Top financial advisors working with consultants
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you work as a consultant, your financial needs often include managing irregular income and planning for variable tax situations. A common mistake is treating your finances like a regular salaried employee's, which can lead to cash flow issues or missed tax benefits.
- Income variability management. Look for advisors who understand how to smooth out income fluctuations and plan for lean periods.
- Tax planning nuances. Confirm they know how to handle deductions and credits specific to consulting work, such as business expenses.
- Retirement savings strategies. Ask how they recommend structuring retirement accounts when your income isn't steady.
- Contract and payment timing. Check if they consider the timing of client payments and contracts in your financial plan to avoid surprises.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Wanqiu W
Series 66
Costa Mesa, CA
Citigroup Global Markets
Wanqiu Wu is equipped to assist consultants with managing income variability and tax planning, drawing on expertise in tax-loss harvesting and sustainable investing. Based in Costa Mesa, CA, and affiliated with Citigroup Global Markets, Wanqiu serves high-net-worth clients through a large firm offering multi-asset strategies, with fees up to 2% annually, negotiable based on various factors.
Experience: 4 years
Avg account: $714,318
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Kenneth M
Series 63, Series 66
Cincinnati, OH
Empower Advisory Group
Kenneth Mason specializes in financial planning for consultants, addressing income variability and retirement income strategies, which are crucial for managing irregular consulting income and tax nuances. Based in Cincinnati, OH, he offers flat-fee and monthly subscription options through Empower Advisory Group, a large firm, providing accessible services with a consultative approach focused on integrating workplace benefits and personalized wealth strategies.
Experience: 11 years
Avg account: $565,063
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Margaret H
Series 65
Cleveland, OH
Carnegie Investment Counsel
Margaret Halloran is well-equipped to assist consultants with managing irregular income and complex tax situations, drawing on her 10 years of experience and expertise in retirement plans for business owners and ESG investing. Operating from Cleveland, OH, she offers flexible fee structures including flat fees and hourly rates, and her firm employs a diverse investment approach combining fundamental, technical, cyclical, and ESG analysis, which may appeal to consultants seeking tailored portfolio management options.
Experience: 10 years
Avg account: $2,012,456
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Zack G
CFP®
Denver, CO
True Riches Financial Planning
Zack Gutches specializes in serving consultants, offering expertise in managing irregular income and tax planning nuances essential for consulting professionals. Based in Denver, he provides flat-fee and hourly financial planning, integrating tax-aware strategies and socially responsible investments, which distinguishes him from others by combining comprehensive planning with a Household CFO model tailored for mid-career and high-net-worth clients.
Experience: 5 years
Avg account: $655,488
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Osbaldo M
Series 65, Series 63
Beaverton, OR
Fidelity
Osbaldo Martinez specializes in financial planning for consultants, addressing challenges like income variability and cash flow management, supported by his expertise in wealth management and budgeting. Based in Beaverton, OR, he brings three years of industry experience and works within the large-firm environment of Fidelity, offering structured resources and a comprehensive approach compared to smaller firms.
Experience: 3 years
Avg account: $234,793
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