Top financial advisors in Carlsbad, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a home in Carlsbad, CA, understanding how Proposition 13 limits your property tax increases over time can be crucial for your financial planning. Without an advisor familiar with these local tax rules, you might miss opportunities to optimize your tax strategy and long-term wealth.
- Local tax expertise. Confirm how they incorporate California's high income taxes and Proposition 13's protections into your overall plan.
- Homeowner planning. Ask how they balance property tax benefits with other investment and retirement goals.
- Income tax management. Ensure they address strategies to handle California's higher income tax rates effectively.
- Long-term outlook. Look for advisors who consider how tax rules impact your finances over decades, not just short-term gains.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Edward C
Series 63
Carlsbad, CA
Ameriprise
Edward Creed's 36 years of experience and focus on retirement income strategy make him well-suited to help Carlsbad homeowners navigate Proposition 13's property tax protections alongside California's income tax challenges. Affiliated with Ameriprise, a large firm offering comprehensive advisory and insurance solutions, he serves clients approaching retirement with significant investable assets, charging a 0.15% AUM fee.
Experience: 37 years
Avg account: $471,167
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Andrew S
CFP®, Series 66
Carlsbad, CA
Carlsbad Wealth Advisory Group, Inc.
Andrew Sontag, a CFP® with 20 years of experience, operates in Carlsbad, CA, offering personalized investment advisory and portfolio management through a small, team-based firm. His independent status and focus on individual and high-net-worth clients provide a tailored approach that balances local tax considerations like Proposition 13 with long-term financial planning needs.
Experience: 20 years
Avg account: $957,892
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John S
Series 66
Carlsbad, CA
Equitable Advisors
John Steccato in Carlsbad, CA, specializes in retirement income strategy and Social Security optimization, making him well-suited to address long-term financial planning for homeowners under Proposition 13. Affiliated with Equitable Advisors, a large firm serving high-net-worth clients, he offers flexible fee structures and leverages a hybrid advisory and brokerage model, distinguishing him from advisors with smaller firm affiliations or narrower service scopes.
Experience: 4 years
Avg account: $570,841
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Michael S
Series 63, Series 65
Carlsbad, CA
LPL Financial
Michael Sorenson's 37 years of experience and expertise in wealth management and tax-loss harvesting make him well-equipped to navigate California's complex tax environment, including Proposition 13's property tax protections. Operating within LPL Financial, a large firm offering flat-fee financial planning, he serves a diverse clientele, which may provide broader resources compared to smaller local advisors.
Experience: 37 years
Avg account: $399,489
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Todd B
Series 63, Series 65
Carlsbad, CA
Integrated Advisors Network LLC
Todd Blackburn's 25 years of experience and Series 63 and 65 licenses equip him to navigate Carlsbad's local tax environment, including Proposition 13's impact on property taxes. His firm, Integrated Advisors Network LLC, offers flat-fee consulting and serves a diverse client base with portfolio management and financial planning, distinguishing him with a seasoned, independent approach and expertise in ESG and wealth management.
Experience: 26 years
Avg account: $739,399
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