- Longevity planning. Ensure they consider how your income needs might change as you age and how to sustain your portfolio accordingly.
- Social Security strategy. Discuss timing and integration of Social Security benefits with other income sources to maximize your total retirement income.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Dave R
CFP®
Bethlehem, PA
Rowan Financial LLC
Dave Rowan is well-equipped to assist those approaching retirement in Bethlehem, PA, with his 15 years of experience and CFP® certification focusing on general retirement planning and real estate professionals. His flat-fee and asset-based fee options, combined with a personalized approach that considers life transitions and quality of life, distinguish him from other advisors in the area.
Experience: 16 years
Avg account: $592,400
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Carla W
Series 63, Series 66
Bethlehem, PA
Ameriprise
Carla Wamba specializes in retirement income strategy and Social Security optimization, making her well-suited to help clients in Bethlehem, PA approaching retirement age manage tax-efficient withdrawals and income sequencing. With 13 years of experience at Ameriprise, a large firm known for customized retirement planning, she also brings added value through her tax preparation business, enhancing her ability to integrate tax considerations into retirement plans.
Experience: 13 years
Avg account: $471,167
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Anthony P
Series 63
Bethlehem, PA
Parenti Wealth Management
Anthony Parenti's expertise in general retirement, income, and tax planning suits those seeking to optimize retirement income in Bethlehem, PA, especially considering Pennsylvania's state tax exemptions. His unique combination of CPA and insurance services alongside financial advising, plus a flexible fee structure including hourly planning fees, distinguishes him from other local advisors.
Experience: 14 years
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Christopher S
Series 66
Bethlehem, PA
UBS Financial Services
Christopher Schlack specializes in retirement planning and cash flow management, making him well-suited to help clients in Bethlehem, PA, optimize their retirement income strategies. With 13 years of experience at UBS Financial Services, a large firm serving high-net-worth clients, he offers access to institutional trading capabilities alongside personalized wealth management, differentiating him from advisors at smaller firms.
Experience: 14 years
Avg account: $693,691
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James M
Series 65, Series 63
Bethlehem, PA
Social Justice Capital LLC
James Mohamdein in Bethlehem, PA, offers expertise suitable for retirement income strategies, backed by his Series 63 and 65 credentials and experience at Fidelity and Vanguard. His firm, Social Justice Capital LLC, serves high-net-worth clients with flat-fee financial plans and socially conscious investment options, differentiating him through flexible fee structures and a focus on socially responsible investing.
Experience: 5 years
Avg account: $1,064,000
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