Top financial advisors in Cincinnati, OH
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you live in Cincinnati and face complex financial decisions, such as managing investments or planning for retirement, you need advisors who understand local tax nuances. One common mistake is overlooking municipal income taxes, which differ by city and can affect your overall strategy.
- Local tax expertise. Confirm how the advisor accounts for Cincinnati's municipal income taxes in your financial plan.
- Experience level. Ask about their years of practice managing portfolios and retirement plans in Ohio.
- Fee structure clarity. Understand whether they charge flat fees or other pricing models and how that aligns with your needs.
- Firm affiliation. Inquire if they work independently or within a large firm, as this can influence the resources available to you.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Lukas M
Series 66
Cincinnati, OH
FIFTH THIRD SECURITIES, Inc.
Lukas Manger offers expertise in wealth management and retirement plans for business owners, with a focus on tax-loss harvesting and college savings strategies, making him well-suited for Cincinnati residents navigating local tax complexities. Operating within the large firm LPL Financial, he provides flat-fee financial planning and consulting, supported by four years of industry experience and a Series 66 designation, distinguishing him from advisors with different fee structures or firm sizes.
Experience: 5 years
Avg account: $230,450
-
Kristin R
Series 63, Series 66
Cincinnati, OH
FIFTH THIRD SECURITIES, Inc.
Kristin Rose offers 19 years of experience in Cincinnati, specializing in passive investing, tax-loss harvesting, and sustainable strategies, which are crucial for managing local tax nuances. Affiliated with the large firm Fifth Third Securities, she provides access to diverse managed-account options and a 1.50% AUM fee, distinguishing her from advisors with smaller firms or different fee structures.
Experience: 20 years
Avg account: $230,450
-
Samuel W
Series 66
Cincinnati, OH
Merrill
Samuel Warren offers expertise in tax-loss harvesting and active portfolio management, which is valuable for navigating Cincinnati's municipal income taxes. Affiliated with Merrill, a large firm connected to Bank of America, he provides access to managed account programs and discretionary portfolio management, catering to mid-career professionals and high earners with a 1.10% AUM fee for accounts under $2 million.
Experience: 0 years
Avg account: $860,085
-
Thomas H
Series 63, Series 65
Cincinnati, OH
PNC Wealth Management
Thomas Hermann brings 36 years of experience managing wealth in Cincinnati, with expertise in both passive index and active portfolio management, suitable for navigating local tax nuances. Affiliated with PNC Wealth Management, a large firm offering algorithm-driven model portfolios and charging 0.85% annually on assets under management, he provides a structured approach that contrasts with smaller or independent advisors.
Experience: 36 years
Avg account: $182,752
-
Phillip W
Series 63, Series 66
Cincinnati, OH
Incline Wealth
Phillip Westhoff's 16 years of experience and expertise in retirement income strategy and business ownership considerations make him well-equipped to navigate Cincinnati's unique municipal tax environment. Operating independently with a flat-fee structure, he offers personalized financial planning through Incline Wealth, which supports diverse clients including high-net-worth individuals and businesses, combining active and passive investment approaches.
Experience: 16 years
Avg account: $386,762
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Specialized advisors
People also searched
Popular in Cincinnati, OH
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")