Top advisors focused on childfree in the US
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be navigating financial decisions without the typical expenses or considerations that come with raising children. Without the financial responsibilities tied to dependents, it's easy to overlook planning for your unique retirement needs or estate plans. The top matches here understand that childfree clients often prioritize different goals and risks.
- Retirement income focus. Ask how they tailor income strategies when you don't have child-related expenses or inheritances to plan for.
- Estate planning nuances. Confirm how they approach wills and trusts when beneficiaries might be siblings, friends, or charities instead of children.
- Long-term care planning. Without children to assist, ask how they help prepare for potential care needs later in life.
- Lifestyle alignment. Check how they incorporate your personal goals and values into financial plans, recognizing that your priorities may differ from traditional family models.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Elizabeth Y
CFP®
Edgewater, MD
Dependent Financial Planning
Elizabeth Yoder specializes in serving childfree clients, understanding their unique retirement and estate planning needs without child-related expenses. As a CFP®-certified independent advisor at Dependent Financial Planning, she offers flat-fee and hourly project-based financial planning, combining asset allocation with Modern Portfolio Theory and socially responsible investing options, which may appeal to those seeking tailored strategies beyond traditional family models.
Experience: 6 years
Avg account: $540,598
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Adam B
Series 63, Series 66
Tulsa, OK
Merrill
Adam Berlien's expertise in retirement income strategy and multi-generational wealth transfer suits those navigating financial planning without child-related expenses. Based in Tulsa, OK, he works at Merrill, a large firm, offering managed strategies with a 1.10% AUM fee under $2 million. His experience coordinating with accountants and attorneys adds value for clients seeking comprehensive legacy planning beyond traditional family models.
Experience: 14 years
Avg account: $860,085
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Laura L
CFP®, AAMS®
Abiquiu, NM
The Tiny House Adviser
Laura Lynch specializes in financial planning for childfree clients, focusing on cash flow and budgeting tailored to unique retirement and estate needs without dependents. Based in Abiquiu, NM, she offers flat-fee, limited-scope planning through her independent firm, The Tiny House Adviser, and supports Gen X solo women pursuing financial independence via downsizing and alternative living arrangements like tiny homes.
Experience: 8 years
Avg account: $563,214
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Regina N
CFP®
Fort Collins, CO
Fpfoco
Regina Neenan specializes in income and cash flow planning, which is crucial for childfree clients who may prioritize unique retirement income strategies and estate planning without dependents. As a CFP®-certified advisor with six years of experience, Regina offers flat-fee financial planning and ongoing support, focusing on comprehensive plans that include insurance and tax considerations, making her a strong choice for millennials seeking personalized, independent advice in Fort Collins, CO.
Experience: 6 years
Avg account: $1,274,790
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