Top financial advisors in California
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
Choosing the right financial advisor in California means focusing on whether they can handle your specific financial needs, not just picking from a large pool. A common mistake is hiring an advisor based on reputation alone, only to find out later they don't address your unique situation.
- Match on the actual work. Ask what the advisor does day-to-day and if they have experience with your financial goals, whether it's retirement, investments, or tax planning.
- Fee model fit. Understand how the advisor charges—flat fee, assets under management (AUM), or hourly—and consider which aligns best with your preferences.
- Tax planning approach. California has high income taxes, but Proposition 13 limits property tax increases for homeowners. Confirm the advisor understands these nuances and how they affect your planning.
- Continuity risk. If the advisor works solo, ask about their succession plan; if part of a team, find out who else would manage your account if needed.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jared F
Series 65
Huntington Beach, CA
Northwest Asset Management
Jared Fruth specializes in retirement income strategy and active portfolio management, making him well-suited for clients seeking financial guidance in California. Operating independently with a flat-fee model, he offers personalized consulting backed by Northwest Asset Management's $3.6 billion in assets under management and a fiduciary approach that blends Modern Portfolio Theory with fundamental and technical analysis.
Experience: 4 years
Avg account: $1,472,895
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David H
Series 65
Irvine, CA
Martin Wealth Management, LLC
David Hart is equipped to support financial advisors in California with 15 years of experience and expertise in wealth management, passive and active portfolio strategies, and retirement income planning. Operating independently at Safeguard Investment Advisory Group, he offers fee structures including a 2.15% AUM fee and hourly rates, serving a diverse client base with a fundamental-analysis investment approach and managing over $600 million in assets.
Experience: 15 years
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Alan T
Series 63, Series 65
Los Angeles, CA
Regal Investment Advisors LLC
Alan Toman offers expertise in active portfolio management and options strategies, which suits clients seeking dynamic investment approaches in California's diverse market. His flat-fee and AUM-based fee structures provide flexibility, while his nine years of experience and role at Regal Investment Advisors, a firm serving individuals and organizations with discretionary management, distinguish him from advisors focused solely on traditional planning.
Experience: 10 years
Avg account: $332,705
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Mher K
Series 63, Series 65
Los Angeles, CA
Morgan Stanley
Mher Khukoyan is equipped to assist with financial planning in California, offering general estate planning guidance backed by 15 years of experience and Series 63 and 65 licenses. Operating within Morgan Stanley, a large firm managing $2.74 trillion in assets, he provides access to extensive resources and firm-approved financial modeling, distinguishing him from advisors at smaller firms or with less institutional support.
Experience: 15 years
Avg account: $670,481
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Taylor R
Series 63, Series 65
San Francisco, CA
Oppenheimer
Taylor Reed's 25 years of experience and expertise in retirement plans for business owners make him well-suited for clients seeking financial advisors in California. Based in San Francisco and affiliated with the large firm Oppenheimer, he offers flat-fee financial planning up to $10,000 and serves a diverse client base including executives and founders, distinguishing him from advisors with narrower focuses or different fee structures.
Experience: 25 years
Avg account: $609,565
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