Top financial advisors in Chula Vista, CA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a home in Chula Vista, CA, and are planning your financial future, understanding how local tax rules affect your wealth is crucial. A common mistake is overlooking how Proposition 13 limits property tax increases, which can impact your long-term planning.
- Property tax impact. Ask how they incorporate Proposition 13's limits into your financial plan to avoid surprises.
- Income tax strategies. California's high income taxes require careful planning; confirm how they address this in your investment and withdrawal strategies.
- Home equity use. Discuss how they advise leveraging your home's value without triggering unexpected tax consequences.
- Local market knowledge. Ensure they understand Chula Vista's real estate and economic environment to align your financial goals effectively.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Robert M
Series 63, Series 65
Chula Vista, CA
Primerica Advisors
Robert Mckinney's experience with Primerica Advisors, a large firm offering discretionary asset management and model-delivery strategies, equips him to address Chula Vista homeowners' financial planning needs, including tax considerations like Proposition 13. His expertise in tax-loss harvesting and income planning, combined with a tiered wrap fee structure and six years in the industry, distinguishes him from other advisors in the area.
Experience: 7 years
Avg account: $228,117
-
Adriana P
Series 63
Chula Vista, CA
Voya financial Advisors, Inc.
Adriana Pacheco's 22 years of experience and focus on retirement income strategy and business ownership considerations make her well-suited to address the financial complexities faced by homeowners in Chula Vista, including local tax impacts like Proposition 13. Affiliated with VOYA Financial Advisors, a large firm offering flat-fee and hourly consulting options, she combines seasoned expertise with flexible fee structures and a broad service platform, distinguishing her from other advisors in the area.
Experience: 23 years
Avg account: $236,678
-
James S
CFP®
Bonita, CA
Count Your Beans Financial Planning LLC
James Sias, a CFP® professional based in Bonita, CA, offers expertise in debt management, college savings, and passive investing, which can support financial planning for homeowners in Chula Vista. His firm emphasizes low-cost asset allocation and provides fee-based services billed hourly, catering to individuals and high-net-worth clients without discretionary management, distinguishing him from advisors with larger asset minimums or different fee structures.
Experience: 0 years
-
Nicholas K
Series 66
Chula Vista, CA
Edward Jones
Nicholas Kolata, based in Chula Vista, CA, offers expertise in retirement income strategy and estate planning, which can help navigate local tax rules like Proposition 13. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides wealth management services with a program fee up to 1.35% annually, suitable for clients seeking comprehensive strategies within a well-established firm.
Experience: 13 years
Avg account: $246,728
-
Dilip G
Series 63, Series 65
Chula Vista, CA
Wells Fargo Advisors
Dilip Gupta's 38 years of experience and Series 63 and 65 credentials position him well to navigate Chula Vista's local tax environment, including Proposition 13's property tax limits. Affiliated with Wells Fargo Advisors, a large firm serving high-net-worth clients, he offers tailored investment and financial planning supported by proprietary research, distinguishing him from advisors with smaller firm resources or less extensive experience.
Experience: 38 years
Avg account: $514,335
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Specialized advisors
People also searched
Popular in Chula Vista, CA
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")