Top debt management financial advisors
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're struggling with high-interest debt or juggling multiple payments, a debt management advisor can help you create a plan to regain control. Without focused guidance, it's easy to miss how your spending habits and repayment priorities affect your overall financial health.
- Customized repayment plans. Look for advisors who tailor strategies to your income and expenses, not just generic debt payoff methods.
- Credit impact awareness. Ask how their approach affects your credit score and what steps they take to protect or improve it.
- Negotiation experience. Confirm if they have a track record of working with creditors to reduce interest rates or waive fees.
- Long-term budgeting. Effective debt management includes planning for future expenses to prevent falling back into debt.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Timothy C
Series 63, Series 65
Westlake, OH
Coyne Capital Management, LLC
Timothy Coyne specializes in debt management and wealth management, offering tailored repayment plans that consider clients' income and expenses, which is crucial for managing high-interest debt effectively. Based in Westlake, Ohio, he serves high-net-worth individuals with at least $500,000 in investable assets, providing discretionary investment management and financial planning with a 1% AUM fee and $200 hourly rate, distinguishing him through a focus on asset-class diversification and personalized investment policies.
Experience: 16 years
Avg account: $2,741,321
-
Jorden B
Series 65
Claremont, CA
LifeSteps Financial
Jorden Bastien specializes in debt management and cash flow budgeting, making him well-equipped to help clients in the US regain control over high-interest debt and multiple payments. His firm, LifeSteps Financial, serves a diverse client base including high-net-worth individuals and businesses, employs an ETF-centric investment approach, and offers both discretionary and non-discretionary advisory services with integrated financial planning, differentiating him from advisors with narrower focuses or less comprehensive service offerings.
Experience: 14 years
Avg account: $638,509
-
Don L
CFP®, Series 63, Series 66, Series 65
Mesa, AZ
Larson Wealth Management, LLC
Don Larson specializes in debt management with a strong focus on cash flow and budgeting, supported by 19 years of industry experience and CFP® certification. His firm offers flat-fee, non-discretionary asset management tailored to portfolio size, serving a diverse client base including high-net-worth individuals and institutional clients, which distinguishes him through a blend of personalized financial planning and strategic asset allocation.
Experience: 20 years
Avg account: $196,625
-
Marilynne S
Series 63, Series 66
Canton, GA
Empower Advisory Group
Marilynne Shadow specializes in debt management and retirement income strategy, offering tailored repayment plans that consider clients' income and expenses. Working with Empower Advisory Group, a large firm known for integrated financial planning and investment management, she provides flat-fee and monthly subscription options, which may appeal to clients seeking predictable costs alongside expertise in long-term portfolio returns and annual rebalancing.
Experience: 9 years
Avg account: $565,063
-
Kari W
CFP®, Series 65
Boston, MA
RWA Wealth Partners
Kari Wolfson specializes in debt management and cash flow budgeting, making her well-equipped to help clients in the US regain control over high-interest debt and multiple payments. With 13 years of experience, CFP® certification, and a flat-fee structure, she serves high-net-worth clients independently through RWA Wealth Partners, which offers strategic asset allocation and comprehensive financial planning beyond debt solutions.
Experience: 13 years
Avg account: $3,099,262
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Specialized advisors
People also searched
Popular nationally
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")