Top financial advisors in Decatur, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Decatur, IL when you're planning for retirement or managing significant assets and want to avoid costly mistakes like misjudging tax impacts or investment timing. A common pitfall is working with an advisor who overlooks local tax nuances or your unique financial timeline.
- Local tax insight. Confirm how they factor in Illinois' lack of retirement income tax but high property taxes when crafting your plan.
- Experience with asset sequencing. Ask how they prioritize withdrawals and investments to optimize your financial longevity.
- Customized retirement pacing. Look for advisors who adjust strategies based on your expected retirement age and income needs, not just generic models.
- Coordination with other professionals. Ensure they collaborate with your tax preparer or estate planner to align all aspects of your financial picture.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Phillip C
Series 63, Series 65
Decatur, IL
Cetera
Phillip Cruikshank's 36 years of experience and expertise in wealth management and retirement plans for business owners make him well-suited for clients in Decatur, IL planning for retirement. Operating within Cetera, a large firm offering diverse portfolio management and fiduciary services, he provides flat-fee and hourly consulting options, catering to high earners approaching retirement with a seasoned approach.
Experience: 36 years
Avg account: $306,089
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James L
Series 63, Series 65
Decatur, IL
STIFEL
James Livasy's 42 years of experience in Decatur, IL, and his focus on general retirement and income planning equip him to address local tax nuances and retirement pacing effectively. As a seasoned advisor at the large firm Stifel, he benefits from a proprietary investment methodology and serves diverse clients, which may offer broader perspectives compared to smaller, less established firms.
Experience: 42 years
Avg account: $773,556
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Richard N
Series 63, Series 65
Decatur, IL
Ameriprise
Richard Nolte specializes in retirement income strategy and Social Security optimization, making him well-suited for clients approaching retirement in Decatur, IL. With 31 years of experience at Ameriprise, a large firm known for tax-efficient retirement planning and a 0.15% AUM fee, he offers personalized strategies that consider local tax nuances and coordinate with other professionals.
Experience: 31 years
Avg account: $471,167
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Jeremy S
Series 66
Decatur, IL
Edward Jones
Jeremy Sarna in Decatur, IL, offers wealth management with expertise in tax-loss harvesting and multi-generational wealth transfer, aligning well with retirement planning needs that consider local tax nuances. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides both discretionary and non-discretionary strategies with a fee up to 1.35% annually, suitable for clients seeking comprehensive, tax-efficient services.
Experience: 8 years
Avg account: $246,728
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James M
Series 63, Series 65
Decatur, IL
IPI Wealth Management, Inc.
James Minton Sr. offers retirement income strategy expertise in Decatur, IL, with 34 years of experience and holds Series 63 and 65 licenses. His firm, IPI Wealth Management, uses a risk-based, open-architecture investment platform and serves diverse clients, providing both discretionary and non-discretionary portfolio management with flat-fee and hourly financial planning options.
Experience: 34 years
Avg account: $193,517
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