Seasoned, planning for children with special needs financial advisors in Dallas, TX
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
Planning for children with special needs often means managing complex care costs and long-term financial security. Without focused expertise, you might overlook critical benefits or funding options that can ease your family's burden.
- Government benefits navigation. Confirm how they help you access and coordinate programs like Medicaid or Supplemental Security Income, which have strict eligibility rules.
- Special needs trust guidance. Ask about setting up trusts that protect your child's benefits while providing for their needs.
- Long-term care planning. Ensure they consider future care costs and housing options, not just immediate expenses.
- Education and therapy funding. Look for advisors who integrate funding strategies for specialized education and therapies into your overall plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Michael S
Series 63, Series 66
Southlake, TX
Edward Jones
Michael Scoma brings 32 years of experience and specializes in planning for children with special needs, retirement income, and estate guidance, serving clients from Southlake near Dallas. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he offers both discretionary and non-discretionary strategies with a program fee up to 1.35% annually, distinguishing him from smaller or independent advisors.
Experience: 32 years
Avg account: $246,728
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James A
Series 63
Dallas, TX
Wells Fargo Advisors
James Allen's 43 years of experience and specialty in planning for children with special needs equip him to address complex care costs and long-term financial security in Dallas. Affiliated with Wells Fargo Advisors, a large firm serving high-net-worth clients, he offers integrated financial planning and investment services, distinguishing him from advisors with smaller practices or narrower service scopes.
Experience: 44 years
Avg account: $514,335
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Darenda R
Series 63, Series 66
Southlake, TX
Merrill
Darenda Rangel offers seasoned expertise in planning for children with special needs, backed by over 28 years in financial services and a focus on special needs planning within a large firm setting. Her approach integrates family wealth management and retirement income strategies, with a fee structure of 1.10% AUM for managed strategies under $2 million, distinguishing her through comprehensive services tailored to executives and business owners in the Dallas area.
Experience: 23 years
Avg account: $860,085
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