Top financial advisors in Carbondale, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Carbondale, IL when you're planning for retirement income without state tax but facing high property taxes. A common mistake is overlooking how property taxes impact your overall budget and retirement cash flow.
- Retirement income planning. Confirm how they factor in Illinois' no state tax on retirement income alongside your other income sources.
- Property tax impact. Ask how they incorporate high local property taxes into your long-term financial plan.
- Experience with local regulations. Ensure they understand Carbondale's tax environment and how it affects your investments and expenses.
- Holistic cash flow management. Look for advisors who balance your income, taxes, and expenses to avoid surprises in retirement.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Zach N
VerifiedCFP®
Carbondale, IL
Novak Financial Partners
Zachary Novak specializes in retirement income strategy and is based in Carbondale, IL, making him familiar with local tax impacts like Illinois' lack of state tax on retirement income and high property taxes. His firm, Core Planning, offers customizable investment strategies with a flat-fee structure and serves a diverse client base including trusts and business entities, providing a broad approach compared to advisors focusing solely on individual clients.
Experience: 10 years
Avg account: $605,570
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Nicholas R
Series 63, Series 65
Carbondale, IL
Cetera
Nicholas Ramsey in Carbondale, IL, offers expertise in wealth management and retirement plans for business owners, well-suited for navigating Illinois' tax environment and high property taxes. With nine years of experience at Cetera, a large firm providing flat-fee and hourly consulting options, he serves a diverse client base including high earners approaching retirement, differentiating him through flexible fee structures and broad service offerings.
Experience: 10 years
Avg account: $306,089
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Susan W
Series 65, Series 63, Series 66
Sioux Falls, SD
Edward Jones
Susan White in Carbondale, IL, offers wealth management expertise with six years of experience and credentials including Series 63, 65, and 66. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, she provides a broad range of advisory services and a fee structure up to 1.35% annually, which may suit clients seeking comprehensive financial planning in a high property tax environment.
Experience: 7 years
Avg account: $246,728
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Mark C
CFP®, Series 66
Carbondale, IL
Independent Wealth Network, Inc.
Mark Chalem offers retirement planning expertise in Carbondale, IL, with nine years of experience and CFP® certification, ensuring knowledgeable guidance on local tax impacts including Illinois' no state tax on retirement income. His affiliation with Edward Jones provides access to comprehensive wealth management services, and his flat-fee and hourly options offer flexible payment structures compared to other advisors in the area.
Experience: 10 years
Avg account: $339,533
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Michael N
CFP®, Series 63, Series 65
Carbondale, IL
Raymond James Financial
Michael Neill offers retirement income planning expertise in Carbondale, IL, with a focus on cash flow and budgeting that considers local property tax impacts. As a CFP®-certified advisor with 41 years of experience at Raymond James Financial, he provides flat-fee and hourly consulting within a large firm, serving diverse clients including high-net-worth individuals and pension plans.
Experience: 41 years
Avg account: $700,796
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