Top financial advisors in Charleston, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
When you're planning your retirement income in Charleston, IL, you need an advisor who understands how to maximize your savings without relying on tax deductions from retirement income, since Illinois doesn't tax it. A common mistake is focusing too much on tax strategies that don't apply here, which can lead to missed opportunities.
- Property tax impact. Since property taxes can be high, ask how they factor this into your overall retirement budget.
- Income sequencing. Confirm how they plan withdrawals to keep your income steady without unexpected tax hits.
- Local knowledge. Look for advisors familiar with Illinois-specific rules and costs that affect your retirement lifestyle.
- Experience with retirement plans. Ensure they can navigate different retirement accounts to optimize your income flow.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Ryan M
Series 66
Charleston, IL
Raymond James Financial
Ryan Mefford offers retirement planning expertise in Charleston, IL, with a focus on cash flow and budgeting, which is crucial for managing property tax impacts and income sequencing in Illinois. Affiliated with Raymond James Financial, a large firm, he provides flat-fee and hourly fee options, serving a diverse client base including business owners and retirees, which may offer broader perspectives compared to smaller firms.
Experience: 5 years
Avg account: $700,796
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Andrew G
CFP®, Series 66
Charleston, IL
Wells Fargo Advisors
Andrew Grahn, a CFP®-certified advisor at Wells Fargo Advisors in Charleston, IL, brings eight years of experience and expertise in cash flow and budgeting, which is crucial for managing retirement income without relying on Illinois tax deductions. His affiliation with a large firm serving high-net-worth clients offers access to broad planning services and tailored recommendations, distinguishing him from advisors with smaller practices or less specialized focus.
Experience: 9 years
Avg account: $514,335
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Kelsey S
Series 65
Charleston, IL
Avantax Planning Partners, Inc.
Kelsey Swing specializes in retirement income strategy and tax-loss harvesting, making her well-suited for retirement planning in Charleston, IL, where Illinois does not tax retirement income. Her dual role as a financial advisor and CPA partner enhances her ability to integrate tax-intelligent overlays with discretionary portfolio management, offering clients a comprehensive approach with flat-fee and AUM-based options.
Experience: 7 years
Avg account: $692,697
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Dustin S
CFP®, Series 66
Charleston, IL
Edward Jones
Dustin Sloat's experience with retirement plans for business owners and wealth management suits those planning retirement income in Charleston, IL, where local tax nuances are crucial. His CFP® certification and affiliation with Edward Jones, a large firm managing over $1 trillion in assets, provide access to diverse investment strategies and support, distinguishing him from advisors with smaller firm resources or less specialized retirement expertise.
Experience: 9 years
Avg account: $246,728
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Jeffrey O
Series 63, Series 66
Charleston, IL
OSAIC
Jeffrey Oetting's 28 years of experience and Series 63 and 66 licenses equip him to address retirement income planning in Charleston, IL, with a focus on annuities and local financial nuances. Operating within OSAIC, a large firm offering flat-fee structures and advanced portfolio tools, he serves diverse clients including executives and retirees, distinguishing him through a blend of seasoned expertise and broad service capabilities.
Experience: 28 years
Avg account: $398,336
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