Top financial advisors in Birmingham, AL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're planning for retirement in Birmingham, AL, you might be considering how to manage your cash flow with the area's relatively low property taxes. A common mistake is underestimating how local tax advantages affect your overall retirement income and spending plan.
- Retirement cash flow focus. Look for advisors who integrate local tax benefits into your income projections, not just generic retirement models.
- Experience with Alabama tax rules. Confirm they understand state-specific factors like property taxes and how these impact your long-term finances.
- Holistic planning approach. Ask how they balance investment growth with tax-efficient withdrawal strategies tailored to your retirement goals.
- Coordination with other professionals. Ensure they work with your tax preparer or estate planner to align strategies across your financial picture.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Hamilton P
Series 63, Series 66
Birmingham, AL
Arete Wealth Advisors, LLC
Hamilton Poynor offers extensive expertise in retirement planning with 33 years of experience and specialties including active portfolio management and retirement plans for business owners. Based in Birmingham, AL, he provides flat-fee and hourly financial planning services through Arete Wealth Advisors, which uses discretionary portfolio management and proprietary models, catering to high-net-worth clients with a focus on independent, seasoned advice.
Experience: 33 years
Avg account: $484,172
-
Joshua R
Series 66
Birmingham, AL
Raymond James Financial
Joshua Rich's expertise in retirement income strategy and business exit planning suits retirees in Birmingham, AL, who need to integrate local tax benefits into their financial plans. Working at Raymond James Financial, a large firm offering flat-fee planning and non-discretionary investment consulting, he supports diverse clients with tailored plans and collaborates with a broad affiliate network, distinguishing him from advisors with smaller practices or different fee structures.
Experience: 7 years
Avg account: $700,796
-
Laree K
Series 63, Series 65
Birmingham, AL
LPL Financial
Laree Kennedy's 28 years of experience and Series 63 and 65 credentials position her well to address retirement cash flow planning in Birmingham, AL, especially considering local tax factors. Affiliated with LPL Financial, a large SEC-registered firm, she offers flat-fee and hourly financial planning services, catering to a diverse client base including high-net-worth individuals, which may provide a broader resource network compared to smaller firms.
Experience: 28 years
Avg account: $399,489
-
Delynn Z
CFP®, Series 63
Birmingham, AL
Savant Wealth Management
Delynn Zell's 37 years of experience and CFP® certification equip her to address retirement cash flow in Birmingham, AL, with an understanding of local tax nuances like property taxes. At Savant Wealth Management, she offers a blend of evidence-based and active investment strategies, supported by integrated legal and trust services, and provides flat-fee financial planning, distinguishing her from advisors with different fee structures or less comprehensive firm support.
Experience: 37 years
Avg account: $2,108,203
-
Kenneth C
CFA®, Series 63
Birmingham, AL
Greybox Investments
Kenneth Carlson in Birmingham, AL, offers expertise in factor investing and tax-loss harvesting, which can help optimize retirement cash flow considering local tax benefits. His independent status and 11 years of experience, combined with Greybox Investments' quantitative multi-factor approach and customized portfolio models, distinguish him from others by blending advanced analytics with fundamental analysis for individual and high-net-worth clients.
Experience: 11 years
Avg account: $1,339,314
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Specialized advisors
People also searched
Popular in Birmingham, AL
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")